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Home›Pennsylvania›Bedford County›Defiance

June Marcia Williams — Licensed Insurance Agent in Defiance, PA
June Marcia Williams
Your Insurance Agent in Defiance, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Defiance, PA...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Defiance

Dedicated Coverage Options from Final Expense to Term Life in Bedford County

The Smart Choice for Dependable Life Insurance in Defiance, PA

Your local licensed agent in Defiance, Bedford County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Defiance, Bedford County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Defiance, PA

Defiance, PA — Your Local Producer

Hello to my neighbors in Defiance and across Bedford County. There's a special peace of mind that comes with living here, and I believe your financial protection should feel just as secure. My name is June Marcia Williams, and I'm a local, licensed insurance producer dedicated to serving our community. I help individuals and families navigate their options for life insurance, final expense, and supplemental health policies. My goal is to provide clear, straightforward guidance so you can find a plan that fits your life. As your neighbor, I'm here to help you prepare for the future. (NPN: 17209549, Pennsylvania License No: 767197)

  • Broad Top Township Municipal Building
  • Defiance Post Office
  • Raystown Branch Juniata River
NPN17209549PA License767197

Defiance is home to approximately 396 residents in Bedford County, with a median age of 32.1 and a median household income of $85,400. About 85% of homes are owner-occupied; the median home value is $105,000. 8% of adults hold a bachelor's degree or higher; households with children make up 59%; veterans comprise 9% of residents. Average household size is 4.0. These demographic markers shape which life insurance products fit Defiance households.

How Defiance compares to Bedford County

BEDFORD COUNTY · 48K RESIDENTS DEFIANCE · 396 RESIDENTS
Bedford County vs Defiance — population comparison Bedford County: 47,613 residents. Defiance: 396 residents, 0.8% of Bedford County population.
47,613 BEDFORD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
396 DEFIANCE RESIDENTS ↳ 0.8% of Bedford County residents
Underwriting Guidelines

Are Defiance residents with current cigarette smoking able to qualify for life insurance?

Yes. Bedford County's health profile — 47,000 residents, 5.3% uninsured, 24.4% adults with current cigarette smoking, 10.4% with diagnosed diabetes — shapes how A-rated carriers tier rate classes for Defiance applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Defiance families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Artemas →

📊 Top Health Considerations (CDC)

Top Health Considerations for Defiance (CITY) High cholesterol: 33%. High blood pressure: 31.9%. Obesity: 37.9%. Diagnosed diabetes: 10.4%. Current smoking: 24.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · DEFIANCE High cholesterol 33.0% High blood pressure 31.9% Obesity 37.9% Diagnosed diabetes 10.4% Current smoking 24.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bedford County Gov Portal .GOV
Population ~396
Lack of health insurance (18–64) 10.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4218608
Google Maps
View on Google Maps
Defiance City Hall
Closed now · Mon Closed
(712) 748-3431
300 Main Ave, Defiance, IA 51527, USA
Available in Defiance

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Bedford County and Neighboring Pennsylvania Counties

Cities served near Defiance.

June Marcia Williams writes life insurance and supplemental health policies across Bedford County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Defiance

30 Cities · 3 Counties
Cambria County10
CassandraChest SpringsColverFlintonLillyNicktownPuritanSaint BenedictSt. MichaelVinco
Bedford CountyHome10
Alum BankArtemasBroad TopBuffalo MillsCoaldaleEverettNew EnterpriseNew ParisQueenWoodbury
Huntingdon County10
BarreeBirminghamBlairs MillsEntrikenMill CreekPetersburgRockhillSaltilloToddWood
Official Resources

Know your rights in Defiance.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Defiance insurance — answered.

💰

How much does life insurance cost in Defiance?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Defiance
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Defiance?

Yes. June serves all of Defiance and every municipality in Bedford County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

← Previous Coaldale Bedford County, PA 10 products available
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Next → Earlston Bedford County, PA 10 products available

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