June Marcia Williams

Your Insurance Agent in Cogan Station, PA

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Cogan Station, PA...

National Producer No.

17209549

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Affordable Life Insurance in Lycoming County | Secure Your Family's Future

Custom Coverage from a Licensed PA Agent You Can Trust

9 Straightforward Product Lines Tailored for Every Lycoming County Family

Protect your family in Lycoming County. 22 municipalities. 9 product lines. One licensed agent.

Licensed Pennsylvania agent June Marcia Williams (#767197, NPN 17209549) writes life insurance for Lycoming County, Pennsylvania residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

County Hub · Lycoming, PA

Across Lycoming County

As a licensed insurance producer serving Lycoming County, I'm proud to help protect the families and individuals who make this region such a vibrant hub in north-central Pennsylvania. From the bustling commuter corridors of I-180 and Route 15 to the historic streets of our county seat, Williamsport, I understand the unique needs of our community. My goal is to be your trusted local resource, providing peace of mind for homeowners throughout the beautiful West Branch Susquehanna River Valley and for those who rely on our excellent regional medical centers. I'm here to help you navigate your options for life and supplemental health insurance. (June Marcia Williams, NPN: 17209549, Pennsylvania License No: 767197)

Lycoming County Courthouse
UPMC Williamsport
Tiadaghton State Forest

NPN17209549PA License767197

How Lycoming County compares to Pennsylvania

PENNSYLVANIA · 13.0M RESIDENTS LYCOMING COUNTY · 114K RESIDENTS

12,989,208 PENNSYLVANIA POPULATION ↳ 1 cell ≈ 100,000 residents

114,022 LYCOMING COUNTY RESIDENTS ↳ 0.9% of Pennsylvania residents

Underwriting Guidelines

What are the primary life insurance underwriting factors in Lycoming County, PA?

Life insurance carriers price Lycoming County's ~113,000 residents — 5.0% lacking health insurance — against the local health profile: Obesity (35.5%), High cholesterol (34.0%), High blood pressure (30.4%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

🏛️ Official County Resources

NACo County Profile .ORG
Population ~113,000
Lack of health insurance (18–64) 5.0%

Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).
FIPS code 42081

View on Google Maps

Lycoming County Commissioners

Open now · Mon 9:00 AM – 5:00 PM

(570) 320-2124

33 W 3rd St, Williamsport, PA 17701, USA

Products Available

Nine product lines available in Lycoming County.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Explore Term Life Options 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Explore Whole Life Options 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Explore Universal Life Options 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Explore Critical Illness Options 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Explore Hospital Indemnity Options ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Explore Accident Coverage Options 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Explore Business Life Options 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Explore Special Situations Options 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Explore Final Expense Options

Browse Lycoming County

Find coverage in your area.

Coverage is local across all 22 Lycoming County cities — select your community below for product-specific underwriting and a direct line to your licensed agent.

📍 Cities in Lycoming County

22Cities

🔍 Popular Searches

City × product — what Lycoming County residents search for

🛡️ Life Insurance

Cogan Station Term Life Insurance Term→Hughesville Term Life Insurance Term→Jersey Mills Term Life Insurance Term→Cogan Station Whole Life Insurance Whole→

🏥 Supplemental Health

Cogan Station Critical Illness Insurance Critical→Hughesville Hospital Indemnity Plans Hospital→Jersey Mills Accident & Injury Coverage Accident→

🏢 Business & Notary

Cogan Station Key Person Insurance Business→

Regional Risk Matrix

Localized policy options by product line.

Review active risk variables, carrier compliance parameters, and regional premium classifications specific to your county.

