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Home›Virginia›Henrico County›Short Pump

June Marcia Williams — Licensed Insurance Agent in Short Pump, VA
June Marcia Williams
Your Insurance Agent in Short Pump, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Short Pump, VA...
National Producer No.
17209549
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Life Insurance in Short Pump, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Short Pump Without the Complexity

Your local licensed agent in Short Pump, Henrico County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Short Pump, Henrico County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Short Pump, VA

Short Pump, VA — Your Local Producer

Hello, Short Pump neighbors! In a community as vibrant and forward-looking as ours here in Henrico County, planning for the future is a natural part of life. My name is June Marcia Williams, and as a licensed insurance producer right here in Virginia, I'm dedicated to helping my fellow residents navigate their life insurance options. Whether you're thinking about term life, final expense, or other personal policies, I provide clear, straightforward guidance to help you find a path that fits your unique needs. Let's work together to secure your family's future. (NPN: 17209549, Virginia License No: 1575461)

  • Short Pump Town Center
  • Short Pump Park
  • Deep Run High School
NPN17209549VA License1575461

Short Pump is home to approximately 28,400 residents in Henrico County, with a median age of 38.8 and a median household income of $131,000. About 59% of homes are owner-occupied; the median home value is $515,000. 74% of adults hold a bachelor's degree or higher; households with children make up 37%; veterans comprise 4% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Short Pump households.

How Short Pump compares to Henrico County

HENRICO COUNTY · 333K RESIDENTS SHORT PUMP · 28K RESIDENTS
Henrico County vs Short Pump — population comparison Henrico County: 333,120 residents. Short Pump: 28,400 residents, 8.5% of Henrico County population.
333,120 HENRICO COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
28,400 SHORT PUMP RESIDENTS ↳ 8.5% of Henrico County residents
Underwriting Guidelines

What rate class can Short Pump applicants with diagnosed diabetes expect from life insurance carriers?

Many Short Pump residents secure competitive rates despite diagnosed diabetes. Henrico County reports 9.0% adult prevalence (CDC PLACES); 7.6% also manage current cigarette smoking, with 7.8% of the ~333,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Sandston →

📊 Top Health Considerations (CDC)

Top Health Considerations for Short Pump (CITY) High cholesterol: 35.3%. High blood pressure: 30.8%. Obesity: 26.8%. Diagnosed diabetes: 9%. Current cigarette smoking: 7.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SHORT PUMP High cholesterol 35.3% High blood pressure 30.8% Obesity 26.8% Diagnosed diabetes 9.0% Current cigarette smoking 7.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Henrico County Gov Portal .GOV
Population ~28,400
Lack of health insurance (18–64) 4.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5172272
Google Maps
Short Pump photo 1Short Pump photo 2Short Pump photo 3Short Pump photo 4
Photos by K S , Juan Cabrera , Oommen Daniel , M SBN via Google Maps
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Short Pump
Short Pump, VA, USA
Available in Short Pump

Life Insurance Products in Short Pump, VA

9 insurance products available in Short Pump

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Henrico County and Nearby Virginia Counties

Life Insurance by City Near Short Pump, VA

Life insurance by city across Henrico County and adjacent Virginia counties.

🌟 Cities Served near Short Pump

21 Cities · 3 Counties
Charles City County1
Charles City
Henrico CountyHome10
BellevueChamberlayneDumbartonGlen AllenHighland SpringsLakesideRegencyRidgeSandstonWyndham
Chesterfield County10
AmpthillBellwoodBensleyBon AirBrandermillChesterChesterfieldEnonMatoacaMidlothian
Official Resources

Know your rights in Short Pump.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Short Pump Life Insurance Questions

💰

How much does life insurance cost in Short Pump?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Short Pump
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Short Pump?

Yes. June serves all of Short Pump and every municipality in Henrico County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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