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June Marcia Williams — Licensed Insurance Agent in Black Diamond, FL
June Marcia Williams
Your Insurance Agent in Black Diamond, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Black Diamond, FL...
National Producer No.
17209549
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Life Insurance in Black Diamond, FL

Top-Rated Financial Protection for Black Diamond Residents

Honest, Local Insurance Guidance for Your Family's Future in Citrus County

Your local licensed agent in Black Diamond, Citrus County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Black Diamond, Citrus County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Black Diamond, FL

Black Diamond, FL — Your Local Producer

Hello to my neighbors in the beautiful Black Diamond community. Living here in Citrus County offers a unique quality of life, and I believe in helping you protect it. As your local licensed insurance producer, I am dedicated to providing personalized guidance for your financial security. Whether you're exploring options for Term or Whole Life insurance, planning for Final Expenses, or considering policies for Critical Illness or accidents, I am here to help you understand your choices. My goal is to ensure you feel confident in the decisions you make for your family's future. I'm June Marcia Williams (NPN: 17209549, Florida License No: W840529).

  • Black Diamond Ranch Quarry Course
  • Lecanto High School
  • N Lecanto Highway (CR 491)
NPN17209549FL LicenseW840529

Black Diamond is home to approximately 1,200 residents in Citrus County, with a median age of 66.9 and a median household income of $115,000. About 100% of homes are owner-occupied; the median home value is $422,000. 51% of adults hold a bachelor's degree or higher; households with children make up 5%; veterans comprise 11% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Black Diamond households.

How Black Diamond compares to Citrus County

CITRUS COUNTY · 155K RESIDENTS BLACK DIAMOND · 1K RESIDENTS
Citrus County vs Black Diamond — population comparison Citrus County: 155,173 residents. Black Diamond: 1,195 residents, 0.8% of Citrus County population.
155,173 CITRUS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,195 BLACK DIAMOND RESIDENTS ↳ 0.8% of Citrus County residents
Underwriting Guidelines

How does high blood pressure impact life insurance underwriting in Black Diamond, FL?

Coverage is widely available. Black Diamond sits within Citrus County (population ~155,000, 12.4% uninsured), where 43.0% of adults have high blood pressure alongside 24.0% with arthritis per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Beverly Hills →

📊 Top Health Considerations (CDC)

Top Health Considerations for Black Diamond (CITY) High cholesterol: 46.5%. High blood pressure: 43%. Obesity: 31.2%. Diagnosed diabetes: 15.4%. Current cigarette smoking: 14.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BLACK DIAMOND High cholesterol 46.5% High blood pressure 43.0% Obesity 31.2% Diagnosed diabetes 15.4% Current cigarette smoking 14.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Citrus County Gov Portal .GOV
Population ~1,195
Lack of health insurance (18–64) 11.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1206667
Google Maps
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Available in Black Diamond

Life Insurance Products in Black Diamond, FL

9 insurance products available in Black Diamond

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Citrus County and Nearby Florida Counties

Life Insurance by City Near Black Diamond, FL

931 licensed producers on public record in Citrus County.

🌟 Cities Served near Black Diamond

30 Cities · 3 Counties
Levy County10
BronsonCedar KeyChieflandEast WillistonGulf HammockInglisOtter CreekWillistonWilliston HighlandsYankeetown
Citrus CountyHome10
Beverly HillsCitrus SpringsCrystal RiverFloral CityHernandoHomosassaInvernessLecantoPine RidgeSugarmill Woods
Sumter County10
BushnellCenter HillColemanLake PanasoffkeeOxfordRidge Manor EstaSumtervilleThe VillagesWebsterWildwood
Official Resources

Know your rights in Black Diamond.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Black Diamond Life Insurance Questions

💰

How much does life insurance cost in Black Diamond?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Black Diamond
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Black Diamond?

Yes. June serves all of Black Diamond and every municipality in Citrus County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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