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Home›Pennsylvania›Clearfield County›West Decatur

June Marcia Williams — Licensed Insurance Agent in West Decatur, PA
June Marcia Williams
Your Insurance Agent in West Decatur, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing West Decatur, PA...
National Producer No.
17209549
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Trusted Life Insurance in West Decatur, PA | Local Expert

Securing Families Across Clearfield County with 9 Tailored Product Lines

Why West Decatur Residents Rely on June for Complete Peace of Mind

Your local licensed agent in West Decatur, Clearfield County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for West Decatur, Clearfield County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · West Decatur, PA

West Decatur, PA — Your Local Producer

Hello, West Decatur neighbors! As a licensed insurance producer serving our community, I appreciate the close-knit character of life here in Clearfield County. It's a special quality worth protecting. My name is June Marcia Williams, and I'm here to help you navigate your personal insurance options, from life insurance to final expense and accident policies. My goal is to provide clear, straightforward guidance so you can secure your family's financial well-being with confidence. I'm committed to being a trusted local resource for you. (NPN: 17209549, Pennsylvania License No: 767197)

  • West Decatur Post Office
  • Boggs Township Municipal Building
  • Intersection of US-322 and State Route 970
NPN17209549PA License767197

West Decatur is home to approximately 585 residents in Clearfield County, with a median age of 33.5 and a median household income of $36,600. About 71% of homes are owner-occupied; the median home value is $92,500. 3% of adults hold a bachelor's degree or higher; households with children make up 45%; veterans comprise 4% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit West Decatur households.

How West Decatur compares to Clearfield County

CLEARFIELD COUNTY · 80K RESIDENTS WEST DECATUR · 585 RESIDENTS
Clearfield County vs West Decatur — population comparison Clearfield County: 79,707 residents. West Decatur: 585 residents, 0.7% of Clearfield County population.
79,707 CLEARFIELD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
585 WEST DECATUR RESIDENTS ↳ 0.7% of Clearfield County residents
Underwriting Guidelines

How does obesity impact life insurance underwriting in West Decatur, PA?

Many West Decatur residents secure competitive rates despite obesity. Clearfield County reports 38.5% adult prevalence (CDC PLACES); 35.5% also manage high cholesterol, with 5.8% of the ~78,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches West Decatur families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Olanta →

📊 Top Health Considerations (CDC)

Top Health Considerations for West Decatur (CITY) High cholesterol: 35.5%. High blood pressure: 34.8%. Obesity: 38.5%. Diagnosed diabetes: 11.2%. Current smoking: 24%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · WEST DECATUR High cholesterol 35.5% High blood pressure 34.8% Obesity 38.5% Diagnosed diabetes 11.2% Current smoking 24.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Clearfield County Gov Portal .GOV
Population ~585
Lack of health insurance (18–64) 8.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4282792
Google Maps
3.3 9 reviews
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Decatur City Hall
Open now · Mon 7:30 AM – 5:30 PM
(940) 393-0200
decaturtx.org
201 E Walnut St, Decatur, TX 76234, USA
Recent Reviews
Clint ★★★★★
"The first Jr. High birthday dance I went to was here in 1998... Happy birthday Crystal Childers!!"
Andrew Gokey (Savage AiW) ★☆☆☆☆
"Nobody wants to work with you. They love sending water bills every 3months with a disconnection notice. Same process happens with my neighbors it's rediculous getting a 500dollar bill right before Chr…"
Available in West Decatur

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Clearfield County and Neighboring Pennsylvania Counties

Cities served near West Decatur.

June Marcia Williams writes life insurance and supplemental health policies across Clearfield County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near West Decatur

30 Cities · 3 Counties
Jefferson County10
AnitaCorsicaPolkRinggoldSigelSprankle MillsStump CreekSummervilleSykesvilleWalston
Clearfield CountyHome10
Chester HillDriftingGrassflatKylertownLa JoseMcGees MillsSandySmithmillSmokerunTreasure Lake
Elk County10
BenezettBrockportForceJames CityKerseyRidgwaySaint MarysSt. MarysWeedvilleWilcox
Official Resources

Know your rights in West Decatur.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

West Decatur insurance — answered.

💰

How much does life insurance cost in West Decatur?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

West Decatur
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of West Decatur?

Yes. June serves all of West Decatur and every municipality in Clearfield County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

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