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June Marcia Williams — Licensed Insurance Agent in Misericordia University, PA
June Marcia Williams
Your Insurance Agent in Misericordia University, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Misericordia University, PA...
National Producer No.
17209549
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Trusted Life Insurance in Misericordia University, PA | Local Expert

Securing Families Across Luzerne County with 9 Tailored Product Lines

Why Misericordia University Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Misericordia University, Luzerne County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Misericordia University, Luzerne County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Misericordia University, PA

Misericordia University, PA — Your Local Producer

For the families and individuals building their lives in and around the Misericordia University community, planning for the future is a vital part of life here in Luzerne County. My name is June Marcia Williams, and as a licensed Pennsylvania insurance producer, I'm dedicated to helping my neighbors understand their options for financial protection. I can help you explore personal plans like Term or Whole Life, Final Expense, and Critical Illness coverage. My goal is to provide clear, personalized guidance to help you secure peace of mind. (NPN: 17209549, Pennsylvania License No: 767197)

  • Mary Kintz Bevevino Library
  • Pauly Friedman Art Gallery
  • Anderson Sports and Health Center
NPN17209549PA License767197

Misericordia University is home to approximately 901 residents in Luzerne County, with a median age of 20.5. About 0% of homes are owner-occupied. 30% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 0% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Misericordia University households.

How Misericordia University compares to Luzerne County

LUZERNE COUNTY · 325K RESIDENTS MISERICORDIA UNIVERSITY · 901 RESIDENTS
Luzerne County vs Misericordia University — population comparison Luzerne County: 325,396 residents. Misericordia University: 901 residents, 0.3% of Luzerne County population.
325,396 LUZERNE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
901 MISERICORDIA UNIVERSITY RESIDENTS ↳ 0.3% of Luzerne County residents
Underwriting Guidelines

How does high blood pressure impact life insurance underwriting in Misericordia University, PA?

Many Misericordia University residents secure competitive rates despite high blood pressure. Luzerne County reports 31.2% adult prevalence (CDC PLACES); 31.9% also manage high cholesterol, with 7.3% of the ~326,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Misericordia University families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Sugar Notch →

📊 Top Health Considerations (CDC)

Top Health Considerations for Misericordia University (CITY) High cholesterol: 31.9%. High blood pressure: 31.2%. Obesity: 33.9%. Diagnosed diabetes: 9.4%. Current smoking: 15.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MISERICORDIA UNIVERSITY High cholesterol 31.9% High blood pressure 31.2% Obesity 33.9% Diagnosed diabetes 9.4% Current smoking 15.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Luzerne County Gov Portal .GOV
Population ~901
Lack of health insurance (18–64) 6.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4250160
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Available in Misericordia University

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Luzerne County and Neighboring Pennsylvania Counties

Cities served near Misericordia University.

June Marcia Williams writes life insurance and supplemental health policies across Luzerne County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Misericordia University

29 Cities · 3 Counties
Lackawanna County10
CarbondaleChinchillaDunmoreEagle LakeFleetvilleJessupMoosicMoscowScrantonSimpson
Luzerne CountyHome10
CambraChaseCranberryGlen LyonHazletonLattimerMilnesvilleNew ColumbusPardeesvilleWilkes Barre
Sullivan County9
DushoreEagles MereForksvilleHillsgroveLaporteLopezMildredMuncy ValleyShunk
Official Resources

Know your rights in Misericordia University.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Misericordia University insurance — answered.

💰

How much does life insurance cost in Misericordia University?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Misericordia University
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Misericordia University?

Yes. June serves all of Misericordia University and every municipality in Luzerne County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

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