Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Palm Springs North, FL
June Marcia Williams
Your Insurance Agent in Palm Springs North, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Palm Springs North, FL...
National Producer No.
17209549
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Life Insurance in Palm Springs North, FL

Dedicated Coverage Options from Final Expense to Term Life in Miami Dade County

The Smart Choice for Dependable Life Insurance in Palm Springs North, FL

Your local licensed agent in Palm Springs North, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Palm Springs North, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Palm Springs North, FL

Palm Springs North, FL — Your Local Producer

Hello to my neighbors in Palm Springs North. Living here in Miami-Dade County offers a unique and vibrant lifestyle, and I believe that having financial peace of mind is key to enjoying it all. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families prepare for the future. I provide personalized guidance on a variety of plans, including Term Life, Final Expense, and Critical Illness policies, tailored to your specific needs. My goal is to be your trusted resource for securing your family's protection. (NPN: 17209549, Florida License No: W840529)

  • Palm Springs North Park
  • Palm Springs North Elementary School
  • NW 186th St (Miami Gardens Dr)
NPN17209549FL LicenseW840529

Palm Springs North is home to approximately 5,300 residents in Miami Dade County, with a median age of 43.0 and a median household income of $92,700. About 91% of homes are owner-occupied; the median home value is $471,000. 26% of adults hold a bachelor's degree or higher; households with children make up 41%; veterans comprise 3% of residents. Average household size is 3.5. These demographic markers shape which life insurance products fit Palm Springs North households.

How Palm Springs North compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS PALM SPRINGS NORTH · 5K RESIDENTS
Miami Dade County vs Palm Springs North — population comparison Miami Dade County: 2,688,237 residents. Palm Springs North: 5,303 residents, 0.2% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
5,303 PALM SPRINGS NORTH RESIDENTS ↳ 0.2% of Miami Dade County residents

Does high cholesterol affect life insurance rates in Palm Springs North, FL?

Yes, qualification is common in Palm Springs North. Within Miami Dade County's ~2,688,000 residents — including the 25.6% currently without health coverage — 34.1% of adults manage high cholesterol and 29.2% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Miami Shores →

📊 Top Health Considerations (CDC)

Top Health Considerations for Palm Springs North (CITY) High cholesterol: 34.1%. High blood pressure: 29.9%. Obesity: 29.2%. Diagnosed diabetes: 14.1%. Current cigarette smoking: 10.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PALM SPRINGS NORTH High cholesterol 34.1% High blood pressure 29.9% Obesity 29.2% Diagnosed diabetes 14.1% Current cigarette smoking 10.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~5,303
Lack of health insurance (18–64) 27.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1254500

Life Insurance Products in Palm Springs North, FL

9 insurance products available in Palm Springs North

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Palm Springs North, FL

45,407 licensed producers on public record in Miami Dade County.

🌟 Cities Served near Palm Springs North

30 Cities · 3 Counties
Collier County10

Know your rights in Palm Springs North.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Palm Springs North Life Insurance Questions

💰

How much does life insurance cost in Palm Springs North?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Palm Springs North
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Palm Springs North?

Yes. June serves all of Palm Springs North and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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