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Home›Pennsylvania›Lycoming County›Oval

June Marcia Williams — Licensed Insurance Agent in Oval, PA
June Marcia Williams
Your Insurance Agent in Oval, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Oval, PA...
National Producer No.
17209549
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Life Insurance in Oval, PA

Top-Rated Financial Protection for Oval Residents

Honest, Local Insurance Guidance for Your Family's Future in Lycoming County

Your local licensed agent in Oval, Lycoming County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Oval, Lycoming County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Oval, PA

Oval, PA — Your Local Producer

Hello, my Oval neighbors. In a community like ours, nestled in the heart of Lycoming County, we understand the importance of looking out for one another and planning for the future. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families find the right personal insurance solutions. Whether you're thinking about life insurance, final expense planning, or other coverage, I can help you navigate your options with clarity. I'm here to serve my fellow Pennsylvanians. (NPN: 17209549, PA License: 767197)

  • Nippenose Valley Elementary School
  • Oval General Store
  • Oval United Methodist Church
NPN17209549PA License767197

Oval is home to approximately 381 residents in Lycoming County, with a median age of 41.1 and a median household income of $75,900. About 87% of homes are owner-occupied; the median home value is $173,000. 21% of adults hold a bachelor's degree or higher; households with children make up 27%; veterans comprise 6% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Oval households.

How Oval compares to Lycoming County

LYCOMING COUNTY · 114K RESIDENTS OVAL · 381 RESIDENTS
Lycoming County vs Oval — population comparison Lycoming County: 114,022 residents. Oval: 381 residents, 0.3% of Lycoming County population.
114,022 LYCOMING COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
381 OVAL RESIDENTS ↳ 0.3% of Lycoming County residents
Underwriting Guidelines

Does high cholesterol affect life insurance rates in Oval, PA?

Oval applicants with high cholesterol qualify routinely. The local risk pool — Lycoming County's ~114,000 residents, 5.0% without health coverage — shows 33.2% adult prevalence of high cholesterol and 32.8% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Kenmar →

📊 Top Health Considerations (CDC)

Top Health Considerations for Oval (CITY) High cholesterol: 33.2%. High blood pressure: 32.8%. Obesity: 36.7%. Diagnosed diabetes: 9.8%. Current smoking: 20%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OVAL High cholesterol 33.2% High blood pressure 32.8% Obesity 36.7% Diagnosed diabetes 9.8% Current smoking 20.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lycoming County Gov Portal .GOV
Population ~381
Lack of health insurance (18–64) 7.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4257376
Google Maps
Oval civic building photo 1Oval civic building photo 2Oval civic building photo 3Oval civic building photo 4
Photos by saltfishing , Jorge Martínez Gualdrón - Photographer , Moises Reyes , James Tenreiro via Google Maps
View on Google Maps
Available in Oval

Life Insurance Products in Oval, PA

9 insurance products available in Oval

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Lycoming County and Nearby Pennsylvania Counties

Life Insurance by City Near Oval, PA

Life insurance by city across Lycoming County and adjacent Pennsylvania counties.

🌟 Cities Served near Oval

30 Cities · 3 Counties
Clinton County10
AvisBeech CreekCastaneaFlemingtonHynerLamarLock HavenLogantonMackeyvilleMcElhattan
Lycoming CountyHome10
Cogan StationHughesvilleJersey MillsLairdsvilleLindenMontoursvilleMuncyTrout RunUnityvilleWilliamsport
Tioga County10
ArnotBlossburgCowanesqueGainesKnoxvilleLawrencevilleLittle MarshMainesburgMansfieldWellsboro
Official Resources

Know your rights in Oval.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Oval Life Insurance Questions

💰

How much does life insurance cost in Oval?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Oval
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Oval?

Yes. June serves all of Oval and every municipality in Lycoming County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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