June Marcia Williams

Your Insurance Agent in Fleming Island, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Fleming Island, FL...

National Producer No.

17209549

Verify ↗

Term Life Insurance in Fleming Island, FL

June Williams — NPN 17209549. No-exam options up to $500K.

Term life insurance for Fleming Island, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Fleming Island, FL

Fleming Island, FL — Your Local Producer

For my neighbors in Fleming Island, enjoying life in our corner of Clay County means appreciating our strong community bonds. Part of that is planning for the future to protect the ones we love. My name is June Marcia Williams, and as a licensed Florida insurance producer (NPN: 17209549, FL License No: W840529), I'm dedicated to helping local families understand their options. I can provide clear, straightforward guidance on personal policies like Term Life, Whole Life, Final Expense, and Critical Illness, helping you find a path to greater peace of mind.

Fleming Island High School
Moccasin Slough Park
Intersection of US-17 and County Road 220

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Fleming Island

190 on public record · Florida DFS · Fla. Stat. §119.01

Abbi Christine Denton

Life Including Variable Annuity & Health

NPN 22208089 Licensed 2026

Alexander David Carver

Life Including Variable Annuity & Health

NPN 21254272 Licensed 2024

Alexander Luther Nayfack

Life Including Variable Annuity & Health

NPN 21645023 Licensed 2025

Alice Less

Life Including Variable Annuity & Health

NPN 18759376 Licensed 2018

Allison Paige Crainick

Life Including Variable Annuity & Health

NPN 21129380 Licensed 2024

Almeta Lavonne Monroe-Turner

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 466897 Licensed 1995

Amanda Hall Hidalgo

Life Including Variable Annuity & Health

NPN 20226510 Licensed 2022

Amanda Rae Champion

Life Including Variable Annuity & Health

NPN 21327094 Licensed 2024

Andres Felipe Barbosa Gomez

Life Including Variable Annuity & Health

NPN 21216395 Licensed 2024

Andrew Clinton Kersey

Life Including Variable Annuity & Health

NPN 20761041 Licensed 2023

Anna Kay Harward

Life Including Variable Annuity & Health

NPN 21670103 Licensed 2025

Anna Marie Balmeo Varsobia

Life Including Variable Annuity & Health

NPN 19011309 Licensed 2019

Annabelle Ramirez

Life Including Variable Annuity & Health

NPN 2680532 Licensed 2022

Anthony Ernest Deluca

Life Including Variable Annuity & Health

NPN 619440 Licensed 2005

Avery Guidi

Life Including Variable Annuity & Health

NPN 21306489 Licensed 2024

Bailey Christian Hall

Life Including Variable Annuity & Health

NPN 20093755 Licensed 2021

Barry Evans Miles

Life Including Variable Annuity & Health

NPN 510634 Licensed 2017

Bret Marshall Hagwood

Life Including Variable Annuity & Health

NPN 19960823 Licensed 2021

Brian Souchet

Life Including Variable Annuity & Health

NPN 21567249 Licensed 2025

Brigida Leonor Lenderborg

Life Including Variable Annuity & Health

NPN 7487222 Licensed 2007

Brittanie Rene Stone

Life Including Variable Annuity & Health

NPN 19857700 Licensed 2021

Brittney Nicole Booker

Life Including Variable Annuity & Health

NPN 21062699 Licensed 2024

Brock John Miranda

Life Including Variable Annuity & Health

NPN 20691205 Licensed 2023

Bruce Stephen Jenrette-Lawrence

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20388385 Licensed 2022

View all 190 licensed term life producers in Fleming Island →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Fleming Island regional market. Rates are localized using regional health baselines.

Official Fleming Island Resources

County Clay County

Population ~29,810

Lack of insurance (18–64) 7.9%

FIPS code 1222660

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Fleming Island rates. Start your quote request below.

FL OIR .GOV Clay County Gov Portal .GOV

4.7 89 reviews

Photos by Kisha J , Kathy Sapp , Everything I Am , Town Hall Event Center via Google Maps

View on Google Maps

Town Hall Event Center

(904) 335-1519

flemingislandvenue.com

2300 Market Dr, Fleming Island, FL 32003, USA

Recent Reviews

Stephen O'Toole ★★★☆☆

"So I recently attended an event there, actually a wedding. The room was clean. Low cost option for a couple that didn’t want to spend money on a ceremony. Makes sense to me. But if you are looking…"

Mrs Glam ★★★★★

"Absolutely stunning venue!! With the option to rent the Gazebo outside, it really makes for the prefect wedding venue. There is a game room and a photo booth room with black currents and staging. I e…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

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Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Fleming Island

More Insurance Options in Fleming Island, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Fleming Island?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Fleming Island, FL

Fleming Island, FL — Your Local Producer

Licensed Term Life Producers in Fleming Island

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Fleming Island Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Fleming Island, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Fleming Island?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

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Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Fleming Island Resources