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Home›Florida›Miami Dade County›Richmond West

June Marcia Williams — Licensed Insurance Agent in Richmond West, FL
June Marcia Williams
Your Insurance Agent in Richmond West, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Richmond West, FL...
National Producer No.
17209549
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Life Insurance in Richmond West, FL

Securing Families Across Miami Dade County with 9 Tailored Product Lines

Why Richmond West Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Richmond West, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Richmond West, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Richmond West, FL

Richmond West, FL — Your Local Producer

For my neighbors in Richmond West, living in the vibrant heart of Miami-Dade County means cherishing every moment with our loved ones. I'm June Marcia Williams, your local licensed insurance producer, and I'm dedicated to helping you protect what matters most. Navigating insurance can be complex, but I'm here to provide clear, personalized guidance on options like Term and Whole Life, Final Expense, and Critical Illness coverage. My goal is to help you find a plan that fits your family's unique needs, ensuring you have peace of mind for the future. (NPN: 17209549, Florida License No: W840529)

  • Larry and Penny Thompson Park
  • Zoo Miami
  • SW 152nd Street (Coral Reef Drive)
NPN17209549FL LicenseW840529

Richmond West is home to approximately 37,000 residents in Miami Dade County, with a median age of 41.0 and a median household income of $88,800. About 82% of homes are owner-occupied; the median home value is $418,000. 32% of adults hold a bachelor's degree or higher; households with children make up 42%; veterans comprise 3% of residents. Average household size is 3.5. These demographic markers shape which life insurance products fit Richmond West households.

How Richmond West compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS RICHMOND WEST · 37K RESIDENTS
Miami Dade County vs Richmond West — population comparison Miami Dade County: 2,688,237 residents. Richmond West: 36,964 residents, 1.4% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
36,964 RICHMOND WEST RESIDENTS ↳ 1.4% of Miami Dade County residents
Underwriting Guidelines

Does high cholesterol affect life insurance rates in Richmond West, FL?

Yes, qualification is common in Richmond West. Within Miami Dade County's ~2,688,000 residents — including the 25.6% currently without health coverage — 35.4% of adults manage high cholesterol and 28.1% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Palm Springs North →

📊 Top Health Considerations (CDC)

Top Health Considerations for Richmond West (CITY) High cholesterol: 35.4%. High blood pressure: 31%. Obesity: 28.1%. Diagnosed diabetes: 14.3%. Current cigarette smoking: 10.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RICHMOND WEST High cholesterol 35.4% High blood pressure 31.0% Obesity 28.1% Diagnosed diabetes 14.3% Current cigarette smoking 10.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV
Population ~36,964
Lack of health insurance (18–64) 25.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1260230
Google Maps
Richmond West civic building photo 1Richmond West civic building photo 2
Photos by Ariel Wang , alicia cornejo via Google Maps
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Available in Richmond West

Life Insurance Products in Richmond West, FL

9 insurance products available in Richmond West

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Miami Dade County and Nearby Florida Counties

Life Insurance by City Near Richmond West, FL

45,407 licensed producers on public record in Miami Dade County.

🌟 Cities Served near Richmond West

30 Cities · 3 Counties
Broward County10
Boulevard GardensCooper CityFort LauderdaleHallandaleHallandale BeachHollywoodLauderdale-by-the-SeaMiramarPompano BeachTamarac
Miami Dade CountyHome10
HialeahIves EstatesKendale LakesMiamiMiami BeachMiami GardensThe CrossingsThe HammocksWest Little RiverWest Miami
Collier County10
ChokoloskeeGolden GateImmokaleeLely ResortMarco IslandMarco Shores-Hammock BayNaplesNaples ManorPelican MarshWinding Cypress
Official Resources

Know your rights in Richmond West.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Richmond West Life Insurance Questions

💰

How much does life insurance cost in Richmond West?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Richmond West
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Richmond West?

Yes. June serves all of Richmond West and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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