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Home›Pennsylvania›Bedford County›Everett

June Marcia Williams — Licensed Insurance Agent in Everett, PA
June Marcia Williams
Your Insurance Agent in Everett, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Everett, PA...
National Producer No.
17209549
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Life Insurance in Everett, PA

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Everett Without the Complexity

Your local licensed agent in Everett, Bedford County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Everett, Bedford County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Everett, PA

Everett, PA — Your Local Producer

Hello to my neighbors in Everett and across Bedford County. In a community as close-knit and grounded as ours, looking out for family is what we do best. As a licensed insurance producer, my goal is to help you do just that by navigating your options for life insurance, final expense planning, and other personal coverage. I'm here to provide clear, straightforward information about policies that can help protect your loved ones from financial hardship. My name is June Marcia Williams (NPN: 17209549), and I'm proud to serve our area as a licensed Pennsylvania producer (No: 767197).

  • Everett Area High School
  • Tenley Park
  • Everett Free Library
NPN17209549PA License767197

Everett is home to approximately 2,200 residents in Bedford County, with a median age of 37.2 and a median household income of $37,700. About 47% of homes are owner-occupied; the median home value is $121,000. 11% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 7% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Everett households.

How Everett compares to Bedford County

BEDFORD COUNTY · 48K RESIDENTS EVERETT · 2K RESIDENTS
Bedford County vs Everett — population comparison Bedford County: 47,613 residents. Everett: 2,154 residents, 4.5% of Bedford County population.
47,613 BEDFORD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,154 EVERETT RESIDENTS ↳ 4.5% of Bedford County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Everett, PA?

Coverage is widely available. Everett sits within Bedford County (population ~48,000, 5.3% uninsured), where 21.9% of adults have current cigarette smoking alongside 11.8% with diagnosed diabetes per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Breezewood →

📊 Top Health Considerations (CDC)

Top Health Considerations for Everett (CITY) High cholesterol: 36.6%. High blood pressure: 37.1%. Obesity: 37.3%. Diagnosed diabetes: 11.8%. Current smoking: 21.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · EVERETT High cholesterol 36.6% High blood pressure 37.1% Obesity 37.3% Diagnosed diabetes 11.8% Current smoking 21.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bedford County Gov Portal .GOV
Population ~2,154
Lack of health insurance (18–64) 8.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4224304
Google Maps
Everett civic building photo 1Everett civic building photo 2Everett civic building photo 3Everett civic building photo 4
Photos by francisco Luis (Chico aka cisco) , Elielson Felipe Da Costa , Randolfo Perez , Donovan Hudson via Google Maps
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Available in Everett

Life Insurance Products in Everett, PA

9 insurance products available in Everett

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Bedford County and Nearby Pennsylvania Counties

Life Insurance by City Near Everett, PA

Life insurance by city across Bedford County and adjacent Pennsylvania counties.

🌟 Cities Served near Everett

30 Cities · 3 Counties
Fulton County10
Big Cove TanneryBurnt CabinsCrystal SpringFort LittletonHarrisonvilleHustontownMcConnellsburgNeedmoreThompsonWarfordsburg
Bedford CountyHome10
Alum BankArtemasBedfordBreezewoodBroad TopBuffalo MillsClearvilleCoaldaleDefianceFishertown
Somerset County10
AcostaAddisonBerlinBoswellBoyntonCairnbrookHooversvilleIndian LakeRockwoodSeven Springs
Official Resources

Know your rights in Everett.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Everett Life Insurance Questions

💰

How much does life insurance cost in Everett?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Everett
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Everett?

Yes. June serves all of Everett and every municipality in Bedford County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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Licensed in 5 states NPN verified No obligation
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