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Home›Florida›Miami Dade County›Palmetto Bay

June Marcia Williams — Licensed Insurance Agent in Palmetto Bay, FL
June Marcia Williams
Your Insurance Agent in Palmetto Bay, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Palmetto Bay, FL...
National Producer No.
17209549
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Life Insurance in Palmetto Bay, FL

Dedicated Coverage Options from Final Expense to Term Life in Miami Dade County

The Smart Choice for Dependable Life Insurance in Palmetto Bay, FL

Your local licensed agent in Palmetto Bay, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Palmetto Bay, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Palmetto Bay, FL

Palmetto Bay, FL — Your Local Producer

Hello, Palmetto Bay! As a licensed insurance producer right here in the Miami-Dade County area, I appreciate the wonderful quality of life our community offers. My passion is helping my neighbors protect their families and futures. I'm June Marcia Williams, and I specialize in personal insurance solutions tailored to your unique needs. Whether you're considering Term, Whole, or Universal Life insurance, or need coverage for Final Expenses, Critical Illness, Hospital Indemnity, or Accidents, I'm here to guide you. I also assist with Business Life and special situations. Let's work together to secure your peace of mind. (NPN: 17209549, Florida License No: W840529)

  • Deering Estate
  • Coral Reef Park
  • Village of Palmetto Bay Village Hall
NPN17209549FL LicenseW840529

Palmetto Bay is home to approximately 24,300 residents in Miami Dade County, with a median age of 41.6 and a median household income of $145,000. About 78% of homes are owner-occupied; the median home value is $716,000. 62% of adults hold a bachelor's degree or higher; households with children make up 39%; veterans comprise 3% of residents. Average household size is 3.0. These demographic markers shape which life insurance products fit Palmetto Bay households.

How Palmetto Bay compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS PALMETTO BAY · 24K RESIDENTS
Miami Dade County vs Palmetto Bay — population comparison Miami Dade County: 2,688,237 residents. Palmetto Bay: 24,267 residents, 0.9% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
24,267 PALMETTO BAY RESIDENTS ↳ 0.9% of Miami Dade County residents
Underwriting Guidelines

Does obesity affect life insurance rates in Palmetto Bay, FL?

Yes, qualification is common in Palmetto Bay. Within Miami Dade County's ~2,688,000 residents — including the 25.6% currently without health coverage — 29.0% of adults manage obesity and 18.0% live with arthritis per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Miami Springs →

📊 Top Health Considerations (CDC)

Top Health Considerations for Palmetto Bay (CITY) High cholesterol: 36.2%. High blood pressure: 34.9%. Obesity: 29%. Diagnosed diabetes: 15.1%. Current cigarette smoking: 11.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PALMETTO BAY High cholesterol 36.2% High blood pressure 34.9% Obesity 29.0% Diagnosed diabetes 15.1% Current cigarette smoking 11.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV
Population ~24,267
Lack of health insurance (18–64) 22.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1254275
Google Maps
3.9 27 reviews
Village of Palmetto Bay photo 1Village of Palmetto Bay photo 2Village of Palmetto Bay photo 3Village of Palmetto Bay photo 4
Photos by M M , Herve Andrieu , Giuliana Hernandez , Sensei David Miranda Jr. via Google Maps
View on Google Maps
Village of Palmetto Bay
Open now · Mon 8:30 AM – 4:00 PM
(305) 259-1234
palmettobay-fl.gov .GOV
9705 Hibiscus St, Palmetto Bay, FL 33157, USA
Recent Reviews
Henry Hernandez ★★★★★
"Without a doubt, Idalmis deserves a five-star review! From the moment I walked in, her attention was impeccable. Her professionalism and kindness stood out in every interaction, making my experience t…"
Jenny Rivera ★★★★★
"10/10 experience! Idalmy assisted me in getting my son's passport and guided me through the process from beginning to end. Receptionist was very helpful as well. I would definitely recommend coming he…"
Available in Palmetto Bay

Life Insurance Products in Palmetto Bay, FL

9 insurance products available in Palmetto Bay

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Miami Dade County and Nearby Florida Counties

Life Insurance by City Near Palmetto Bay, FL

45,407 licensed producers on public record in Miami Dade County.

🌟 Cities Served near Palmetto Bay

28 Cities · 3 Counties
Palm Beach County10
Boynton BeachCanal PointGreenacresLake WorthLake Worth BeachPalm Beach GardePalm Beach GardensPlantation Mobile Home ParkSan CastleWest Palm Beach
Miami Dade CountyHome10
HialeahIves EstatesKendale LakesMiamiMiami BeachMiami GardensThe CrossingsThe HammocksWest Little RiverWest Miami
Hendry County8
ClewistonFeldaFort DenaudHarlemLabelleMonturaPioneerPort LaBelle
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Palmetto Bay, Florida

Florida DFS public records show 197 actively licensed insurance producers with business addresses in Palmetto Bay (Miami-Dade County County). 156 hold Life & Health authority; 66 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

197Licensed producers
156Life & Health
66General Lines (P&C)

Browse producers by line

Life & Health Agents
156 producers · life-authorised
General Lines (Property & Casualty)
66 producers · 2-20

Featured licensed producers

Browse all →
AI
Alex Irias
Life Including Variable Annuity & Health
NPN 3639835 Licensed 2019
GS
Gerald Joseph Schuette
Life Including Variable Annuity & Health
NPN 2510450 Licensed 1999
CM
Carlos Alberto Morales
Life Including Variable Annuity & Health
NPN 7376160 Licensed 2002
JW
Joseph Webb
Life Including Variable Annuity & Health
NPN 3925168 Licensed 2000
EM
Elman Borst Myers
General Lines (Property & Casualty)
NPN 7487323 Licensed 2005
JF
Joemil Fachine
General Lines (Property & Casualty)
NPN 3632057 Licensed 2018

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Palmetto Bay.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Palmetto Bay Life Insurance Questions

💰

How much does life insurance cost in Palmetto Bay?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Palmetto Bay
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Palmetto Bay?

Yes. June serves all of Palmetto Bay and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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