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Home›Florida›Miami Dade County›Pinewood

June Marcia Williams — Licensed Insurance Agent in Pinewood, FL
June Marcia Williams
Your Insurance Agent in Pinewood, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Pinewood, FL...
National Producer No.
17209549
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Life Insurance in Pinewood, FL

Dedicated Coverage Options from Final Expense to Term Life in Miami Dade County

The Smart Choice for Dependable Life Insurance in Pinewood, FL

Your local licensed agent in Pinewood, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Pinewood, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Pinewood, FL

Pinewood, FL — Your Local Producer

Hello, Pinewood neighbors! In a community as vibrant and family-focused as ours here in Miami-Dade County, planning for the future is one of the most important things we can do. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my fellow residents navigate their options for personal insurance. Whether you're considering Term Life, Final Expense, or coverage for critical illness or accidents, I'm here to provide clear, personalized guidance to help you protect your family's financial well-being. (NPN: 17209549, Florida License No: W840529)

  • Pinewood Park
  • Dr. William A. Chapman Elementary School
  • Intersection of NW 7th Ave & NW 103rd St
NPN17209549FL LicenseW840529

Pinewood is home to approximately 17,200 residents in Miami Dade County, with a median age of 40.0 and a median household income of $41,300. About 30% of homes are owner-occupied; the median home value is $278,000. 11% of adults hold a bachelor's degree or higher; households with children make up 36%; veterans comprise 2% of residents. Average household size is 3.1. These demographic markers shape which life insurance products fit Pinewood households.

How Pinewood compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS PINEWOOD · 17K RESIDENTS
Miami Dade County vs Pinewood — population comparison Miami Dade County: 2,688,237 residents. Pinewood: 17,163 residents, 0.6% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
17,163 PINEWOOD RESIDENTS ↳ 0.6% of Miami Dade County residents
Underwriting Guidelines

How does obesity impact life insurance underwriting in Pinewood, FL?

Many Pinewood residents secure competitive rates despite obesity. Miami Dade County reports 37.9% adult prevalence (CDC PLACES); 18.0% also manage arthritis, with 25.6% of the ~2,688,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby North Miami Beach →

📊 Top Health Considerations (CDC)

Top Health Considerations for Pinewood (CITY) High cholesterol: 35.6%. High blood pressure: 44.1%. Obesity: 37.9%. Diagnosed diabetes: 20.8%. Current cigarette smoking: 20.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PINEWOOD High cholesterol 35.6% High blood pressure 44.1% Obesity 37.9% Diagnosed diabetes 20.8% Current cigarette smoking 20.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV
Population ~17,163
Lack of health insurance (18–64) 27.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1257250
Google Maps
Pinewood civic building photo 1
Photos by Annette Elliott via Google Maps
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Available in Pinewood

Life Insurance Products in Pinewood, FL

9 insurance products available in Pinewood

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Miami Dade County and Nearby Florida Counties

Life Insurance by City Near Pinewood, FL

45,407 licensed producers on public record in Miami Dade County.

🌟 Cities Served near Pinewood

30 Cities · 3 Counties
Collier County10
ChokoloskeeGolden GateImmokaleeLely ResortMarco IslandMarco Shores-Hammock BayNaplesNaples ManorPelican MarshWinding Cypress
Miami Dade CountyHome10
HialeahIves EstatesKendale LakesMiamiMiami BeachMiami GardensThe CrossingsThe HammocksWest Little RiverWest Miami
Palm Beach County10
Boynton BeachCanal PointGreenacresLake WorthLake Worth BeachPalm Beach GardePalm Beach GardensPlantation Mobile Home ParkSan CastleWest Palm Beach
Official Resources

Know your rights in Pinewood.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Pinewood Life Insurance Questions

💰

How much does life insurance cost in Pinewood?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Pinewood
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Pinewood?

Yes. June serves all of Pinewood and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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Licensed in 5 states NPN verified No obligation
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