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Home›Virginia›Accomack County›Captains Cove

June Marcia Williams — Licensed Insurance Agent in Captains Cove, VA
June Marcia Williams
Your Insurance Agent in Captains Cove, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Captains Cove, VA...
National Producer No.
17209549
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Life Insurance in Captains Cove, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Captains Cove Without the Complexity

Your local licensed agent in Captains Cove, Accomack County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Captains Cove, Accomack County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Captains Cove, VA

Captains Cove, VA — Your Local Producer

For my neighbors in Captains Cove, the unique coastal lifestyle of Accomack County is something worth protecting. My name is June Marcia Williams, and as a licensed Virginia insurance producer, I am dedicated to helping local families secure their financial futures. I offer personalized guidance on a range of products, including Term Life, Whole Life, Final Expense, and other policies designed to provide peace of mind. My goal is to help you understand your options so you can make confident decisions for your loved ones. I am here to help you navigate your choices. (NPN: 17209549, Virginia License No: 1575461)

  • Captains Cove Marina Club
  • Captains Cove Golf Course
  • Accomack County Sheriff's Office - Greenbackville Substation
NPN17209549VA License1575461

Captains Cove is home to approximately 1,200 residents in Accomack County, with a median age of 62.8 and a median household income of $66,100. About 94% of homes are owner-occupied; the median home value is $218,000. 33% of adults hold a bachelor's degree or higher; households with children make up 26%; veterans comprise 10% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Captains Cove households.

How Captains Cove compares to Accomack County

ACCOMACK COUNTY · 33K RESIDENTS CAPTAINS COVE · 1K RESIDENTS
Accomack County vs Captains Cove — population comparison Accomack County: 33,367 residents. Captains Cove: 1,189 residents, 3.6% of Accomack County population.
33,367 ACCOMACK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,189 CAPTAINS COVE RESIDENTS ↳ 3.6% of Accomack County residents
Underwriting Guidelines

Are Captains Cove residents with diagnosed diabetes able to qualify for life insurance?

Yes. Accomack County's health profile — 33,000 residents, 12.0% uninsured, 14.6% adults with diagnosed diabetes, 12.2% with current cigarette smoking — shapes how A-rated carriers tier rate classes for Captains Cove applicants. Standard or Preferred is achievable when diagnosed diabetes is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Temperanceville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Captains Cove (CITY) High cholesterol: 46.9%. High blood pressure: 44.8%. Obesity: 34.5%. Diagnosed diabetes: 14.6%. Current cigarette smoking: 12.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CAPTAINS COVE High cholesterol 46.9% High blood pressure 44.8% Obesity 34.5% Diagnosed diabetes 14.6% Current cigarette smoking 12.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Accomack County Gov Portal .GOV
Population ~1,189
Lack of health insurance (18–64) 6.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5112915
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Captains Cove
Captains Cove, VA, USA
Available in Captains Cove

Life Insurance Products in Captains Cove, VA

9 insurance products available in Captains Cove

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Accomack County and Nearby Virginia Counties

Life Insurance by City Near Captains Cove, VA

Life insurance by city across Accomack County and adjacent Virginia counties.

🌟 Cities Served near Captains Cove

27 Cities · 3 Counties
Lancaster County7
IrvingtonKilmarnockLancasterLivelyWeemsWhite StoneWindmill Point
Accomack CountyHome10
AccomacBloxomChincoteagueMakemie ParkMetompkinOnancockParksleyPungoteagueSchooner BayTasley
Mathews County10
BavonBlakesBohannonDiggsFosterGrimsteadGwynnHalliefordMathewsMiles
Official Resources

Know your rights in Captains Cove.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Captains Cove Life Insurance Questions

💰

How much does life insurance cost in Captains Cove?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Captains Cove
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Captains Cove?

Yes. June serves all of Captains Cove and every municipality in Accomack County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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