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June Marcia Williams — Licensed Insurance Agent in Montoursville, PA
June Marcia Williams
Your Insurance Agent in Montoursville, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Montoursville, PA...
National Producer No.
17209549
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Life Insurance in Montoursville, PA

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Montoursville Without the Complexity

Your local licensed agent in Montoursville, Lycoming County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Montoursville, Lycoming County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Montoursville, PA

Montoursville, PA — Your Local Producer

Hello, Montoursville! As a resident of this beautiful part of Lycoming County, I appreciate the strong sense of community and the scenic surroundings we all enjoy. My name is June Marcia Williams, and I'm your local licensed insurance producer. I help individuals and families here in Montoursville navigate their options for personal life and health insurance, from term life to final expense plans. My goal is to provide clear, straightforward guidance so you can feel confident in the choices you make for your family's future. Let's talk about securing your peace of mind. (NPN: 17209549, Pennsylvania License No: 767197)

  • Montoursville Area High School
  • Indian Park
  • Montoursville Borough Hall
NPN17209549PA License767197

Montoursville is home to approximately 4,700 residents in Lycoming County, with a median age of 44.1 and a median household income of $63,900. About 64% of homes are owner-occupied; the median home value is $188,000. 34% of adults hold a bachelor's degree or higher; households with children make up 27%; veterans comprise 9% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Montoursville households.

How Montoursville compares to Lycoming County

LYCOMING COUNTY · 114K RESIDENTS MONTOURSVILLE · 5K RESIDENTS
Lycoming County vs Montoursville — population comparison Lycoming County: 114,022 residents. Montoursville: 4,724 residents, 4.1% of Lycoming County population.
114,022 LYCOMING COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,724 MONTOURSVILLE RESIDENTS ↳ 4.1% of Lycoming County residents
Underwriting Guidelines

Are Montoursville residents with obesity able to qualify for life insurance?

Montoursville applicants with obesity qualify routinely. The local risk pool — Lycoming County's ~114,000 residents, 5.0% without health coverage — shows 34.3% adult prevalence of obesity and 34.6% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Jersey Mills →

📊 Top Health Considerations (CDC)

Top Health Considerations for Montoursville (CITY) High cholesterol: 34.6%. High blood pressure: 34.7%. Obesity: 34.3%. Diagnosed diabetes: 10%. Current smoking: 15.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MONTOURSVILLE High cholesterol 34.6% High blood pressure 34.7% Obesity 34.3% Diagnosed diabetes 10.0% Current smoking 15.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lycoming County Gov Portal .GOV
Population ~4,724
Lack of health insurance (18–64) 5.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4250720
Google Maps
5.0 1 review
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John Dorin Municipal Building
(570) 368-2486
montoursvilleborough.org
617 N Loyalsock Ave, Montoursville, PA 17754, USA
Recent Reviews
Stephen Pick ★★★★★
"I just stopped to get some building permits and the women in the office were some of the nicest and most informative Borough employees I have met in this county."
Available in Montoursville

Life Insurance Products in Montoursville, PA

9 insurance products available in Montoursville

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Lycoming County and Nearby Pennsylvania Counties

Life Insurance by City Near Montoursville, PA

Life insurance by city across Lycoming County and adjacent Pennsylvania counties.

🌟 Cities Served near Montoursville

21 Cities · 3 Counties
Sullivan County9
DushoreEagles MereForksvilleHillsgroveLaporteLopezMildredMuncy ValleyShunk
Lycoming CountyHome10
Cogan StationHughesvilleJersey MillsLairdsvilleLindenMuncyPicture RocksTrout RunUnityvilleWilliamsport
Montour County2
DanvilleWashingtonville
Official Resources

Know your rights in Montoursville.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Montoursville Life Insurance Questions

💰

How much does life insurance cost in Montoursville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Montoursville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Montoursville?

Yes. June serves all of Montoursville and every municipality in Lycoming County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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