Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Emory, VA
June Marcia Williams
Your Insurance Agent in Emory, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Emory, VA...
National Producer No.
17209549
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Life Insurance in Emory, VA

Top-Rated Financial Protection for Emory Residents

Honest, Local Insurance Guidance for Your Family's Future in Washington County

Your local licensed agent in Emory, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Emory, Washington County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Emory, VA

Emory, VA — Your Local Producer

Hello Emory neighbors! In a community as close-knit as ours here in Washington County, looking out for one another is just what we do. My name is June Marcia Williams, and as a licensed Virginia insurance producer, I'm dedicated to helping my fellow residents protect what matters most. Whether you're thinking about securing your family's future with life insurance, planning for final expenses, or exploring options for accident and injury coverage, I'm here to help you navigate the choices. Let's find a plan that fits your unique needs. (NPN: 17209549, Virginia License No: 1575461)

  • Emory & Henry College
  • Emory Post Office
  • Wiley-Jackson Hall
NPN17209549VA License1575461

Emory is home to approximately 1,100 residents in Washington County, with a median age of 20.9 and a median household income of $61,700. About 97% of homes are owner-occupied; the median home value is $196,000. 34% of adults hold a bachelor's degree or higher; households with children make up 21%; veterans comprise 3% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Emory households.

How Emory compares to Washington County

WASHINGTON COUNTY · 54K RESIDENTS EMORY · 1K RESIDENTS
Washington County vs Emory — population comparison Washington County: 53,985 residents. Emory: 1,052 residents, 1.9% of Washington County population.
53,985 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,052 EMORY RESIDENTS ↳ 1.9% of Washington County residents

Does current asthma affect life insurance rates in Emory, VA?

Yes, qualification is common in Emory. Within Washington County's ~54,000 residents — including the 8.0% currently without health coverage — 10.7% of adults manage current asthma and 41.5% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Meadowview →

📊 Top Health Considerations (CDC)

Top Health Considerations for Emory (CITY) High cholesterol: 41.5%. High blood pressure: 39.3%. Obesity: 38.7%. Diagnosed diabetes: 13.5%. Current cigarette smoking: 15.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · EMORY High cholesterol 41.5% High blood pressure 39.3% Obesity 38.7% Diagnosed diabetes 13.5% Current cigarette smoking 15.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~1,052
Lack of health insurance (18–64) 7.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5125792

Life Insurance Products in Emory, VA

9 insurance products available in Emory

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Emory, VA

Life insurance by city across Washington County and adjacent Virginia counties.

🌟 Cities Served near Emory

24 Cities · 3 Counties
Dickenson County8

Know your rights in Emory.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Emory Life Insurance Questions

💰

How much does life insurance cost in Emory?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Emory
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Emory?

Yes. June serves all of Emory and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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