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Home›Pennsylvania›Huntingdon County›Spruce Creek

June Marcia Williams — Licensed Insurance Agent in Spruce Creek, PA
June Marcia Williams
Your Insurance Agent in Spruce Creek, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Spruce Creek, PA...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Spruce Creek

Dedicated Coverage Options from Final Expense to Term Life in Huntingdon County

The Smart Choice for Dependable Life Insurance in Spruce Creek, PA

Your local licensed agent in Spruce Creek, Huntingdon County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Spruce Creek, Huntingdon County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Spruce Creek, PA

Spruce Creek, PA — Your Local Producer

Living in Huntingdon County, we understand the value of community and peace of mind that comes with our rural lifestyle. As a resident and licensed insurance producer for Spruce Creek, my name is June Marcia Williams, and I'm committed to helping my neighbors understand their insurance options. Whether you are considering Term, Whole, or Universal Life insurance, or looking into supplemental health plans for critical illness or accidents, I can provide clear, straightforward information. My goal is to help you find a suitable strategy for your unique situation. I am a licensed insurance producer in Pennsylvania (License No: 767197, NPN: 17209549).

  • Spruce Creek Post Office
  • Spruce Creek Tavern
  • Intersection of PA-45 and Water St
NPN17209549PA License767197
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Spruce Creek, PA?

Many Spruce Creek residents secure competitive rates despite current cigarette smoking. Huntingdon County reports 18.8% adult prevalence (CDC PLACES); 11.5% also manage diagnosed diabetes, with 6.0% of the ~43,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Spruce Creek families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Dudley →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Huntingdon County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
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Spruce Creek Township photo 1Spruce Creek Township photo 2Spruce Creek Township photo 3Spruce Creek Township photo 4
Photos by ImMatt , ImMatt , brenda plantt , ImMatt via Google Maps
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Spruce Creek Township
(814) 632-8474
4686 Turnpike Rd, Spruce Creek, PA 16683, USA
Recent Reviews
brenda plantt ★★★★☆
"It's my favorite road to drive on in the summer"
Available in Spruce Creek

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Huntingdon County and Neighboring Pennsylvania Counties

Cities served near Spruce Creek.

June Marcia Williams writes life insurance and supplemental health policies across Huntingdon County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Spruce Creek

30 Cities · 3 Counties
Centre County10
Continental CourtsHolters CrossingHublersburgJacksonvilleJulianMonumentMoose RunPark Forest VillagePine Grove MillsToftrees
Huntingdon CountyHome10
BarreeBirminghamBlairs MillsEntrikenMill CreekPetersburgRockhillSaltilloToddWood
Fulton County10
Big Cove TanneryBurnt CabinsCrystal SpringFort LittletonHarrisonvilleHustontownMcConnellsburgNeedmoreThompsonWaterfall
Official Resources

Know your rights in Spruce Creek.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Spruce Creek insurance — answered.

💰

How much does life insurance cost in Spruce Creek?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Spruce Creek
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Spruce Creek?

Yes. June serves all of Spruce Creek and every municipality in Huntingdon County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

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