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Home›Virginia›Accomack County›Gargatha

June Marcia Williams — Licensed Insurance Agent in Gargatha, VA
June Marcia Williams
Your Insurance Agent in Gargatha, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Gargatha, VA...
National Producer No.
17209549
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Life Insurance in Gargatha, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Gargatha Without the Complexity

Your local licensed agent in Gargatha, Accomack County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Gargatha, Accomack County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Gargatha, VA

Gargatha, VA — Your Local Producer

Hello, Gargatha! As a fellow Virginian and a licensed insurance producer, I understand the unique character and close-knit feel of communities like ours here in Accomack County. My name is June Marcia Williams (NPN: 17209549), and I'm dedicated to helping my neighbors navigate their financial futures with confidence. I offer personalized guidance on a range of options, including Term, Whole, and Universal Life, as well as Final Expense, Critical Illness, and Accident & Injury plans. Whether you're planning for your family or your business, I'm here to help. (Virginia License No: 1575461)

  • Lankford Highway (US-13)
  • Gargatha Landing Road
  • Gargatha Baptist Church
NPN17209549VA License1575461

Gargatha is home to approximately 634 residents in Accomack County, with a median age of 49.7 and a median household income of $79,400. About 89% of homes are owner-occupied; the median home value is $287,000. 35% of adults hold a bachelor's degree or higher; households with children make up 35%; veterans comprise 21% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Gargatha households.

How Gargatha compares to Accomack County

ACCOMACK COUNTY · 33K RESIDENTS GARGATHA · 634 RESIDENTS
Accomack County vs Gargatha — population comparison Accomack County: 33,367 residents. Gargatha: 634 residents, 1.9% of Accomack County population.
33,367 ACCOMACK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
634 GARGATHA RESIDENTS ↳ 1.9% of Accomack County residents
Underwriting Guidelines

Does diagnosed diabetes affect life insurance rates in Gargatha, VA?

Gargatha applicants with diagnosed diabetes qualify routinely. The local risk pool — Accomack County's ~33,000 residents, 12.0% without health coverage — shows 20.7% adult prevalence of diagnosed diabetes and 20.6% with current cigarette smoking. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Withams →

📊 Top Health Considerations (CDC)

Top Health Considerations for Gargatha (CITY) High cholesterol: 43.4%. High blood pressure: 48.9%. Obesity: 43.9%. Diagnosed diabetes: 20.7%. Current cigarette smoking: 20.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · GARGATHA High cholesterol 43.4% High blood pressure 48.9% Obesity 43.9% Diagnosed diabetes 20.7% Current cigarette smoking 20.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Accomack County Gov Portal .GOV
Population ~634
Lack of health insurance (18–64) 16.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5130384
Google Maps
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Gargatha
Gargatha, VA 23421, USA
Available in Gargatha

Life Insurance Products in Gargatha, VA

9 insurance products available in Gargatha

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Accomack County and Nearby Virginia Counties

Life Insurance by City Near Gargatha, VA

Life insurance by city across Accomack County and adjacent Virginia counties.

🌟 Cities Served near Gargatha

27 Cities · 3 Counties
Lancaster County7
IrvingtonKilmarnockLancasterLivelyWeemsWhite StoneWindmill Point
Accomack CountyHome10
AccomacBloxomChincoteagueMakemie ParkMetompkinOnancockParksleyPungoteagueSchooner BayTasley
Mathews County10
BavonBlakesBohannonDiggsFosterGrimsteadGwynnHalliefordMathewsMiles
Official Resources

Know your rights in Gargatha.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Gargatha Life Insurance Questions

💰

How much does life insurance cost in Gargatha?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Gargatha
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Gargatha?

Yes. June serves all of Gargatha and every municipality in Accomack County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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