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Home›Florida›Levy County›Cedar Key

June Marcia Williams — Licensed Insurance Agent in Cedar Key, FL
June Marcia Williams
Your Insurance Agent in Cedar Key, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cedar Key, FL...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Cedar Key

Dedicated Coverage Options from Final Expense to Term Life in Levy County

The Smart Choice for Dependable Life Insurance in Cedar Key, FL

Your local licensed agent in Cedar Key, Levy County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Cedar Key, Levy County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Cedar Key, FL

Cedar Key, FL — Your Local Producer

For those of us who call Cedar Key home, life moves at its own special pace, guided by the tides and the close-knit spirit of our community. Just as we prepare for changing seasons on the Gulf, it's wise to prepare for life's other uncertainties. My name is June Marcia Williams, and as a licensed Florida insurance producer, I'm here to help my Levy County neighbors navigate their options for personal insurance. From Term Life to Final Expense plans, my focus is on providing clear, straightforward guidance so you can make informed decisions for your family's future. (NPN: 17209549, Florida License No: W840529)

  • Cedar Key City Hall
  • Cedar Key School
  • Cedar Key Historical Society Museum
NPN17209549FL LicenseW840529

Cedar Key is home to approximately 940 residents in Levy County, with a median age of 55.4 and a median household income of $69,900. About 80% of homes are owner-occupied; the median home value is $304,000. 45% of adults hold a bachelor's degree or higher; households with children make up 21%; veterans comprise 14% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Cedar Key households.

How Cedar Key compares to Levy County

LEVY COUNTY · 43K RESIDENTS CEDAR KEY · 940 RESIDENTS
Levy County vs Cedar Key — population comparison Levy County: 43,268 residents. Cedar Key: 940 residents, 2.2% of Levy County population.
43,268 LEVY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
940 CEDAR KEY RESIDENTS ↳ 2.2% of Levy County residents
Underwriting Guidelines

How does arthritis impact life insurance underwriting in Cedar Key, FL?

Coverage is widely available. Cedar Key sits within Levy County (population ~47,000, 15.5% uninsured), where 25.3% of adults have arthritis alongside 16.3% with current cigarette smoking per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Cedar Key families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Bronson →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cedar Key (CITY) High cholesterol: 46.8%. High blood pressure: 46.7%. Obesity: 32%. Diagnosed diabetes: 17.3%. Current cigarette smoking: 16.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CEDAR KEY High cholesterol 46.8% High blood pressure 46.7% Obesity 32.0% Diagnosed diabetes 17.3% Current cigarette smoking 16.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Levy County Gov Portal .GOV
Population ~940
Lack of health insurance (18–64) 11.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1211225
Google Maps
3.0 4 reviews
City of Cedar Key photo 1City of Cedar Key photo 2City of Cedar Key photo 3City of Cedar Key photo 4
Photos by Denise & Dave Barlock , Jason Clark , City of Cedar Key , Linda Maloney via Google Maps
View on Google Maps
City of Cedar Key
Open now · Mon 8:30 AM – 4:00 PM
(352) 543-5132
cityofcedarkey.org
809 6th St, Cedar Key, FL 32625, USA
Recent Reviews
Linda Maloney ★★★★★
"It’s about 24 miles from Hwy 19 to get out to Cedar Key. There is a beach there not very big, but there’s a beach and a playground. It’s a small fish in town. It look like the pier was closed because…"
Ethan McLeod ★☆☆☆☆
"Don’t come to Cedar Key. Liberal town doesn’t allow anyone to park anywhere. Even if you pay to park, their gestapo will still ticket you. As far a I’m concerned their entire community can sink into t…"
Available in Cedar Key

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Levy County and Neighboring Florida Counties

Cities served near Cedar Key.

June Marcia Williams writes life insurance and supplemental health policies across Levy County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Cedar Key

30 Cities · 3 Counties
Citrus County10
Beverly HillsBlack DiamondCitrus SpringsCrystal RiverFloral CityHernandoInvernessLecantoPine RidgeSugarmill Woods
Levy CountyHome10
AndrewsChieflandEast WillistonGulf HammockInglisManatee RoadOtter CreekWillistonWilliston HighlandsYankeetown
Alachua County10
AlachuaGainesvilleHawthorneHigh SpringsIsland GroveMicanopyNewberrySanta FeWaldoWindsor
Official Resources

Know your rights in Cedar Key.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cedar Key insurance — answered.

💰

How much does life insurance cost in Cedar Key?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cedar Key
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cedar Key?

Yes. June serves all of Cedar Key and every municipality in Levy County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Bronson Levy County, FL 10 products available
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Next → Chiefland Levy County, FL 10 products available

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