Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
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Critical Illness Hospital Indemnity Accident & Injury
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Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in DuBois, PA
June Marcia Williams
Your Insurance Agent in DuBois, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing DuBois, PA...
National Producer No.
17209549
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Life Insurance in DuBois, PA

Securing Families Across Clearfield County with 9 Tailored Product Lines

Why DuBois Residents Rely on June for Complete Peace of Mind

Your local licensed agent in DuBois, Clearfield County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for DuBois, Clearfield County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · DuBois, PA

DuBois, PA — Your Local Producer

Hello, DuBois! As a fellow Pennsylvanian, I appreciate the strong sense of community and heritage that defines life here in Clearfield County. It's that same spirit of looking out for one another that guides my work as a licensed insurance producer. My goal is to help you and your family navigate your options for personal insurance, whether you're considering Term Life, Final Expense, or other policies to protect what matters most. I offer personalized guidance to help you find coverage that fits your unique situation. As your neighbor, I'm here to provide clear, straightforward information so you can make confident decisions for your future. (June Marcia Williams, NPN: 17209549, PA License: 767197)

  • DuBois City Park
  • DuBois Area High School
  • Penn Highlands DuBois
NPN17209549PA License767197

DuBois is home to approximately 7,500 residents in Clearfield County, with a median age of 37.7 and a median household income of $55,600. About 60% of homes are owner-occupied; the median home value is $112,000. 28% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 7% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit DuBois households.

How DuBois compares to Clearfield County

CLEARFIELD COUNTY · 80K RESIDENTS DUBOIS · 8K RESIDENTS
Clearfield County vs DuBois — population comparison Clearfield County: 79,707 residents. DuBois: 7,509 residents, 9.4% of Clearfield County population.
79,707 CLEARFIELD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
7,509 DUBOIS RESIDENTS ↳ 9.4% of Clearfield County residents

How does current cigarette smoking impact life insurance underwriting in DuBois, PA?

Coverage is widely available. DuBois sits within Clearfield County (population ~80,000, 5.8% uninsured), where 19.0% of adults have current cigarette smoking alongside 10.5% with diagnosed diabetes per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Westover →

📊 Top Health Considerations (CDC)

Top Health Considerations for DuBois (CITY) High cholesterol: 35.3%. High blood pressure: 34.2%. Obesity: 35.9%. Diagnosed diabetes: 10.5%. Current smoking: 19%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · DUBOIS High cholesterol 35.3% High blood pressure 34.2% Obesity 35.9% Diagnosed diabetes 10.5% Current smoking 19.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~7,509
Lack of health insurance (18–64) 7.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4220136
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3.7 3 reviews
City of DuBois
Open now · Mon 8:00 AM – 4:00 PM
16 W Scribner Ave, DuBois, PA 15801, USA
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Life Insurance Products in DuBois, PA

9 insurance products available in DuBois

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near DuBois, PA

Life insurance by city across Clearfield County and adjacent Pennsylvania counties.

🌟 Cities Served near DuBois

30 Cities · 3 Counties
Jefferson County10

Know your rights in DuBois.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

DuBois Life Insurance Questions

💰

How much does life insurance cost in DuBois?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

DuBois
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of DuBois?

Yes. June serves all of DuBois and every municipality in Clearfield County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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