🛡️ Term Life

22 Cities

Affordable Cogan Station Term Life Cogan Station income protection. Affordable term life for families in Lycoming County. Top-Rated Hughesville Term Life Level premiums for Hughesville families. 10, 20, or 30-year terms available. Compare Jersey Mills Term Life Compare Jersey Mills term life rates from top carriers. Living benefits included. Best Lairdsville Term Life Lairdsville family coverage. Income replacement from a verified PA agent. Local Linden Term Life Affordable term life in Linden, Lycoming County. Expert guidance from a 12-year agent. Affordable Montoursville Term Life Montoursville income protection. Affordable term life for families in Lycoming County. Top-Rated Muncy Term Life Level premiums for Muncy families. 10, 20, or 30-year terms available. Compare Picture Rocks Term Life Compare Picture Rocks term life rates from top carriers. Living benefits included. Best Ralston Term Life Ralston family coverage. Income replacement from a verified PA agent. Local Salladasburg Term Life Affordable term life in Salladasburg, Lycoming County. Expert guidance from a 12-year agent. Affordable Trout Run Term Life Trout Run income protection. Affordable term life for families in Lycoming County. Top-Rated Unityville Term Life Level premiums for Unityville families. 10, 20, or 30-year terms available. Compare Waterville Term Life Compare Waterville term life rates from top carriers. Living benefits included. Best Duboistown Term Life Duboistown family coverage. Income replacement from a verified PA agent. Local Faxon Term Life Affordable term life in Faxon, Lycoming County. Expert guidance from a 12-year agent. Affordable Garden View Term Life Garden View income protection. Affordable term life for families in Lycoming County. Top-Rated Jersey Shore Term Life Level premiums for Jersey Shore families. 10, 20, or 30-year terms available. Compare Kenmar Term Life Compare Kenmar term life rates from top carriers. Living benefits included. Best Oval Term Life Oval family coverage. Income replacement from a verified PA agent. Local South Williamsport Term Life Affordable term life in South Williamsport, Lycoming County. Expert guidance from a 12-year agent. Affordable Williamsport Term Life Williamsport income protection. Affordable term life for families in Lycoming County. Top-Rated Gray Term Life Level premiums for Gray families. 10, 20, or 30-year terms available.

💎 Whole Life

22 Cities

Affordable Cogan Station Whole Life Cogan Station permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Hughesville Whole Life Build wealth in Hughesville with whole life. Tax-deferred cash value growth. Compare Jersey Mills Whole Life Jersey Mills legacy protection. Permanent coverage with guaranteed cash value. Best Lairdsville Whole Life Whole life insurance for Lairdsville families. Coverage that never expires. Local Linden Whole Life Linden estate planning. Whole life from a verified PA agent. Affordable Montoursville Whole Life Montoursville permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Muncy Whole Life Build wealth in Muncy with whole life. Tax-deferred cash value growth. Compare Picture Rocks Whole Life Picture Rocks legacy protection. Permanent coverage with guaranteed cash value. Best Ralston Whole Life Whole life insurance for Ralston families. Coverage that never expires. Local Salladasburg Whole Life Salladasburg estate planning. Whole life from a verified PA agent. Affordable Trout Run Whole Life Trout Run permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Unityville Whole Life Build wealth in Unityville with whole life. Tax-deferred cash value growth. Compare Waterville Whole Life Waterville legacy protection. Permanent coverage with guaranteed cash value. Best Duboistown Whole Life Whole life insurance for Duboistown families. Coverage that never expires. Local Faxon Whole Life Faxon estate planning. Whole life from a verified PA agent. Affordable Garden View Whole Life Garden View permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Jersey Shore Whole Life Build wealth in Jersey Shore with whole life. Tax-deferred cash value growth. Compare Kenmar Whole Life Kenmar legacy protection. Permanent coverage with guaranteed cash value. Best Oval Whole Life Whole life insurance for Oval families. Coverage that never expires. Local South Williamsport Whole Life South Williamsport estate planning. Whole life from a verified PA agent. Affordable Williamsport Whole Life Williamsport permanent coverage. Cash value accumulation plus lifetime protection. Top-Rated Gray Whole Life Build wealth in Gray with whole life. Tax-deferred cash value growth.

📈 Universal Life

22 Cities

Affordable Cogan Station Universal Life Cogan Station flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Hughesville Universal Life IUL options in Hughesville. Cash value tied to market indexes without market risk. Compare Jersey Mills Universal Life Jersey Mills universal life. Flexible coverage adapting to your financial goals. Best Lairdsville Universal Life Adjustable premiums and death benefit in Lairdsville from a verified agent. Local Linden Universal Life Linden IUL coverage. Tax-free retirement income strategy for professionals. Affordable Montoursville Universal Life Montoursville flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Muncy Universal Life IUL options in Muncy. Cash value tied to market indexes without market risk. Compare Picture Rocks Universal Life Picture Rocks universal life. Flexible coverage adapting to your financial goals. Best Ralston Universal Life Adjustable premiums and death benefit in Ralston from a verified agent. Local Salladasburg Universal Life Salladasburg IUL coverage. Tax-free retirement income strategy for professionals. Affordable Trout Run Universal Life Trout Run flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Unityville Universal Life IUL options in Unityville. Cash value tied to market indexes without market risk. Compare Waterville Universal Life Waterville universal life. Flexible coverage adapting to your financial goals. Best Duboistown Universal Life Adjustable premiums and death benefit in Duboistown from a verified agent. Local Faxon Universal Life Faxon IUL coverage. Tax-free retirement income strategy for professionals. Affordable Garden View Universal Life Garden View flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Jersey Shore Universal Life IUL options in Jersey Shore. Cash value tied to market indexes without market risk. Compare Kenmar Universal Life Kenmar universal life. Flexible coverage adapting to your financial goals. Best Oval Universal Life Adjustable premiums and death benefit in Oval from a verified agent. Local South Williamsport Universal Life South Williamsport IUL coverage. Tax-free retirement income strategy for professionals. Affordable Williamsport Universal Life Williamsport flexible life insurance. Index-linked growth with adjustable premiums. Top-Rated Gray Universal Life IUL options in Gray. Cash value tied to market indexes without market risk.

🏥 Critical Illness

22 Cities

Affordable Cogan Station Critical Illness Cogan Station critical illness protection. Lump-sum cash on diagnosis. Top-Rated Hughesville Critical Illness Cancer, stroke, heart attack — cash benefits for Hughesville families. Compare Jersey Mills Critical Illness Jersey Mills supplemental coverage. Critical illness pays regardless of health plan. Best Lairdsville Critical Illness Lump-sum critical illness in Lairdsville from a verified PA agent. Local Linden Critical Illness Linden critical illness plans. Financial safety net when it matters most. Affordable Montoursville Critical Illness Montoursville critical illness protection. Lump-sum cash on diagnosis. Top-Rated Muncy Critical Illness Cancer, stroke, heart attack — cash benefits for Muncy families. Compare Picture Rocks Critical Illness Picture Rocks supplemental coverage. Critical illness pays regardless of health plan. Best Ralston Critical Illness Lump-sum critical illness in Ralston from a verified PA agent. Local Salladasburg Critical Illness Salladasburg critical illness plans. Financial safety net when it matters most. Affordable Trout Run Critical Illness Trout Run critical illness protection. Lump-sum cash on diagnosis. Top-Rated Unityville Critical Illness Cancer, stroke, heart attack — cash benefits for Unityville families. Compare Waterville Critical Illness Waterville supplemental coverage. Critical illness pays regardless of health plan. Best Duboistown Critical Illness Lump-sum critical illness in Duboistown from a verified PA agent. Local Faxon Critical Illness Faxon critical illness plans. Financial safety net when it matters most. Affordable Garden View Critical Illness Garden View critical illness protection. Lump-sum cash on diagnosis. Top-Rated Jersey Shore Critical Illness Cancer, stroke, heart attack — cash benefits for Jersey Shore families. Compare Kenmar Critical Illness Kenmar supplemental coverage. Critical illness pays regardless of health plan. Best Oval Critical Illness Lump-sum critical illness in Oval from a verified PA agent. Local South Williamsport Critical Illness South Williamsport critical illness plans. Financial safety net when it matters most. Affordable Williamsport Critical Illness Williamsport critical illness protection. Lump-sum cash on diagnosis. Top-Rated Gray Critical Illness Cancer, stroke, heart attack — cash benefits for Gray families.

