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Home›Florida›Leon County›Capitola

June Marcia Williams — Licensed Insurance Agent in Capitola, FL
June Marcia Williams
Your Insurance Agent in Capitola, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Capitola, FL...
National Producer No.
17209549
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Life Insurance in Capitola, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Capitola Without the Complexity

Your local licensed agent in Capitola, Leon County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Capitola, Leon County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Capitola, FL

Capitola, FL — Your Local Producer

Hello to my neighbors in Capitola. There's a unique sense of peace that comes with life here in Leon County, and I believe that peace of mind should extend to your financial future. My name is June Marcia Williams, and as a licensed Florida insurance producer, I am dedicated to helping local families protect what matters most. Whether you're exploring options for Term Life, Whole Life, Final Expense, or other personal coverage, I provide clear, straightforward guidance. Let's connect to review your needs and find a strategy that fits your life. (NPN: 17209549, Florida License No: W840529)

  • Capitola Baptist Church
  • Capitola Cemetery
  • Intersection of US-90 and Capitola Road
NPN17209549FL LicenseW840529

Capitola is home to approximately 310 residents in Leon County, with a median age of 49.9 and a median household income of $46,600. About 91% of homes are owner-occupied; the median home value is $118,000. 10% of adults hold a bachelor's degree or higher; households with children make up 15%; veterans comprise 0% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Capitola households.

How Capitola compares to Leon County

LEON COUNTY · 294K RESIDENTS CAPITOLA · 310 RESIDENTS
Leon County vs Capitola — population comparison Leon County: 294,128 residents. Capitola: 310 residents, 0.1% of Leon County population.
294,128 LEON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
310 CAPITOLA RESIDENTS ↳ 0.1% of Leon County residents
Underwriting Guidelines

What rate class can Capitola applicants with arthritis expect from life insurance carriers?

Many Capitola residents secure competitive rates despite arthritis. Leon County reports 21.6% adult prevalence (CDC PLACES); 9.3% also manage current cigarette smoking, with 11.2% of the ~294,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Fort Braden →

📊 Top Health Considerations (CDC)

Top Health Considerations for Capitola (CITY) High cholesterol: 40.4%. High blood pressure: 35.1%. Obesity: 30.2%. Diagnosed diabetes: 10.8%. Current cigarette smoking: 9.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CAPITOLA High cholesterol 40.4% High blood pressure 35.1% Obesity 30.2% Diagnosed diabetes 10.8% Current cigarette smoking 9.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Leon County Gov Portal .GOV
Population ~310
Lack of health insurance (18–64) 7.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1210350
Google Maps
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Available in Capitola

Life Insurance Products in Capitola, FL

9 insurance products available in Capitola

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Leon County and Nearby Florida Counties

Life Insurance by City Near Capitola, FL

2,421 licensed producers on public record in Leon County.

🌟 Cities Served near Capitola

17 Cities · 3 Counties
Jefferson County6
AucillaLamontLloydMonticelloWacissaWaukeenah
Leon CountyHome6
BradfordvilleChairesFort BradenMiccosukeeTallahasseeWoodville
Wakulla County5
CrawfordvillePanaceaSaint MarksSopchoppySt. Marks
Official Resources

Know your rights in Capitola.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Capitola Life Insurance Questions

💰

How much does life insurance cost in Capitola?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Capitola
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Capitola?

Yes. June serves all of Capitola and every municipality in Leon County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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