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Home›Florida›Hillsborough County›Lutz

June Marcia Williams — Licensed Insurance Agent in Lutz, FL
June Marcia Williams
Your Insurance Agent in Lutz, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lutz, FL...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Lutz

Dedicated Coverage Options from Final Expense to Term Life in Hillsborough County

The Smart Choice for Dependable Life Insurance in Lutz, FL

Your local licensed agent in Lutz, Hillsborough County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Lutz, Hillsborough County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Lutz, FL

Lutz, FL — Your Local Producer

For my neighbors in Lutz, I know that life here in Hillsborough County offers a unique blend of peaceful, natural surroundings and vibrant community spirit. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families protect their financial futures. I provide guidance on a range of personal insurance options, including Term Life, Whole Life, Final Expense, and Critical Illness plans. My goal is to help you understand your choices and find a policy that brings you peace of mind, right here in the community we both call home. (NPN: 17209549, Florida License No: W840529)

  • Lutz Branch Library
  • Lake Park
  • Intersection of US Highway 41 and Lutz Lake Fern Road
NPN17209549FL LicenseW840529

Lutz is home to approximately 24,700 residents in Hillsborough County, with a median age of 41.0 and a median household income of $101,000. About 83% of homes are owner-occupied; the median home value is $403,000. 49% of adults hold a bachelor's degree or higher; households with children make up 32%; veterans comprise 7% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Lutz households.

How Lutz compares to Hillsborough County

HILLSBOROUGH COUNTY · 1.5M RESIDENTS LUTZ · 25K RESIDENTS
Hillsborough County vs Lutz — population comparison Hillsborough County: 1,468,560 residents. Lutz: 24,721 residents, 1.7% of Hillsborough County population.
1,468,560 HILLSBOROUGH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
24,721 LUTZ RESIDENTS ↳ 1.7% of Hillsborough County residents
Underwriting Guidelines

What rate class can Lutz applicants with current cigarette smoking expect from life insurance carriers?

Many Lutz residents secure competitive rates despite current cigarette smoking. Hillsborough County reports 11.3% adult prevalence (CDC PLACES); 41.8% also manage high cholesterol, with 16.1% of the ~1,536,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Lutz families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Bloomingdale →

📊 Top Health Considerations (CDC)

Top Health Considerations for Lutz (CITY) High cholesterol: 41.8%. High blood pressure: 35.7%. Obesity: 29.9%. Diagnosed diabetes: 12%. Current cigarette smoking: 11.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LUTZ High cholesterol 41.8% High blood pressure 35.7% Obesity 29.9% Diagnosed diabetes 12.0% Current cigarette smoking 11.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Hillsborough County Gov Portal .GOV
Population ~24,721
Lack of health insurance (18–64) 12.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1241775
Google Maps
Lutz photo 1Lutz photo 2Lutz photo 3Lutz photo 4
Photos by Spencer Raymond PA , Dwayne Wilson , Marcella Wood , Odell Mullis via Google Maps
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Lutz
Lutz, FL, USA
Available in Lutz

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Hillsborough County and Neighboring Florida Counties

Cities served near Lutz.

June Marcia Williams writes life insurance and supplemental health policies across Hillsborough County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Lutz

30 Cities · 3 Counties
Pinellas County10
Bay PinesClearwaterDunedinGreenbriarLargoMadeira BeachPinellas ParkSaint PetersburgSt. PetersburgTreasure Island
Hillsborough CountyHome10
BalmCarrollwoodDoverLithiaOdessaPebble CreekPlant CityTampaTemple TerraceUniversity
Manatee County10
Anna MariaBayshore GardensBradentonCortezHolmes BeachMemphisPalmettoParrishTerra CeiaWest Bradenton
Official Resources

Know your rights in Lutz.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Lutz insurance — answered.

💰

How much does life insurance cost in Lutz?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lutz
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Lutz?

Yes. June serves all of Lutz and every municipality in Hillsborough County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Lithia Hillsborough County, FL 10 products available
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