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Home›Florida›Franklin County›Carrabelle

June Marcia Williams — Licensed Insurance Agent in Carrabelle, FL
June Marcia Williams
Your Insurance Agent in Carrabelle, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Carrabelle, FL...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Carrabelle

Dedicated Coverage Options from Final Expense to Term Life in Franklin County

The Smart Choice for Dependable Life Insurance in Carrabelle, FL

Your local licensed agent in Carrabelle, Franklin County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Carrabelle, Franklin County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Carrabelle, FL

Carrabelle, FL — Your Local Producer

Hello, Carrabelle neighbors. In a place as unique as ours here in Franklin County, where the rhythm of life is set by the tides and the community feels like family, planning for the future is essential. I'm June Marcia Williams, a licensed insurance producer living and working right here in Florida. My goal is to help you understand your options for life insurance, final expense, and other personal policies, so you can protect what matters most. Whether you're a lifelong resident or new to our coastal way of life, I'm here to provide clear guidance. (NPN: 17209549, Florida License No: W840529)

  • Crooked River Lighthouse
  • Carrabelle City Hall
  • World's Smallest Police Station
NPN17209549FL LicenseW840529

Carrabelle is home to approximately 3,200 residents in Franklin County, with a median age of 36.1 and a median household income of $41,600. About 74% of homes are owner-occupied; the median home value is $142,000. 9% of adults hold a bachelor's degree or higher; households with children make up 20%; veterans comprise 8% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Carrabelle households.

How Carrabelle compares to Franklin County

FRANKLIN COUNTY · 12K RESIDENTS CARRABELLE · 3K RESIDENTS
Franklin County vs Carrabelle — population comparison Franklin County: 12,276 residents. Carrabelle: 3,151 residents, 25.7% of Franklin County population.
12,276 FRANKLIN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,151 CARRABELLE RESIDENTS ↳ 25.7% of Franklin County residents
Underwriting Guidelines

What rate class can Carrabelle applicants with high cholesterol expect from life insurance carriers?

Yes, qualification is common in Carrabelle. Within Franklin County's ~13,000 residents — including the 13.9% currently without health coverage — 39.5% of adults manage high cholesterol and 23.7% live with arthritis per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Carrabelle families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Apalachicola →

📊 Top Health Considerations (CDC)

Top Health Considerations for Carrabelle (CITY) High cholesterol: 39.5%. High blood pressure: 43.4%. Obesity: 33.7%. Diagnosed diabetes: 14.9%. Current cigarette smoking: 18.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CARRABELLE High cholesterol 39.5% High blood pressure 43.4% Obesity 33.7% Diagnosed diabetes 14.9% Current cigarette smoking 18.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Franklin County Gov Portal .GOV
Population ~3,151
Lack of health insurance (18–64) 17.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1210725
Google Maps
3.0 4 reviews
Carrabelle City Hall photo 1
Photos by Michael Rivera via Google Maps
View on Google Maps
Carrabelle City Hall
Open now · Mon 8:00 AM – 4:30 PM
(850) 697-2727
mycarrabelle.com
1206 Hwy 98 E, Carrabelle, FL 32322, USA
Recent Reviews
R Bass ★★★★★
"I have never had any issues with prompt customer service on any issue or question. I've always spoken to knowledgeable individuals that are available and willing to help."
Shawn Engstrom ★☆☆☆☆
"This town is so anti cruiser friendly it's not even funny. They don't want business here and dang sure don't want your business."
Available in Carrabelle

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Franklin County and Neighboring Florida Counties

Cities served near Carrabelle.

June Marcia Williams writes life insurance and supplemental health policies across Franklin County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Carrabelle

15 Cities · 3 Counties
Wakulla County5
CrawfordvillePanaceaSaint MarksSopchoppySt. Marks
Franklin CountyHome5
ApalachicolaEastpointLanark VillageSaint George IslSt. George Island
Liberty County5
BristolHosfordLake MysticSumatraTelogia
Official Resources

Know your rights in Carrabelle.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Carrabelle insurance — answered.

💰

How much does life insurance cost in Carrabelle?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Carrabelle
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Carrabelle?

Yes. June serves all of Carrabelle and every municipality in Franklin County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Apalachicola Franklin County, FL 10 products available
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You Are Here Carrabelle Franklin County, FL
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Next → Eastpoint Franklin County, FL 10 products available

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