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Home›Pennsylvania›Cambria County›Elim

June Marcia Williams — Licensed Insurance Agent in Elim, PA
June Marcia Williams
Your Insurance Agent in Elim, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Elim, PA...
National Producer No.
17209549
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Life Insurance in Elim, PA

Dedicated Coverage Options from Final Expense to Term Life in Cambria County

The Smart Choice for Dependable Life Insurance in Elim, PA

Your local licensed agent in Elim, Cambria County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Elim, Cambria County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Elim, PA

Elim, PA — Your Local Producer

As a fellow Pennsylvanian serving the Elim community, I understand the strong sense of community and hard work that defines life here in Cambria County. My mission is to help my neighbors protect what matters most with personalized insurance solutions. As an individual licensed producer, I offer guidance on a range of options, from Term and Whole Life to Final Expense, Critical Illness, and Accident policies. I'm June Marcia Williams (NPN: 17209549, Pennsylvania License No: 767197), and I am dedicated to helping you navigate your choices with clarity and care.

  • Elim Road
  • St. Francis Xavier Church
  • Cresson Elementary School
NPN17209549PA License767197

Elim is home to approximately 3,900 residents in Cambria County, with a median age of 43.4 and a median household income of $62,200. About 74% of homes are owner-occupied; the median home value is $110,000. 21% of adults hold a bachelor's degree or higher; households with children make up 23%; veterans comprise 7% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Elim households.

How Elim compares to Cambria County

CAMBRIA COUNTY · 133K RESIDENTS ELIM · 4K RESIDENTS
Cambria County vs Elim — population comparison Cambria County: 133,263 residents. Elim: 3,903 residents, 2.9% of Cambria County population.
133,263 CAMBRIA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,903 ELIM RESIDENTS ↳ 2.9% of Cambria County residents
Underwriting Guidelines

Does diagnosed diabetes affect life insurance rates in Elim, PA?

Yes, qualification is common in Elim. Within Cambria County's ~133,000 residents — including the 5.4% currently without health coverage — 11.0% of adults manage diagnosed diabetes and 36.5% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Spangler →

📊 Top Health Considerations (CDC)

Top Health Considerations for Elim (CITY) High cholesterol: 37.9%. High blood pressure: 35.1%. Obesity: 36.5%. Diagnosed diabetes: 11%. Current smoking: 16.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ELIM High cholesterol 37.9% High blood pressure 35.1% Obesity 36.5% Diagnosed diabetes 11.0% Current smoking 16.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Cambria County Gov Portal .GOV
Population ~3,903
Lack of health insurance (18–64) 6.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4222976
Google Maps
Elim civic building photo 1Elim civic building photo 2Elim civic building photo 3
Photos by Adaly Argueta , Jose Miguel Avila , Robert Fuller via Google Maps
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Available in Elim

Life Insurance Products in Elim, PA

9 insurance products available in Elim

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Cambria County and Nearby Pennsylvania Counties

Life Insurance by City Near Elim, PA

Life insurance by city across Cambria County and adjacent Pennsylvania counties.

🌟 Cities Served near Elim

30 Cities · 3 Counties
Bedford County10
Alum BankArtemasBedfordBreezewoodBroad TopBuffalo MillsClearvilleCoaldaleDefianceEverett
Cambria CountyHome10
CassandraEast ConemaughGallitzinJohnstownNanty GloNicktownPattonSaint BenedictScalp LevelWestmont
Huntingdon County10
BarreeBlairs MillsBroad Top CityCalvinCassvilleDudleyEntrikenMapletonMount UnionSpruce Creek
Official Resources

Know your rights in Elim.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Elim Life Insurance Questions

💰

How much does life insurance cost in Elim?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Elim
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Elim?

Yes. June serves all of Elim and every municipality in Cambria County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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