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Home›Virginia›Chesterfield County›Woodlake

June Marcia Williams — Licensed Insurance Agent in Woodlake, VA
June Marcia Williams
Your Insurance Agent in Woodlake, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Woodlake, VA...
National Producer No.
17209549
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Life Insurance in Woodlake, VA

Securing Families Across Chesterfield County with 9 Tailored Product Lines

Why Woodlake Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Woodlake, Chesterfield County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Woodlake, Chesterfield County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Woodlake, VA

Woodlake, VA — Your Local Producer

Hello to my neighbors in Woodlake! I appreciate the strong sense of community and natural beauty we enjoy here in Chesterfield County. My name is June Marcia Williams, and as a licensed insurance producer, I'm here to help local families navigate their options for financial protection. Whether you're considering Term Life, Final Expense, or other personal policies, my goal is to provide clear, straightforward information so you can feel confident in your decisions. I am committed to serving our community with personalized attention and care. (NPN: 17209549, Virginia License No: 1575461)

  • Swift Creek Reservoir
  • Woodlake Swim & Racquet Club
  • Clover Hill High School
NPN17209549VA License1575461

Woodlake is home to approximately 7,600 residents in Chesterfield County, with a median age of 40.8 and a median household income of $128,000. About 82% of homes are owner-occupied; the median home value is $355,000. 61% of adults hold a bachelor's degree or higher; households with children make up 38%; veterans comprise 4% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Woodlake households.

How Woodlake compares to Chesterfield County

CHESTERFIELD COUNTY · 366K RESIDENTS WOODLAKE · 8K RESIDENTS
Chesterfield County vs Woodlake — population comparison Chesterfield County: 366,019 residents. Woodlake: 7,566 residents, 2.1% of Chesterfield County population.
366,019 CHESTERFIELD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
7,566 WOODLAKE RESIDENTS ↳ 2.1% of Chesterfield County residents
Underwriting Guidelines

How does obesity impact life insurance underwriting in Woodlake, VA?

Many Woodlake residents secure competitive rates despite obesity. Chesterfield County reports 34.3% adult prevalence (CDC PLACES); 33.8% also manage high blood pressure, with 8.2% of the ~366,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Spring Grove →

📊 Top Health Considerations (CDC)

Top Health Considerations for Woodlake (CITY) High cholesterol: 38.8%. High blood pressure: 33.8%. Obesity: 34.3%. Diagnosed diabetes: 10.7%. Current cigarette smoking: 10.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · WOODLAKE High cholesterol 38.8% High blood pressure 33.8% Obesity 34.3% Diagnosed diabetes 10.7% Current cigarette smoking 10.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Chesterfield County Gov Portal .GOV
Population ~7,566
Lack of health insurance (18–64) 6.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5187380
Google Maps
Woodlake civic building photo 1
Photos by Gerald Carroll via Google Maps
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Available in Woodlake

Life Insurance Products in Woodlake, VA

9 insurance products available in Woodlake

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Chesterfield County and Nearby Virginia Counties

Life Insurance by City Near Woodlake, VA

Life insurance by city across Chesterfield County and adjacent Virginia counties.

🌟 Cities Served near Woodlake

12 Cities · 3 Counties
Richmond City1
Richmond
Chesterfield CountyHome10
AmpthillBellwoodBensleyBon AirBrandermillChesterChesterfieldEnonMatoacaMidlothian
Colonial Heights City1
Colonial Heights
Official Resources

Know your rights in Woodlake.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Woodlake Life Insurance Questions

💰

How much does life insurance cost in Woodlake?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Woodlake
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Woodlake?

Yes. June serves all of Woodlake and every municipality in Chesterfield County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

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