🏨 Hospital Indemnity

22 Cities

⚡ Accident & Injury

22 Cities

Affordable Cogan Station Accident & Injury Cogan Station accident coverage. 24/7 protection for active families. Top-Rated Hughesville Accident & Injury Accident & injury plans in Hughesville. ER, fractures, dislocations covered. Compare Jersey Mills Accident & Injury Jersey Mills accidental injury insurance. Cash benefits from day one. Best Lairdsville Accident & Injury Protect your Lairdsville family. Accident coverage from $10/mo. Local Linden Accident & Injury Linden accident insurance from a verified PA agent. Affordable Montoursville Accident & Injury Montoursville accident coverage. 24/7 protection for active families. Top-Rated Muncy Accident & Injury Accident & injury plans in Muncy. ER, fractures, dislocations covered. Compare Picture Rocks Accident & Injury Picture Rocks accidental injury insurance. Cash benefits from day one. Best Ralston Accident & Injury Protect your Ralston family. Accident coverage from $10/mo. Local Salladasburg Accident & Injury Salladasburg accident insurance from a verified PA agent. Affordable Trout Run Accident & Injury Trout Run accident coverage. 24/7 protection for active families. Top-Rated Unityville Accident & Injury Accident & injury plans in Unityville. ER, fractures, dislocations covered. Compare Waterville Accident & Injury Waterville accidental injury insurance. Cash benefits from day one. Best Duboistown Accident & Injury Protect your Duboistown family. Accident coverage from $10/mo. Local Faxon Accident & Injury Faxon accident insurance from a verified PA agent. Affordable Garden View Accident & Injury Garden View accident coverage. 24/7 protection for active families. Top-Rated Jersey Shore Accident & Injury Accident & injury plans in Jersey Shore. ER, fractures, dislocations covered. Compare Kenmar Accident & Injury Kenmar accidental injury insurance. Cash benefits from day one. Best Oval Accident & Injury Protect your Oval family. Accident coverage from $10/mo. Local South Williamsport Accident & Injury South Williamsport accident insurance from a verified PA agent. Affordable Williamsport Accident & Injury Williamsport accident coverage. 24/7 protection for active families. Top-Rated Gray Accident & Injury Accident & injury plans in Gray. ER, fractures, dislocations covered.

🏢 Business Life

22 Cities

Affordable Cogan Station Business Life Cogan Station key person insurance. Protect your business continuity. Top-Rated Hughesville Business Life Buy-sell agreement coverage in Hughesville. SBA loan compliant. Compare Jersey Mills Business Life Jersey Mills business life insurance. Key employee retention coverage. Best Lairdsville Business Life Business continuity protection in Lairdsville from a 12-year agent. Local Linden Business Life Linden key person and partnership coverage. PA licensed. Affordable Montoursville Business Life Montoursville key person insurance. Protect your business continuity. Top-Rated Muncy Business Life Buy-sell agreement coverage in Muncy. SBA loan compliant. Compare Picture Rocks Business Life Picture Rocks business life insurance. Key employee retention coverage. Best Ralston Business Life Business continuity protection in Ralston from a 12-year agent. Local Salladasburg Business Life Salladasburg key person and partnership coverage. PA licensed. Affordable Trout Run Business Life Trout Run key person insurance. Protect your business continuity. Top-Rated Unityville Business Life Buy-sell agreement coverage in Unityville. SBA loan compliant. Compare Waterville Business Life Waterville business life insurance. Key employee retention coverage. Best Duboistown Business Life Business continuity protection in Duboistown from a 12-year agent. Local Faxon Business Life Faxon key person and partnership coverage. PA licensed. Affordable Garden View Business Life Garden View key person insurance. Protect your business continuity. Top-Rated Jersey Shore Business Life Buy-sell agreement coverage in Jersey Shore. SBA loan compliant. Compare Kenmar Business Life Kenmar business life insurance. Key employee retention coverage. Best Oval Business Life Business continuity protection in Oval from a 12-year agent. Local South Williamsport Business Life South Williamsport key person and partnership coverage. PA licensed. Affordable Williamsport Business Life Williamsport key person insurance. Protect your business continuity. Top-Rated Gray Business Life Buy-sell agreement coverage in Gray. SBA loan compliant.

