Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Florida›Lee County›Three Oaks

June Marcia Williams — Licensed Insurance Agent in Three Oaks, FL
June Marcia Williams
Your Insurance Agent in Three Oaks, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Three Oaks, FL...
National Producer No.
17209549
Verify ↗

Secure Your Family's Future | Custom Life Insurance in Three Oaks

Dedicated Coverage Options from Final Expense to Term Life in Lee County

The Smart Choice for Dependable Life Insurance in Three Oaks, FL

Your local licensed agent in Three Oaks, Lee County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Three Oaks, Lee County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Three Oaks, FL

Three Oaks, FL — Your Local Producer

Hello, Three Oaks neighbors! As a fellow resident of sunny Lee County, I understand the unique lifestyle we cherish here—from the quiet, tree-lined streets to the vibrant energy just a short drive away. My name is June Marcia Williams, and I'm your local licensed insurance producer. I'm here to help you navigate your options for life insurance, final expense, and other personal coverage. Whether you're planning for your family's future or seeking peace of mind for unexpected events, I provide personalized, one-on-one guidance to find a plan that fits your life. (NPN: 17209549, Florida License No: W840529)

  • Three Oaks Park
  • Gulf Coast Town Center
  • Three Oaks Parkway
NPN17209549FL LicenseW840529

Three Oaks is home to approximately 6,200 residents in Lee County, with a median age of 30.3 and a median household income of $98,400. About 58% of homes are owner-occupied; the median home value is $380,000. 46% of adults hold a bachelor's degree or higher; households with children make up 37%; veterans comprise 3% of residents. Average household size is 3.0. These demographic markers shape which life insurance products fit Three Oaks households.

How Three Oaks compares to Lee County

LEE COUNTY · 773K RESIDENTS THREE OAKS · 6K RESIDENTS
Lee County vs Three Oaks — population comparison Lee County: 772,902 residents. Three Oaks: 6,156 residents, 0.8% of Lee County population.
772,902 LEE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
6,156 THREE OAKS RESIDENTS ↳ 0.8% of Lee County residents
Underwriting Guidelines

Can I get life insurance with high blood pressure in Three Oaks, FL?

Yes. Lee County's health profile — 835,000 residents, 15.7% uninsured, 29.2% adults with high blood pressure, 28.8% with obesity — shapes how A-rated carriers tier rate classes for Three Oaks applicants. Standard or Preferred is achievable when high blood pressure is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Three Oaks families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Charleston Park →

📊 Top Health Considerations (CDC)

Top Health Considerations for Three Oaks (CITY) High cholesterol: 33.9%. High blood pressure: 29.2%. Obesity: 28.8%. Diagnosed diabetes: 9.9%. Current cigarette smoking: 11.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · THREE OAKS High cholesterol 33.9% High blood pressure 29.2% Obesity 28.8% Diagnosed diabetes 9.9% Current cigarette smoking 11.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lee County Gov Portal .GOV
Population ~6,156
Lack of health insurance (18–64) 14.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1271758
Google Maps
5.0 1 review
Village Hall photo 1
Photos by Thomas Bajema via Google Maps
View on Google Maps
Village Hall
Open now · Mon 8:00 AM – 4:00 PM
(269) 756-9221
threeoaksvillage.org
21 N Elm St, Three Oaks, MI 49128, USA
Recent Reviews
Sara ★★★★★
Available in Three Oaks

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Lee County and Neighboring Florida Counties

Cities served near Three Oaks.

June Marcia Williams writes life insurance and supplemental health policies across Lee County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Three Oaks

28 Cities · 3 Counties
Hendry County8
ClewistonFeldaFort DenaudHarlemLabelleMonturaPioneerPort LaBelle
Lee CountyHome10
BuckinghamCape CoralCypress LakeFort Myers BeachMatlachaMatlacha Isles-Matlacha ShoresPage ParkPunta RassaSaint James CitySt. James City
Sarasota County10
FruitvilleLake SarasotaMeadows VillageNorth PortNorth SarasotaPinecraftSarasota SpringsSarasota SquareSouth SarasotaWarm Mineral Springs
Official Resources

Know your rights in Three Oaks.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Three Oaks insurance — answered.

💰

How much does life insurance cost in Three Oaks?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Three Oaks
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Three Oaks?

Yes. June serves all of Three Oaks and every municipality in Lee County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Suncoast Estates Lee County, FL 10 products available
•
You Are Here Three Oaks Lee County, FL
•
Next → Tice Lee County, FL 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia