Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
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June Marcia Williams — Licensed Insurance Agent in Duryea, PA
June Marcia Williams
Your Insurance Agent in Duryea, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Duryea, PA...
National Producer No.
17209549
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Life Insurance in Duryea, PA

Securing Families Across Luzerne County with 9 Tailored Product Lines

Why Duryea Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Duryea, Luzerne County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Duryea, Luzerne County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Duryea, PA

Duryea, PA — Your Local Producer

As a licensed insurance producer serving the Duryea community, I appreciate the tight-knit character of our neighborhoods here in Luzerne County. My name is June Marcia Williams, and I'm here to help you and your family understand your personal insurance options. From Term Life and Final Expense policies to plans covering critical illness or accidents, my focus is on providing clear, personalized information so you can feel confident in your decisions. As your neighbor, I am committed to serving you with integrity. (NPN: 17209549, Pennsylvania License No: 767197).

  • Duryea Borough Building
  • Healey Park
  • Holy Rosary School
NPN17209549PA License767197

Duryea is home to approximately 5,000 residents in Luzerne County, with a median age of 41.7 and a median household income of $68,800. About 72% of homes are owner-occupied; the median home value is $116,000. 21% of adults hold a bachelor's degree or higher; households with children make up 22%; veterans comprise 5% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Duryea households.

How Duryea compares to Luzerne County

LUZERNE COUNTY · 325K RESIDENTS DURYEA · 5K RESIDENTS
Luzerne County vs Duryea — population comparison Luzerne County: 325,396 residents. Duryea: 5,047 residents, 1.6% of Luzerne County population.
325,396 LUZERNE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
5,047 DURYEA RESIDENTS ↳ 1.6% of Luzerne County residents

Are Duryea residents with obesity able to qualify for life insurance?

Yes. Luzerne County's health profile — 325,000 residents, 7.3% uninsured, 36.6% adults with obesity, 32.0% with arthritis — shapes how A-rated carriers tier rate classes for Duryea applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Kingston →

📊 Top Health Considerations (CDC)

Top Health Considerations for Duryea (CITY) High cholesterol: 34.1%. High blood pressure: 34.2%. Obesity: 36.6%. Diagnosed diabetes: 11.3%. Current smoking: 19.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · DURYEA High cholesterol 34.1% High blood pressure 34.2% Obesity 36.6% Diagnosed diabetes 11.3% Current smoking 19.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~5,047
Lack of health insurance (18–64) 7.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4220512
Google Maps
Duryea Secretary
311 Main St, Duryea, PA 18642, USA

Life Insurance Products in Duryea, PA

9 insurance products available in Duryea

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Duryea, PA

Life insurance by city across Luzerne County and adjacent Pennsylvania counties.

🌟 Cities Served near Duryea

30 Cities · 3 Counties
Wyoming County10

Know your rights in Duryea.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Duryea Life Insurance Questions

💰

How much does life insurance cost in Duryea?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Duryea
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Duryea?

Yes. June serves all of Duryea and every municipality in Luzerne County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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