🔑 Special Situations

22 Cities

🕊️ Final Expense

22 Cities

Affordable Cogan Station Final Expense Cogan Station burial insurance. No medical exam plans from $5K to $50K. Top-Rated Hughesville Final Expense Final expense in Hughesville. Protect your family from end-of-life costs. Compare Jersey Mills Final Expense Affordable Jersey Mills burial coverage. Premiums locked — never increase. Best Lairdsville Final Expense Lairdsville guaranteed issue plans. Same-day approval available. Local Linden Final Expense Final expense for Linden seniors. Coverage from a 12-year PA agent. Affordable Montoursville Final Expense Montoursville burial insurance. No medical exam plans from $5K to $50K. Top-Rated Muncy Final Expense Final expense in Muncy. Protect your family from end-of-life costs. Compare Picture Rocks Final Expense Affordable Picture Rocks burial coverage. Premiums locked — never increase. Best Ralston Final Expense Ralston guaranteed issue plans. Same-day approval available. Local Salladasburg Final Expense Final expense for Salladasburg seniors. Coverage from a 12-year PA agent. Affordable Trout Run Final Expense Trout Run burial insurance. No medical exam plans from $5K to $50K. Top-Rated Unityville Final Expense Final expense in Unityville. Protect your family from end-of-life costs. Compare Waterville Final Expense Affordable Waterville burial coverage. Premiums locked — never increase. Best Duboistown Final Expense Duboistown guaranteed issue plans. Same-day approval available. Local Faxon Final Expense Final expense for Faxon seniors. Coverage from a 12-year PA agent. Affordable Garden View Final Expense Garden View burial insurance. No medical exam plans from $5K to $50K. Top-Rated Jersey Shore Final Expense Final expense in Jersey Shore. Protect your family from end-of-life costs. Compare Kenmar Final Expense Affordable Kenmar burial coverage. Premiums locked — never increase. Best Oval Final Expense Oval guaranteed issue plans. Same-day approval available. Local South Williamsport Final Expense Final expense for South Williamsport seniors. Coverage from a 12-year PA agent. Affordable Williamsport Final Expense Williamsport burial insurance. No medical exam plans from $5K to $50K. Top-Rated Gray Final Expense Final expense in Gray. Protect your family from end-of-life costs.

Official Resources

Know your rights in Lycoming County.

State and federal resources for insurance consumers. Verify, research, protect.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law. PA Insurance Dept. regulates all insurance in Pennsylvania.

Visit www.insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV

Frequently Asked Questions

Lycoming County insurance — answered.

Six questions covering all product lines. Every answer Lycoming County-specific.

💰

How much does life insurance cost in Lycoming County?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lycoming County

🏙️

What cities does June serve in Lycoming County?

All 22 municipalities in Lycoming County, including Cogan Station, Hughesville, Jersey Mills, Lairdsville, Linden, Montoursville. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

22 Cities

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

⚱️

What is the average PA funeral cost?

Approximately $9,443 in Pennsylvania. Final expense insurance covers burial, memorial, and medical bills — helping Lycoming County families avoid this burden.

PA Data

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