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Home›Florida›Hillsborough County›Palm River-Clair Mel

June Marcia Williams — Licensed Insurance Agent in Palm River-Clair Mel, FL
June Marcia Williams
Your Insurance Agent in Palm River-Clair Mel, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Palm River-Clair Mel, FL...
National Producer No.
17209549
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Trusted Life Insurance in Palm River-Clair Mel, FL | Local Expert

Securing Families Across Hillsborough County with 9 Tailored Product Lines

Why Palm River-Clair Mel Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Palm River-Clair Mel, Hillsborough County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Palm River-Clair Mel, Hillsborough County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Palm River-Clair Mel, FL

Palm River-Clair Mel, FL — Your Local Producer

Hello to my neighbors in Palm River-Clair Mel! Living here in Hillsborough County offers a unique blend of community and convenience, and I believe your financial protection should be just as reliable. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families understand their options for life, final expense, and supplemental health insurance. I can help you navigate policies to find coverage that fits your life's specific needs. It's my goal to provide clear, straightforward guidance so you can feel confident in your future. (NPN: 17209549, Florida License No: W840529)

  • Palm River Park & Community Center
  • Clair-Mel Elementary School
  • Intersection of US-301 and the Selmon Expressway
NPN17209549FL LicenseW840529

Palm River-Clair Mel is home to approximately 25,700 residents in Hillsborough County, with a median age of 34.5 and a median household income of $57,800. About 62% of homes are owner-occupied; the median home value is $206,000. 22% of adults hold a bachelor's degree or higher; households with children make up 33%; veterans comprise 5% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Palm River-Clair Mel households.

How Palm River-Clair Mel compares to Hillsborough County

HILLSBOROUGH COUNTY · 1.5M RESIDENTS PALM RIVER-CLAIR MEL · 26K RESIDENTS
Hillsborough County vs Palm River-Clair Mel — population comparison Hillsborough County: 1,468,560 residents. Palm River-Clair Mel: 25,729 residents, 1.8% of Hillsborough County population.
1,468,560 HILLSBOROUGH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
25,729 PALM RIVER-CLAIR MEL RESIDENTS ↳ 1.8% of Hillsborough County residents
Underwriting Guidelines

Are Palm River-Clair Mel residents with obesity able to qualify for life insurance?

Yes. Hillsborough County's health profile — 1,536,000 residents, 16.1% uninsured, 35.9% adults with obesity, 22.3% with arthritis — shapes how A-rated carriers tier rate classes for Palm River-Clair Mel applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Palm River-Clair Mel families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Citrus Park →

📊 Top Health Considerations (CDC)

Top Health Considerations for Palm River-Clair Mel (CITY) High cholesterol: 37.2%. High blood pressure: 35.4%. Obesity: 35.9%. Diagnosed diabetes: 14%. Current cigarette smoking: 15.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PALM RIVER-CLAIR MEL High cholesterol 37.2% High blood pressure 35.4% Obesity 35.9% Diagnosed diabetes 14.0% Current cigarette smoking 15.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Hillsborough County Gov Portal .GOV
Population ~25,729
Lack of health insurance (18–64) 22.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1254387
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Palm River-Clair Mel photo 1
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Palm River-Clair Mel
Palm River-Clair Mel, FL, USA
Available in Palm River-Clair Mel

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Hillsborough County and Neighboring Florida Counties

Cities served near Palm River-Clair Mel.

June Marcia Williams writes life insurance and supplemental health policies across Hillsborough County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Palm River-Clair Mel

29 Cities · 3 Counties
Hardee County9
Bowling GreenFort GreenFort Green SpringsGardnerLemon GroveLimestoneOnaWauchulaZolfo Springs
Hillsborough CountyHome10
BalmCarrollwoodDoverLithiaOdessaPebble CreekPlant CityTampaTemple TerraceUniversity
Pinellas County10
Bay PinesClearwaterDunedinGreenbriarLargoMadeira BeachPinellas ParkSaint PetersburgSt. PetersburgTreasure Island
Official Resources

Know your rights in Palm River-Clair Mel.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Palm River-Clair Mel insurance — answered.

💰

How much does life insurance cost in Palm River-Clair Mel?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Palm River-Clair Mel
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Palm River-Clair Mel?

Yes. June serves all of Palm River-Clair Mel and every municipality in Hillsborough County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

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