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June Marcia Williams — Licensed Insurance Agent in Mountain Top, PA
June Marcia Williams
Your Insurance Agent in Mountain Top, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Mountain Top, PA...
National Producer No.
17209549
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Life Insurance in Mountain Top, PA

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Mountain Top Without the Complexity

Your local licensed agent in Mountain Top, Luzerne County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Mountain Top, Luzerne County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Mountain Top, PA

Mountain Top, PA — Your Local Producer

Hello, Mountain Top! As a fellow Pennsylvanian, I appreciate the unique character and close-knit community spirit we have here in Luzerne County. Life on the mountain is special, and your financial protection plan should be, too. My name is June Marcia Williams, and as a licensed insurance producer (NPN: 17209549; PA License No: 767197), I'm dedicated to helping my neighbors navigate their options for life insurance and supplemental health policies. Whether you're planning for your family's future or preparing for unexpected expenses, I'm here to provide clear, personalized guidance for your specific needs.

  • Mountain Top Hose Company No. 1
  • Crestwood High School
  • Fairview Memorial Park
NPN17209549PA License767197

Mountain Top is home to approximately 11,800 residents in Luzerne County, with a median age of 43.4 and a median household income of $100,000. About 91% of homes are owner-occupied; the median home value is $252,000. 46% of adults hold a bachelor's degree or higher; households with children make up 40%; veterans comprise 5% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Mountain Top households.

How Mountain Top compares to Luzerne County

LUZERNE COUNTY · 325K RESIDENTS MOUNTAIN TOP · 12K RESIDENTS
Luzerne County vs Mountain Top — population comparison Luzerne County: 325,396 residents. Mountain Top: 11,791 residents, 3.6% of Luzerne County population.
325,396 LUZERNE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
11,791 MOUNTAIN TOP RESIDENTS ↳ 3.6% of Luzerne County residents
Underwriting Guidelines

What rate class can Mountain Top applicants with high cholesterol expect from life insurance carriers?

Yes, qualification is common in Mountain Top. Within Luzerne County's ~325,000 residents — including the 7.3% currently without health coverage — 32.6% of adults manage high cholesterol and 15.3% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Swoyersville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Mountain Top (CITY) High cholesterol: 32.6%. High blood pressure: 30.4%. Obesity: 33.5%. Diagnosed diabetes: 9.1%. Current smoking: 15.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MOUNTAIN TOP High cholesterol 32.6% High blood pressure 30.4% Obesity 33.5% Diagnosed diabetes 9.1% Current smoking 15.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Luzerne County Gov Portal .GOV
Population ~11,791
Lack of health insurance (18–64) 5.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4251384
Google Maps
5.0 1 review
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Mountain Top Hose Co. 1
Open now · Mon Open 24 hours
(570) 474-6749
mthc1.com
14 Woodlawn Ave, Mountain Top, PA 18707, USA
Recent Reviews
Jeff Hollock ★★★★★
Available in Mountain Top

Life Insurance Products in Mountain Top, PA

9 insurance products available in Mountain Top

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Luzerne County and Nearby Pennsylvania Counties

Life Insurance by City Near Mountain Top, PA

Life insurance by city across Luzerne County and adjacent Pennsylvania counties.

🌟 Cities Served near Mountain Top

30 Cities · 3 Counties
Carbon County10
AlbrightsvilleBeaver MeadowsHoliday PoconoLake HarmonyLansfordLehightonNesquehoningPalmertonSummit HillWeatherly
Luzerne CountyHome10
BrowntownGlen LyonHazletonKingstonLattimer MinesMilnesvillePardeesvillePittstonPlainsWilkes Barre
Columbia County10
AristesBentonBerwickBloomsburgBriar CreekBuckhornJamison CityJerseytownLime RidgeRohrsburg
Official Resources

Know your rights in Mountain Top.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Mountain Top Life Insurance Questions

💰

How much does life insurance cost in Mountain Top?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Mountain Top
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Mountain Top?

Yes. June serves all of Mountain Top and every municipality in Luzerne County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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