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Home›Pennsylvania›Clinton County›Lock Haven

June Marcia Williams — Licensed Insurance Agent in Lock Haven, PA
June Marcia Williams
Your Insurance Agent in Lock Haven, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lock Haven, PA...
National Producer No.
17209549
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Life Insurance in Lock Haven, PA

Securing Families Across Clinton County with 9 Tailored Product Lines

Why Lock Haven Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Lock Haven, Clinton County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Lock Haven, Clinton County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Lock Haven, PA

Lock Haven, PA — Your Local Producer

Hello, Lock Haven! As a fellow Pennsylvanian and a licensed insurance producer, I understand the strong community spirit that defines life here in Clinton County. Whether you're enjoying the scenery along the West Branch Susquehanna River or simply building a secure future for your family, having the right protection brings peace of mind. I'm June Marcia Williams (NPN: 17209549), and I'm here to help you navigate your options for life insurance, final expense planning, and other personal coverage. My goal is to provide clear, straightforward guidance so you can make informed decisions for your loved ones. (PA License No: 767197)

  • Lock Haven University
  • Piper Aviation Museum
  • Triangle Park
NPN17209549PA License767197

Lock Haven is home to approximately 8,400 residents in Clinton County, with a median age of 27.3 and a median household income of $42,900. About 34% of homes are owner-occupied; the median home value is $133,000. 23% of adults hold a bachelor's degree or higher; households with children make up 27%; veterans comprise 5% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Lock Haven households.

How Lock Haven compares to Clinton County

CLINTON COUNTY · 38K RESIDENTS LOCK HAVEN · 8K RESIDENTS
Clinton County vs Lock Haven — population comparison Clinton County: 37,860 residents. Lock Haven: 8,422 residents, 22.2% of Clinton County population.
37,860 CLINTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
8,422 LOCK HAVEN RESIDENTS ↳ 22.2% of Clinton County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Lock Haven, PA?

Coverage is widely available. Lock Haven sits within Clinton County (population ~38,000, 6.5% uninsured), where 18.4% of adults have current cigarette smoking alongside 11.2% with current asthma per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby South Renovo →

📊 Top Health Considerations (CDC)

Top Health Considerations for Lock Haven (CITY) High cholesterol: 31.3%. High blood pressure: 28.8%. Obesity: 34.6%. Diagnosed diabetes: 8.8%. Current smoking: 18.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LOCK HAVEN High cholesterol 31.3% High blood pressure 28.8% Obesity 34.6% Diagnosed diabetes 8.8% Current smoking 18.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Clinton County Gov Portal .GOV
Population ~8,422
Lack of health insurance (18–64) 8.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4244128
Google Maps
4.0 3 reviews
City of Lock Haven - City Hall photo 1
Photos by Gary Worden via Google Maps
View on Google Maps
City of Lock Haven - City Hall
(570) 893-5900
20 E Church St, Lock Haven, PA 17745, USA
Recent Reviews
Ashley Dixon ★★★★★
"Every morning at Robb Elementary here in Lock Haven, a very brave officer out in this cold everyday. He stands protecting our children thank you, Officer Fisher"
Gwynne Morris ★★★★★
"Very nice city hall!"
Available in Lock Haven

Life Insurance Products in Lock Haven, PA

9 insurance products available in Lock Haven

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Clinton County and Nearby Pennsylvania Counties

Life Insurance by City Near Lock Haven, PA

Life insurance by city across Clinton County and adjacent Pennsylvania counties.

🌟 Cities Served near Lock Haven

30 Cities · 3 Counties
Potter County10
AustinCoudersportCross ForkGaletonGeneseeHarrison ValleyMillsNorth BinghamOswayoRoulette
Clinton CountyHome10
AvisBeech CreekCastaneaFlemingtonHynerLamarLogantonMackeyvilleMcElhattanMill Hall
Centre County10
HublersburgMadisonburgMilesburgMillheimMoshannonPine GlenPine Grove MillsPleasant GapRebersburgToftrees
Official Resources

Know your rights in Lock Haven.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Lock Haven Life Insurance Questions

💰

How much does life insurance cost in Lock Haven?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lock Haven
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Lock Haven?

Yes. June serves all of Lock Haven and every municipality in Clinton County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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