Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Otter Creek, FL
June Marcia Williams
Your Insurance Agent in Otter Creek, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Otter Creek, FL...
National Producer No.
17209549
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Life Insurance in Otter Creek, FL

Dedicated Coverage Options from Final Expense to Term Life in Levy County

The Smart Choice for Dependable Life Insurance in Otter Creek, FL

Your local licensed agent in Otter Creek, Levy County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Otter Creek, Levy County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Otter Creek, FL

Otter Creek, FL — Your Local Producer

Hello to my neighbors in Otter Creek! There's a special kind of peace that comes with life here in Levy County, a quiet rhythm that's worth protecting. As a licensed insurance producer, I'm here to help you safeguard what matters most—your family and your future. My name is June Marcia Williams, and I offer personalized guidance on a range of personal insurance options, including Term Life, Final Expense, and Critical Illness policies. I'm dedicated to helping you understand your choices so you can find a plan that fits your unique needs. (NPN: 17209549, Florida License No: W840529)

  • Town of Otter Creek Town Hall
  • Otter Creek Post Office
  • Intersection of US-19 and State Road 24
NPN17209549FL LicenseW840529

Otter Creek is home to approximately 130 residents in Levy County, with a median age of 25.0 and a median household income of $60,700. About 31% of homes are owner-occupied; the median home value is $24,100. 11% of adults hold a bachelor's degree or higher; households with children make up 73%; veterans comprise 13% of residents. Average household size is 1.7. These demographic markers shape which life insurance products fit Otter Creek households.

How Otter Creek compares to Levy County

LEVY COUNTY · 43K RESIDENTS OTTER CREEK · 130 RESIDENTS
Levy County vs Otter Creek — population comparison Levy County: 43,268 residents. Otter Creek: 130 residents, 0.3% of Levy County population.
43,268 LEVY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
130 OTTER CREEK RESIDENTS ↳ 0.3% of Levy County residents

How does arthritis impact life insurance underwriting in Otter Creek, FL?

Many Otter Creek residents secure competitive rates despite arthritis. Levy County reports 25.3% adult prevalence (CDC PLACES); 16.7% also manage current cigarette smoking, with 15.5% of the ~43,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Morriston →

📊 Top Health Considerations (CDC)

Top Health Considerations for Otter Creek (CITY) High cholesterol: 41.1%. High blood pressure: 39.5%. Obesity: 31.7%. Diagnosed diabetes: 13.9%. Current cigarette smoking: 16.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OTTER CREEK High cholesterol 41.1% High blood pressure 39.5% Obesity 31.7% Diagnosed diabetes 13.9% Current cigarette smoking 16.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~130
Lack of health insurance (18–64) 12.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1253500
Google Maps
2.8 28 reviews
Otter Creek Town Hall
Closed now · Mon Closed
555 2nd Ave, Otter Creek, FL 32683, USA
Recent Reviews
Jeremy Trent ★★★★☆
"Love watching over the years how you, the citizens, have really stepped up and demanded what’s best for your community and have positive steps to not only see unity but to actually take practical step…"
Matt Good ★★★★★
"Please keep the momentum going forward! Change is needed too sustain growth and prosperity in a community no matter the size. May the town’s leadership and vision stay strong, stand firm, and be guide…"

Life Insurance Products in Otter Creek, FL

9 insurance products available in Otter Creek

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Otter Creek, FL

195 licensed producers on public record in Levy County.

🌟 Cities Served near Otter Creek

17 Cities · 3 Counties
Dixie County4
Gilchrist County3

Know your rights in Otter Creek.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Otter Creek Life Insurance Questions

💰

How much does life insurance cost in Otter Creek?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Otter Creek
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Otter Creek?

Yes. June serves all of Otter Creek and every municipality in Levy County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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