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June Marcia Williams — Licensed Insurance Agent in Gargatha, VA
June Marcia Williams
Your Insurance Agent in Gargatha, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Gargatha, VA...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Gargatha | Same-Day Quotes

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Gargatha Without the Complexity

Your local licensed agent in Gargatha, Accomack County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Gargatha, Accomack County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Gargatha, VA

Gargatha, VA — Your Local Producer

Hello, Gargatha! As a fellow Virginian and a licensed insurance producer, I understand the unique character and close-knit feel of communities like ours here in Accomack County. My name is June Marcia Williams (NPN: 17209549), and I'm dedicated to helping my neighbors navigate their financial futures with confidence. I offer personalized guidance on a range of options, including Term, Whole, and Universal Life, as well as Final Expense, Critical Illness, and Accident & Injury plans. Whether you're planning for your family or your business, I'm here to help. (Virginia License No: 1575461)

  • Lankford Highway (US-13)
  • Gargatha Landing Road
  • Gargatha Baptist Church
NPN17209549VA License1575461

Gargatha is home to approximately 634 residents in Accomack County, with a median age of 49.7 and a median household income of $79,400. About 89% of homes are owner-occupied; the median home value is $287,000. 35% of adults hold a bachelor's degree or higher; households with children make up 35%; veterans comprise 21% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Gargatha households.

How Gargatha compares to Accomack County

ACCOMACK COUNTY · 33K RESIDENTS GARGATHA · 634 RESIDENTS
Accomack County vs Gargatha — population comparison Accomack County: 33,367 residents. Gargatha: 634 residents, 1.9% of Accomack County population.
33,367 ACCOMACK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
634 GARGATHA RESIDENTS ↳ 1.9% of Accomack County residents
Underwriting Guidelines

Does diagnosed diabetes affect life insurance rates in Gargatha, VA?

Gargatha applicants with diagnosed diabetes qualify routinely. The local risk pool — Accomack County's ~33,000 residents, 12.0% without health coverage — shows 20.7% adult prevalence of diagnosed diabetes and 20.6% with current cigarette smoking. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Gargatha families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Withams →

📊 Top Health Considerations (CDC)

Top Health Considerations for Gargatha (CITY) High cholesterol: 43.4%. High blood pressure: 48.9%. Obesity: 43.9%. Diagnosed diabetes: 20.7%. Current cigarette smoking: 20.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · GARGATHA High cholesterol 43.4% High blood pressure 48.9% Obesity 43.9% Diagnosed diabetes 20.7% Current cigarette smoking 20.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Accomack County Gov Portal .GOV
Population ~634
Lack of health insurance (18–64) 16.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5130384
Google Maps
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Gargatha
Gargatha, VA 23421, USA
Available in Gargatha

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Accomack County and Neighboring Virginia Counties

Cities served near Gargatha.

June Marcia Williams writes life insurance and supplemental health policies across Accomack County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Gargatha

27 Cities · 3 Counties
Lancaster County7
IrvingtonKilmarnockLancasterLivelyWeemsWhite StoneWindmill Point
Accomack CountyHome10
AtlanticBaysideDeep CreekHarbortonKellerLee MontMakemie ParkOnleySanfordTasley
Mathews County10
BavonBlakesBohannonDiggsFosterMilesMoonNew PointRedartShadow
Official Resources

Know your rights in Gargatha.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Gargatha insurance — answered.

💰

How much does life insurance cost in Gargatha?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Gargatha
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Gargatha?

Yes. June serves all of Gargatha and every municipality in Accomack County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Deep Creek Accomack County, VA 10 products available
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