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Home›Pennsylvania›Luzerne County›Upper Exeter

June Marcia Williams — Licensed Insurance Agent in Upper Exeter, PA
June Marcia Williams
Your Insurance Agent in Upper Exeter, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Upper Exeter, PA...
National Producer No.
17209549
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Life Insurance in Upper Exeter, PA

Top-Rated Financial Protection for Upper Exeter Residents

Honest, Local Insurance Guidance for Your Family's Future in Luzerne County

Your local licensed agent in Upper Exeter, Luzerne County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Upper Exeter, Luzerne County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Upper Exeter, PA

Upper Exeter, PA — Your Local Producer

For my neighbors in Upper Exeter, the distinct community spirit of Luzerne County is something we all value. Protecting your family's financial future is a key part of enjoying that life with peace of mind. My name is June Marcia Williams, and I'm a licensed Pennsylvania insurance producer committed to serving our local area. I provide clear, one-on-one guidance for personal insurance solutions like Term Life, Whole Life, Final Expense, and Critical Illness plans. My focus is on understanding your specific needs to help you secure the right coverage. (NPN: 17209549, Pennsylvania License No: 767197).

  • Exeter Township Municipal Building
  • Wyoming Area Secondary Center
  • Slocum Park
NPN17209549PA License767197

Upper Exeter is home to approximately 971 residents in Luzerne County, with a median age of 30.0 and a median household income of $81,100. About 87% of homes are owner-occupied; the median home value is $215,000. 22% of adults hold a bachelor's degree or higher; households with children make up 48%; veterans comprise 19% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Upper Exeter households.

How Upper Exeter compares to Luzerne County

LUZERNE COUNTY · 325K RESIDENTS UPPER EXETER · 971 RESIDENTS
Luzerne County vs Upper Exeter — population comparison Luzerne County: 325,396 residents. Upper Exeter: 971 residents, 0.3% of Luzerne County population.
325,396 LUZERNE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
971 UPPER EXETER RESIDENTS ↳ 0.3% of Luzerne County residents
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Upper Exeter, PA?

Upper Exeter applicants with high blood pressure qualify routinely. The local risk pool — Luzerne County's ~325,000 residents, 7.3% without health coverage — shows 33.7% adult prevalence of high blood pressure and 34.0% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Browntown →

📊 Top Health Considerations (CDC)

Top Health Considerations for Upper Exeter (CITY) High cholesterol: 34%. High blood pressure: 33.7%. Obesity: 35.5%. Diagnosed diabetes: 10.8%. Current smoking: 18.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · UPPER EXETER High cholesterol 34.0% High blood pressure 33.7% Obesity 35.5% Diagnosed diabetes 10.8% Current smoking 18.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Luzerne County Gov Portal .GOV
Population ~971
Lack of health insurance (18–64) 6.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4279016
Google Maps
3.4 5 reviews
View on Google Maps
Exeter Borough Town Hall
Closed now · Mon 9:00 AM – 3:00 PM
(570) 654-3001
exeterborough.com
1101 Wyoming Ave, Exeter, PA 18643, USA
Recent Reviews
Allison F ★★★★★
"Great people in Exeter—no doubt. Yet wish the council and leaders were more engaged in improvements...perhaps by learning from Pittston about grants (and how they turned the town around); and proactiv…"
RS ★☆☆☆☆
"Totally useless unprofessional pointless to even contact for anything, living in Exeter is like living in the turn of the century whereas everything around it improves except Exeter. Taxes are apparen…"
Available in Upper Exeter

Life Insurance Products in Upper Exeter, PA

9 insurance products available in Upper Exeter

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Luzerne County and Nearby Pennsylvania Counties

Life Insurance by City Near Upper Exeter, PA

Life insurance by city across Luzerne County and adjacent Pennsylvania counties.

🌟 Cities Served near Upper Exeter

30 Cities · 3 Counties
Wyoming County10
Center MorelandFactoryvilleLaceyvilleLake WinolaMehoopanyMeshoppenNicholsonNoxenTunkhannockWest Falls
Luzerne CountyHome10
BrowntownGlen LyonHazletonKingstonLattimer MinesMilnesvillePardeesvillePittstonPlainsWilkes Barre
Lackawanna County10
ArchbaldBlakelyCarbondaleDickson CityDunmoreFleetvilleJermynJessupMoosicScranton
Official Resources

Know your rights in Upper Exeter.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Upper Exeter Life Insurance Questions

💰

How much does life insurance cost in Upper Exeter?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Upper Exeter
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Upper Exeter?

Yes. June serves all of Upper Exeter and every municipality in Luzerne County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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