Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Pennsylvania›Luzerne County›Mountain Top

June Marcia Williams — Licensed Insurance Agent in Mountain Top, PA
June Marcia Williams
Your Insurance Agent in Mountain Top, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Mountain Top, PA...
National Producer No.
17209549
Verify ↗

Fast & Affordable Life Insurance in Mountain Top | Same-Day Quotes

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Mountain Top Without the Complexity

Your local licensed agent in Mountain Top, Luzerne County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Mountain Top, Luzerne County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Mountain Top, PA

Mountain Top, PA — Your Local Producer

Hello, Mountain Top! As a fellow Pennsylvanian, I appreciate the unique character and close-knit community spirit we have here in Luzerne County. Life on the mountain is special, and your financial protection plan should be, too. My name is June Marcia Williams, and as a licensed insurance producer (NPN: 17209549; PA License No: 767197), I'm dedicated to helping my neighbors navigate their options for life insurance and supplemental health policies. Whether you're planning for your family's future or preparing for unexpected expenses, I'm here to provide clear, personalized guidance for your specific needs.

  • Mountain Top Hose Company No. 1
  • Crestwood High School
  • Fairview Memorial Park
NPN17209549PA License767197

Mountain Top is home to approximately 11,800 residents in Luzerne County, with a median age of 43.4 and a median household income of $100,000. About 91% of homes are owner-occupied; the median home value is $252,000. 46% of adults hold a bachelor's degree or higher; households with children make up 40%; veterans comprise 5% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Mountain Top households.

How Mountain Top compares to Luzerne County

LUZERNE COUNTY · 325K RESIDENTS MOUNTAIN TOP · 12K RESIDENTS
Luzerne County vs Mountain Top — population comparison Luzerne County: 325,396 residents. Mountain Top: 11,791 residents, 3.6% of Luzerne County population.
325,396 LUZERNE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
11,791 MOUNTAIN TOP RESIDENTS ↳ 3.6% of Luzerne County residents
Underwriting Guidelines

What rate class can Mountain Top applicants with high cholesterol expect from life insurance carriers?

Yes, qualification is common in Mountain Top. Within Luzerne County's ~326,000 residents — including the 7.3% currently without health coverage — 32.6% of adults manage high cholesterol and 15.3% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Mountain Top families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Swoyersville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Mountain Top (CITY) High cholesterol: 32.6%. High blood pressure: 30.4%. Obesity: 33.5%. Diagnosed diabetes: 9.1%. Current smoking: 15.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MOUNTAIN TOP High cholesterol 32.6% High blood pressure 30.4% Obesity 33.5% Diagnosed diabetes 9.1% Current smoking 15.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Luzerne County Gov Portal .GOV
Population ~11,791
Lack of health insurance (18–64) 5.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4251384
Google Maps
5.0 1 review
View on Google Maps
Mountain Top Hose Co. 1
Open now · Mon Open 24 hours
(570) 474-6749
mthc1.com
14 Woodlawn Ave, Mountain Top, PA 18707, USA
Recent Reviews
Jeff Hollock ★★★★★
Available in Mountain Top

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Luzerne County and Neighboring Pennsylvania Counties

Cities served near Mountain Top.

June Marcia Williams writes life insurance and supplemental health policies across Luzerne County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Mountain Top

30 Cities · 3 Counties
Carbon County10
Beaver MeadowsEast SideHoliday PoconoJunedaleLake HarmonyLansfordLehightonNesquehoningPalmertonTowamensing Trails
Luzerne CountyHome10
CambraChaseCranberryGlen LyonHazletonLattimerMilnesvilleNew ColumbusPardeesvilleWilkes Barre
Columbia County10
AlmediaAristesFernvilleFoundryvilleJamison CityJerseytownLightstreetMillvilleRohrsburgSlabtown
Official Resources

Know your rights in Mountain Top.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Mountain Top insurance — answered.

💰

How much does life insurance cost in Mountain Top?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Mountain Top
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Mountain Top?

Yes. June serves all of Mountain Top and every municipality in Luzerne County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

← Previous Mocanaqua Luzerne County, PA 10 products available
•
You Are Here Mountain Top Luzerne County, PA
•
Next → Nanticoke Luzerne County, PA 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia