June Marcia Williams

Your Insurance Agent in Lutz, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Lutz, FL...

National Producer No.

17209549

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Life Insurance in Lutz, FL

Dedicated Coverage Options from Final Expense to Term Life in Hillsborough County

The Smart Choice for Dependable Life Insurance in Lutz, FL

Your local licensed agent in Lutz, Hillsborough County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Lutz, Hillsborough County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Lutz, FL

Lutz, FL — Your Local Producer

For my neighbors in Lutz, I know that life here in Hillsborough County offers a unique blend of peaceful, natural surroundings and vibrant community spirit. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families protect their financial futures. I provide guidance on a range of personal insurance options, including Term Life, Whole Life, Final Expense, and Critical Illness plans. My goal is to help you understand your choices and find a policy that brings you peace of mind, right here in the community we both call home. (NPN: 17209549, Florida License No: W840529)

Lutz Branch Library
Lake Park
Intersection of US Highway 41 and Lutz Lake Fern Road

NPN17209549FL LicenseW840529

Lutz is home to approximately 24,700 residents in Hillsborough County, with a median age of 41.0 and a median household income of $101,000. About 83% of homes are owner-occupied; the median home value is $403,000. 49% of adults hold a bachelor's degree or higher; households with children make up 32%; veterans comprise 7% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Lutz households.

How Lutz compares to Hillsborough County

HILLSBOROUGH COUNTY · 1.5M RESIDENTS LUTZ · 25K RESIDENTS

1,468,560 HILLSBOROUGH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

24,721 LUTZ RESIDENTS ↳ 1.7% of Hillsborough County residents

Underwriting Guidelines

What rate class can Lutz applicants with current cigarette smoking expect from life insurance carriers?

Many Lutz residents secure competitive rates despite current cigarette smoking. Hillsborough County reports 11.3% adult prevalence (CDC PLACES); 41.8% also manage high cholesterol, with 16.1% of the ~1,469,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Bloomingdale →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Hillsborough County Gov Portal .GOV

Population ~24,721

Lack of health insurance (18–64) 12.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1241775

Photos by Spencer Raymond PA , Dwayne Wilson , Marcella Wood , Odell Mullis via Google Maps

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Lutz

Lutz, FL, USA

Available in Lutz

Life Insurance Products in Lutz, FL

9 insurance products available in Lutz

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance in Hillsborough County and Nearby Florida Counties

Life Insurance by City Near Lutz, FL

30,825 licensed producers on public record in Hillsborough County.

🌟 Cities Served near Lutz

30 Cities · 3 Counties

Pinellas County10

Belleair Bluffs Clearwater Dunedin Largo Madeira Beach Pinellas Park Saint Petersburg St. Pete Beach St. Petersburg Treasure Island

Hillsborough CountyHome10

Apollo Beach Brandon Carrollwood Dover Gibsonton Lithia Pebble Creek Plant City Tampa Temple Terrace

Manatee County10

Anna Maria Bayshore Gardens Braden River Bradenton Bradenton Beach College Plaza Holmes Beach Palmetto Terra Ceia West Bradenton

🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Lutz, Florida

Florida DFS public records show 724 actively licensed insurance producers with business addresses in Lutz (Hillsborough County County). 635 hold Life & Health authority; 157 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

724Licensed producers

635Life & Health

157General Lines (P&C)

Find a licensed producer or agency

Browse producers by line

Featured licensed producers

Browse all →

George William Hurley

Life Including Variable Annuity & Health

NPN 422723 Licensed 1993

Cathryn Marie Vickers

Life Including Variable Annuity & Health

NPN 7828534 Licensed 2014

Shilpaben Mahesh-Kumar Modha

Life Including Variable Annuity & Health

NPN 7560708 Licensed 2015

Christian Wayne Hockley

Life Including Variable Annuity & Health

NPN 1937290 Licensed 2019

Marshall Neil Gordon

General Lines (Property & Casualty)

NPN 521758 Licensed 1993

Gregory Charles Stephens

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 2002862 Licensed 1998

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Lutz.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Lutz Life Insurance Questions

💰

How much does life insurance cost in Lutz?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lutz

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Lutz?

Yes. June serves all of Lutz and every municipality in Hillsborough County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Life Insurance in Lutz, FL

Dedicated Coverage Options from Final Expense to Term Life in Hillsborough County

The Smart Choice for Dependable Life Insurance in Lutz, FL

Lutz, FL — Your Local Producer

How Lutz compares to Hillsborough County

What rate class can Lutz applicants with current cigarette smoking expect from life insurance carriers?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Life Insurance Products in Lutz, FL

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Life Insurance by City Near Lutz, FL

🌟 Cities Served near Lutz

Licensed Insurance Agents in Lutz, Florida

Browse producers by line

Featured licensed producers

Know your rights in Lutz.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Lutz Life Insurance Questions

How much does life insurance cost in Lutz?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Lutz?

What is critical illness insurance?

How do I verify June's FL license?

Talk to a real person. Today.

Official City Resources