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June Marcia Williams — Licensed Insurance Agent in St. Marys, PA
June Marcia Williams
Your Insurance Agent in St. Marys, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing St. Marys, PA...
National Producer No.
17209549
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Trusted Life Insurance in St. Marys, PA | Local Expert

Securing Families Across Elk County with 9 Tailored Product Lines

Why St. Marys Residents Rely on June for Complete Peace of Mind

Your local licensed agent in St. Marys, Elk County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for St. Marys, Elk County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · St. Marys, PA

St. Marys, PA — Your Local Producer

Hello to my neighbors in St. Marys! Living here in the heart of Elk County, we understand the value of a strong, close-knit community and looking out for one another. As a licensed insurance producer right here in Pennsylvania, I'm dedicated to helping you protect what matters most. I can help you explore options for Term Life, Whole Life, Final Expense, and other personal insurance plans designed to provide peace of mind for you and your family. My goal is to make the process clear and straightforward. (June Marcia Williams, NPN: 17209549, Pennsylvania License No: 767197)

  • St. Marys Area High School
  • Memorial Park
  • S St Marys Street & Million Dollar Highway
NPN17209549PA License767197

St. Marys is home to approximately 12,700 residents in Elk County, with a median age of 50.5 and a median household income of $61,400. About 76% of homes are owner-occupied; the median home value is $140,000. 20% of adults hold a bachelor's degree or higher; households with children make up 17%; veterans comprise 6% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit St. Marys households.

How St. Marys compares to Elk County

ELK COUNTY · 31K RESIDENTS ST. MARYS · 13K RESIDENTS
Elk County vs St. Marys — population comparison Elk County: 30,886 residents. St. Marys: 12,691 residents, 41.1% of Elk County population.
30,886 ELK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
12,691 ST. MARYS RESIDENTS ↳ 41.1% of Elk County residents
Underwriting Guidelines

What rate class can St. Marys applicants with high cholesterol expect from life insurance carriers?

Many St. Marys residents secure competitive rates despite high cholesterol. Elk County reports 35.8% adult prevalence (CDC PLACES); 34.2% also manage high blood pressure, with 4.7% of the ~30,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches St. Marys families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Johnsonburg →

📊 Top Health Considerations (CDC)

Top Health Considerations for St. Marys (CITY) High cholesterol: 35.8%. High blood pressure: 34.2%. Obesity: 34.8%. Diagnosed diabetes: 10.4%. Current smoking: 18.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ST. MARYS High cholesterol 35.8% High blood pressure 34.2% Obesity 34.8% Diagnosed diabetes 10.4% Current smoking 18.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Elk County Gov Portal .GOV
Population ~12,691
Lack of health insurance (18–64) 6.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4267344
Google Maps
1.0 2 reviews
St. Marys City Hall photo 1
Photos by John Mastrogiacomo via Google Maps
View on Google Maps
St. Marys City Hall
Open now · Mon 8:00 AM – 4:00 PM
(814) 781-1718
stmaryspa.gov .GOV
11 Lafayette St, St Marys, PA 15857, USA
Recent Reviews
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Available in St. Marys

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Elk County and Neighboring Pennsylvania Counties

Cities served near St. Marys.

June Marcia Williams writes life insurance and supplemental health policies across Elk County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near St. Marys

23 Cities · 3 Counties
Cameron County3
DriftwoodEmporiumSinnamahoning
Elk CountyHome10
BenezettBrockportByrnedaleForceJames CityKerseyRidgwaySaint MarysWeedvilleWilcox
Mckean County10
BradfordFoster BrookKaneLewis RunMcKeanMount JewettPort AlleganyRewSmethportUniversity of Pittsburgh Bradford
Official Resources

Know your rights in St. Marys.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

St. Marys insurance — answered.

💰

How much does life insurance cost in St. Marys?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

St. Marys
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of St. Marys?

Yes. June serves all of St. Marys and every municipality in Elk County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

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