Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
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Business & Specialty
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June Marcia Williams — Licensed Insurance Agent in Sugar Notch, PA
June Marcia Williams
Your Insurance Agent in Sugar Notch, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Sugar Notch, PA...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Sugar Notch | Same-Day Quotes

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Sugar Notch Without the Complexity

Your local licensed agent in Sugar Notch, Luzerne County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Sugar Notch, Luzerne County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
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❤️ 3K+ Satisfied
Right here · Sugar Notch, PA

Sugar Notch, PA — Your Local Producer

For my neighbors in Sugar Notch, living in the heart of Luzerne County means valuing community and looking out for one another. I believe that same spirit applies to protecting your family's future. My name is June Marcia Williams, and as a licensed Pennsylvania insurance producer (NPN: 17209549, License No. 767197), I'm dedicated to helping local individuals and families find personal insurance solutions. I can help you explore options like term or whole life, final expense, critical illness, and accident policies. My goal is to provide clear, straightforward guidance so you can make informed decisions for your loved ones.

  • Sugar Notch Borough Building
  • Main Street & Freeland Street
  • Holy Family Parish
NPN17209549PA License767197

Sugar Notch is home to approximately 917 residents in Luzerne County, with a median age of 45.6 and a median household income of $62,500. About 61% of homes are owner-occupied; the median home value is $108,000. 16% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 7% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Sugar Notch households.

How Sugar Notch compares to Luzerne County

LUZERNE COUNTY · 325K RESIDENTS SUGAR NOTCH · 917 RESIDENTS
Luzerne County vs Sugar Notch — population comparison Luzerne County: 325,396 residents. Sugar Notch: 917 residents, 0.3% of Luzerne County population.
325,396 LUZERNE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
917 SUGAR NOTCH RESIDENTS ↳ 0.3% of Luzerne County residents

Are Sugar Notch residents with diagnosed diabetes able to qualify for life insurance?

Sugar Notch applicants with diagnosed diabetes qualify routinely. The local risk pool — Luzerne County's ~326,000 residents, 7.3% without health coverage — shows 12.0% adult prevalence of diagnosed diabetes and 37.6% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Sugar Notch families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Avoca →

📊 Top Health Considerations (CDC)

Top Health Considerations for Sugar Notch (CITY) High cholesterol: 34.2%. High blood pressure: 34.9%. Obesity: 37.6%. Diagnosed diabetes: 12%. Current smoking: 21.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SUGAR NOTCH High cholesterol 34.2% High blood pressure 34.9% Obesity 37.6% Diagnosed diabetes 12.0% Current smoking 21.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~917
Lack of health insurance (18–64) 8.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4275072
Google Maps
2.0 4 reviews
Sugar Notch Borough Office photo 1Sugar Notch Borough Office photo 2Sugar Notch Borough Office photo 3Sugar Notch Borough Office photo 4
Sugar Notch Borough Office
892 Main St, Sugar Notch, PA 18706, USA
Recent Reviews
Jay Hernandez ★☆☆☆☆
"I wish they would invest money into the building and Make it more noticable to those who don't know where it's located. Also It would be more beneficial to be open more often, it's hard to try and cat…"
John Thompson ★☆☆☆☆
"Don't know why but it seems like there is never an officer on duty when you need one"

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Cities served near Sugar Notch.

June Marcia Williams writes life insurance and supplemental health policies across Luzerne County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

Know your rights in Sugar Notch.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Sugar Notch insurance — answered.

💰

How much does life insurance cost in Sugar Notch?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Sugar Notch
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Sugar Notch?

Yes. June serves all of Sugar Notch and every municipality in Luzerne County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified

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