June Marcia Williams

Your Insurance Agent in Seffner, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Seffner, FL...

National Producer No.

17209549

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Life Insurance in Seffner, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Seffner Without the Complexity

Your local licensed agent in Seffner, Hillsborough County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Seffner, Hillsborough County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

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❤️ 3K+ Satisfied

Right here · Seffner, FL

Seffner, FL — Your Local Producer

Hello Seffner! As your neighbor here in Hillsborough County, I understand the value of our community's unique character and the importance of protecting your family's future. My name is June Marcia Williams (NPN: 17209549), and as a Florida-licensed insurance producer, I am dedicated to helping my neighbors navigate their personal insurance options. I can help you understand different types of coverage, from Term and Whole Life to Final Expense and supplemental plans, without the corporate jargon. My goal is to be your trusted local resource for securing a financial safety net for your loved ones.

Armwood High School
Seffner-Mango Branch Library
Evans Park

NPN17209549FL LicenseW840529

Seffner is home to approximately 8,600 residents in Hillsborough County, with a median age of 38.8 and a median household income of $87,800. About 87% of homes are owner-occupied; the median home value is $278,000. 31% of adults hold a bachelor's degree or higher; households with children make up 35%; veterans comprise 7% of residents. Average household size is 3.0. These demographic markers shape which life insurance products fit Seffner households.

How Seffner compares to Hillsborough County

HILLSBOROUGH COUNTY · 1.5M RESIDENTS SEFFNER · 9K RESIDENTS

1,468,560 HILLSBOROUGH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

8,597 SEFFNER RESIDENTS ↳ 0.6% of Hillsborough County residents

Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Seffner, FL?

Many Seffner residents secure competitive rates despite current cigarette smoking. Hillsborough County reports 14.9% adult prevalence (CDC PLACES); 40.8% also manage high cholesterol, with 16.1% of the ~1,469,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Keystone →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Hillsborough County Gov Portal .GOV

Population ~8,597

Lack of health insurance (18–64) 16.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1264925

Photos by Jose Perez , Giselle Lopez , Paresh Bahadur , Richard Michael Nappi Realtor (New Homes Specialists) via Google Maps

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Seffner

Seffner, FL, USA

Available in Seffner

Life Insurance Products in Seffner, FL

9 insurance products available in Seffner

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance in Hillsborough County and Nearby Florida Counties

Life Insurance by City Near Seffner, FL

30,825 licensed producers on public record in Hillsborough County.

🌟 Cities Served near Seffner

30 Cities · 3 Counties

Pinellas County10

Belleair Bluffs Clearwater Dunedin Largo Madeira Beach Pinellas Park Saint Petersburg St. Pete Beach St. Petersburg Treasure Island

Hillsborough CountyHome10

Apollo Beach Brandon Carrollwood Dover Gibsonton Lithia Pebble Creek Plant City Tampa Temple Terrace

Manatee County10

Anna Maria Bayshore Gardens Braden River Bradenton Bradenton Beach College Plaza Holmes Beach Palmetto Terra Ceia West Bradenton

🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Seffner, Florida

Florida DFS public records show 280 actively licensed insurance producers with business addresses in Seffner (Hillsborough County County). 226 hold Life & Health authority; 72 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

280Licensed producers

226Life & Health

72General Lines (P&C)

Find a licensed producer or agency

Browse producers by line

Featured licensed producers

Browse all →

Kenneth Wayne Fearnow

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 54255 Licensed 1983

Angel Beltran

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 587505 Licensed 1996

Thomas Matthew Mitchell

Life Including Variable Annuity & Health

NPN 7667609 Licensed 2020

Gary Lamar Ricketts

Life Including Variable Annuity & Health

NPN 392969 Licensed 1986

Chad James Rea

General Lines (Property & Casualty)

NPN 7899626 Licensed 2004

Kenneth Wayne Fearnow

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 54255 Licensed 1983

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Seffner.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Seffner Life Insurance Questions

💰

How much does life insurance cost in Seffner?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Seffner

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Seffner?

Yes. June serves all of Seffner and every municipality in Hillsborough County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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Licensed in 5 states NPN verified No obligation

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Life Insurance in Seffner, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Seffner Without the Complexity

Seffner, FL — Your Local Producer

How Seffner compares to Hillsborough County

How does current cigarette smoking impact life insurance underwriting in Seffner, FL?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Life Insurance Products in Seffner, FL

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Life Insurance by City Near Seffner, FL

🌟 Cities Served near Seffner

Licensed Insurance Agents in Seffner, Florida

Browse producers by line

Featured licensed producers

Know your rights in Seffner.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Seffner Life Insurance Questions

How much does life insurance cost in Seffner?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Seffner?

What is critical illness insurance?

How do I verify June's FL license?

Talk to a real person. Today.

Official City Resources