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Home›Pennsylvania›Elk County›James City

June Marcia Williams — Licensed Insurance Agent in James City, PA
June Marcia Williams
Your Insurance Agent in James City, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing James City, PA...
National Producer No.
17209549
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Trusted Life Insurance in James City, PA | Local Expert

Securing Families Across Elk County with 9 Tailored Product Lines

Why James City Residents Rely on June for Complete Peace of Mind

Your local licensed agent in James City, Elk County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for James City, Elk County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · James City, PA

James City, PA — Your Local Producer

Hello to my neighbors in James City. Living here in Elk County, surrounded by the natural beauty of the Allegheny National Forest, gives us a unique perspective on what’s truly important. My name is June Marcia Williams, and as a licensed insurance producer, I am dedicated to helping local families protect their financial futures. I provide straightforward guidance on personal insurance options like Term Life, Final Expense, and Accident & Injury plans, ensuring you understand your choices. Let's work together to find a solution that brings you peace of mind. (NPN: 17209549, PA License No: 767197)

  • James City Post Office
  • Buzzard Swamp
  • Intersection of PA-66 and Blue Jay Rd
NPN17209549PA License767197
Underwriting Guidelines

Does high cholesterol affect life insurance rates in James City, PA?

Yes, qualification is common in James City. Within Elk County's ~30,000 residents — including the 4.7% currently without health coverage — 35.8% of adults manage high cholesterol and 33.9% live with high blood pressure per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches James City families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Wilcox →

📊 Top Health Considerations (CDC)

Top Health Considerations for James City (CITY) High cholesterol: 35.8%. High blood pressure: 33.9%. Obesity: 34.3%. Diagnosed diabetes: 10.3%. Current smoking: 19%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · JAMES CITY High cholesterol 35.8% High blood pressure 33.9% Obesity 34.3% Diagnosed diabetes 10.3% Current smoking 19.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Elk County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) 7.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4237656
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City of St. James- City Hall
Open now · Mon 8:30 AM – 5:00 PM
(507) 375-3241
ci.stjames.mn.us
1205 6th Ave S, St James, MN 56081, USA
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Available in James City

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Elk County and Neighboring Pennsylvania Counties

Cities served near James City.

June Marcia Williams writes life insurance and supplemental health policies across Elk County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near James City

20 Cities · 3 Counties
Forest County7
ClaringtonEast HickoryEndeavorHickoryMarienvilleTionestaWest Hickory
Elk CountyHome10
BenezettBrockportByrnedaleForceKerseyRidgwaySaint MarysSt. MarysWeedvilleWilcox
Cameron County3
DriftwoodEmporiumSinnamahoning
Official Resources

Know your rights in James City.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

James City insurance — answered.

💰

How much does life insurance cost in James City?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

James City
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of James City?

Yes. June serves all of James City and every municipality in Elk County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

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