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Home›Florida›Bay County›Cedar Grove

June Marcia Williams — Licensed Insurance Agent in Cedar Grove, FL
June Marcia Williams
Your Insurance Agent in Cedar Grove, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cedar Grove, FL...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Cedar Grove | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Cedar Grove Without the Complexity

Your local licensed agent in Cedar Grove, Bay County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Cedar Grove, Bay County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Cedar Grove, FL

Cedar Grove, FL — Your Local Producer

Hello to my neighbors in Cedar Grove. Living here in Bay County, we all appreciate the strong sense of community and the unique lifestyle our corner of Florida offers. Protecting that life for our loved ones is my passion. As a licensed insurance producer, I'm dedicated to helping local families navigate their options for personal coverage—from term and whole life to final expense and critical illness policies. My goal is to provide clear, personalized guidance so you can feel secure about the future. I'm June Marcia Williams, and I'm here to help. (NPN: 17209549, Florida License No: W840529)

  • Cedar Grove Elementary School
  • Springfield Sports Complex
  • Intersection of Transmitter Road and E 15th Street
NPN17209549FL LicenseW840529

Cedar Grove is home to approximately 3,000 residents in Bay County, with a median age of 35.2 and a median household income of $45,000. About 63% of homes are owner-occupied; the median home value is $149,000. 9% of adults hold a bachelor's degree or higher; households with children make up 37%; veterans comprise 8% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Cedar Grove households.

How Cedar Grove compares to Bay County

BAY COUNTY · 181K RESIDENTS CEDAR GROVE · 3K RESIDENTS
Bay County vs Cedar Grove — population comparison Bay County: 181,055 residents. Cedar Grove: 3,019 residents, 1.7% of Bay County population.
181,055 BAY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,019 CEDAR GROVE RESIDENTS ↳ 1.7% of Bay County residents
Underwriting Guidelines

What rate class can Cedar Grove applicants with obesity expect from life insurance carriers?

Many Cedar Grove residents secure competitive rates despite obesity. Bay County reports 33.4% adult prevalence (CDC PLACES); 28.7% also manage arthritis, with 12.5% of the ~191,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Cedar Grove families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Callaway →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cedar Grove (CITY) High cholesterol: 39.2%. High blood pressure: 37.6%. Obesity: 33.4%. Diagnosed diabetes: 12.1%. Current cigarette smoking: 14.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CEDAR GROVE High cholesterol 39.2% High blood pressure 37.6% Obesity 33.4% Diagnosed diabetes 12.1% Current cigarette smoking 14.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bay County Gov Portal .GOV
Population ~3,019
Lack of health insurance (18–64) 14.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1211150
Google Maps
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Available in Cedar Grove

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Bay County and Neighboring Florida Counties

Cities served near Cedar Grove.

June Marcia Williams writes life insurance and supplemental health policies across Bay County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Cedar Grove

18 Cities · 3 Counties
Gulf County3
Port Saint JoePort St. JoeWewahitchka
Bay CountyHome10
CallawayFountainLaguna BeachMexico BeachPanama CityPanama City BeachParkerSpringfieldTyndall AFBYoungstown
Washington County5
CaryvilleChipleyEbroVernonWausau
Official Resources

Know your rights in Cedar Grove.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cedar Grove insurance — answered.

💰

How much does life insurance cost in Cedar Grove?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cedar Grove
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cedar Grove?

Yes. June serves all of Cedar Grove and every municipality in Bay County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Callaway Bay County, FL 10 products available
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You Are Here Cedar Grove Bay County, FL
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Next → Fountain Bay County, FL 10 products available

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