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Home›Florida›Lee County›Captiva

June Marcia Williams — Licensed Insurance Agent in Captiva, FL
June Marcia Williams
Your Insurance Agent in Captiva, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Captiva, FL...
National Producer No.
17209549
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Life Insurance in Captiva, FL

Top-Rated Financial Protection for Captiva Residents

Honest, Local Insurance Guidance for Your Family's Future in Lee County

Your local licensed agent in Captiva, Lee County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Captiva, Lee County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Captiva, FL

Captiva, FL — Your Local Producer

For those of us lucky enough to call Captiva home, we understand the unique beauty of life on this Lee County island. Protecting your family's future is just as important as cherishing our stunning Gulf sunsets. My name is June Marcia Williams, and as a Florida-licensed insurance producer, I am dedicated to helping my Captiva neighbors navigate their insurance options. I provide personalized guidance on policies like Term Life, Final Expense, and Critical Illness, ensuring you have clear information to make confident decisions for your loved ones. (NPN: 17209549, Florida License No: W840529)

  • Captiva Chapel by the Sea
  • Alison Hagerup Beach Park
  • Captiva Memorial Library
NPN17209549FL LicenseW840529

Captiva is home to approximately 151 residents in Lee County, with a median age of 37.1. About 100% of homes are owner-occupied. 45% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 0% of residents. Average household size is 1.8. These demographic markers shape which life insurance products fit Captiva households.

How Captiva compares to Lee County

LEE COUNTY · 773K RESIDENTS CAPTIVA · 151 RESIDENTS
Lee County vs Captiva — population comparison Lee County: 772,902 residents. Captiva: 151 residents, 0.0% of Lee County population.
772,902 LEE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
151 CAPTIVA RESIDENTS ↳ 0.0% of Lee County residents
Underwriting Guidelines

What rate class can Captiva applicants with obesity expect from life insurance carriers?

Many Captiva residents secure competitive rates despite obesity. Lee County reports 33.5% adult prevalence (CDC PLACES); 22.1% also manage arthritis, with 15.7% of the ~773,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Matlacha →

📊 Top Health Considerations (CDC)

Top Health Considerations for Captiva (CITY) High cholesterol: 51.3%. High blood pressure: 56.2%. Obesity: 33.5%. Diagnosed diabetes: 23.6%. Current cigarette smoking: 15.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CAPTIVA High cholesterol 51.3% High blood pressure 56.2% Obesity 33.5% Diagnosed diabetes 23.6% Current cigarette smoking 15.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lee County Gov Portal .GOV
Population ~151
Lack of health insurance (18–64) 11.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1210425
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Captiva photo 1
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Captiva
Captiva, FL 33924, USA
Available in Captiva

Life Insurance Products in Captiva, FL

9 insurance products available in Captiva

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Lee County and Nearby Florida Counties

Life Insurance by City Near Captiva, FL

7,928 licensed producers on public record in Lee County.

🌟 Cities Served near Captiva

28 Cities · 3 Counties
Hendry County8
ClewistonFeldaFort DenaudHarlemLabelleMonturaPioneerPort LaBelle
Lee CountyHome10
BuckinghamCape CoralCypress LakeFort Myers BeachFort Myers ShoresMatlachaMatlacha Isles-Matlacha ShoresPunta RassaSaint James CitySt. James City
Sarasota County10
FruitvilleMeadows VillageNorth PortNorth SarasotaSarasotaSarasota SpringsSouth SarasotaSouth VeniceVeniceWarm Mineral Springs
Official Resources

Know your rights in Captiva.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Captiva Life Insurance Questions

💰

How much does life insurance cost in Captiva?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Captiva
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Captiva?

Yes. June serves all of Captiva and every municipality in Lee County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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