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Home›Virginia›Accomack County›Melfa

June Marcia Williams — Licensed Insurance Agent in Melfa, VA
June Marcia Williams
Your Insurance Agent in Melfa, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Melfa, VA...
National Producer No.
17209549
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Life Insurance in Melfa, VA

Dedicated Coverage Options from Final Expense to Term Life in Accomack County

The Smart Choice for Dependable Life Insurance in Melfa, VA

Your local licensed agent in Melfa, Accomack County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Melfa, Accomack County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Melfa, VA

Melfa, VA — Your Local Producer

Hello, Melfa! As a fellow resident of the Eastern Shore, I appreciate the unique character and close-knit feel of life in Accomack County. It’s a special place, and I believe in providing my neighbors with straightforward, reliable guidance for their insurance needs. My goal is to help you secure peace of mind with personal insurance solutions, whether it's Term Life, Final Expense, or other coverages for your family. As a licensed producer, I'm here to help you navigate your options. I'm June Marcia Williams, ready to serve our community (NPN: 17209549, Virginia License No: 1575461).

  • Eastern Shore Community College
  • Melfa Post Office
  • Intersection of Lankford Hwy (US-13) and Melfa Rd
NPN17209549VA License1575461

Melfa is home to approximately 436 residents in Accomack County, with a median age of 45.3 and a median household income of $28,700. About 54% of homes are owner-occupied; the median home value is $174,000. 25% of adults hold a bachelor's degree or higher; households with children make up 32%; veterans comprise 6% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Melfa households.

How Melfa compares to Accomack County

ACCOMACK COUNTY · 33K RESIDENTS MELFA · 436 RESIDENTS
Accomack County vs Melfa — population comparison Accomack County: 33,367 residents. Melfa: 436 residents, 1.3% of Accomack County population.
33,367 ACCOMACK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
436 MELFA RESIDENTS ↳ 1.3% of Accomack County residents
Underwriting Guidelines

How does high cholesterol impact life insurance underwriting in Melfa, VA?

Many Melfa residents secure competitive rates despite high cholesterol. Accomack County reports 43.5% adult prevalence (CDC PLACES); 26.5% also manage arthritis, with 12.0% of the ~33,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Greenbush →

📊 Top Health Considerations (CDC)

Top Health Considerations for Melfa (CITY) High cholesterol: 43.5%. High blood pressure: 47.8%. Obesity: 40.5%. Diagnosed diabetes: 18.1%. Current cigarette smoking: 14.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MELFA High cholesterol 43.5% High blood pressure 47.8% Obesity 40.5% Diagnosed diabetes 18.1% Current cigarette smoking 14.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Accomack County Gov Portal .GOV
Population ~436
Lack of health insurance (18–64) 9.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5150984
Google Maps
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Melfa
Melfa, VA 23410, USA
Available in Melfa

Life Insurance Products in Melfa, VA

9 insurance products available in Melfa

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Accomack County and Nearby Virginia Counties

Life Insurance by City Near Melfa, VA

Life insurance by city across Accomack County and adjacent Virginia counties.

🌟 Cities Served near Melfa

27 Cities · 3 Counties
Lancaster County7
IrvingtonKilmarnockLancasterLivelyWeemsWhite StoneWindmill Point
Accomack CountyHome10
AccomacBloxomChincoteagueMakemie ParkMetompkinOnancockParksleyPungoteagueSchooner BayTasley
Mathews County10
BavonBlakesBohannonDiggsFosterGrimsteadGwynnHalliefordMathewsMiles
Official Resources

Know your rights in Melfa.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Melfa Life Insurance Questions

💰

How much does life insurance cost in Melfa?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Melfa
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Melfa?

Yes. June serves all of Melfa and every municipality in Accomack County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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Licensed in 5 states NPN verified No obligation
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