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Home›Pennsylvania›Bedford County›Schellsburg

June Marcia Williams — Licensed Insurance Agent in Schellsburg, PA
June Marcia Williams
Your Insurance Agent in Schellsburg, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Schellsburg, PA...
National Producer No.
17209549
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Life Insurance in Schellsburg, PA

Top-Rated Financial Protection for Schellsburg Residents

Honest, Local Insurance Guidance for Your Family's Future in Bedford County

Your local licensed agent in Schellsburg, Bedford County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Schellsburg, Bedford County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Schellsburg, PA

Schellsburg, PA — Your Local Producer

Hello, Schellsburg neighbors. In a community with the historic charm and close-knit feel we cherish here in Bedford County, planning for the future is a natural part of caring for our families. My name is June Marcia Williams, and as a licensed insurance producer for Pennsylvania, I'm dedicated to helping my neighbors understand their options. I offer personal guidance on a range of products, from Term and Whole Life insurance to plans for final expenses, critical illness, and accidents. My goal is to provide clear, straightforward information so you can feel confident in your choices. (NPN: 17209549, Pennsylvania License No: 767197)

  • Old Log Church
  • U.S. Route 30 (Lincoln Highway)
  • Schellsburg Borough Hall
NPN17209549PA License767197

Schellsburg is home to approximately 299 residents in Bedford County, with a median age of 48.4 and a median household income of $62,300. About 70% of homes are owner-occupied; the median home value is $122,000. 13% of adults hold a bachelor's degree or higher; households with children make up 20%; veterans comprise 8% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Schellsburg households.

How Schellsburg compares to Bedford County

BEDFORD COUNTY · 48K RESIDENTS SCHELLSBURG · 299 RESIDENTS
Bedford County vs Schellsburg — population comparison Bedford County: 47,613 residents. Schellsburg: 299 residents, 0.6% of Bedford County population.
47,613 BEDFORD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
299 SCHELLSBURG RESIDENTS ↳ 0.6% of Bedford County residents
Underwriting Guidelines

What rate class can Schellsburg applicants with diagnosed diabetes expect from life insurance carriers?

Many Schellsburg residents secure competitive rates despite diagnosed diabetes. Bedford County reports 11.1% adult prevalence (CDC PLACES); 35.9% also manage high cholesterol, with 5.3% of the ~48,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Manns Choice →

📊 Top Health Considerations (CDC)

Top Health Considerations for Schellsburg (CITY) High cholesterol: 35.9%. High blood pressure: 35.8%. Obesity: 37.8%. Diagnosed diabetes: 11.1%. Current smoking: 21.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SCHELLSBURG High cholesterol 35.9% High blood pressure 35.8% Obesity 37.8% Diagnosed diabetes 11.1% Current smoking 21.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bedford County Gov Portal .GOV
Population ~299
Lack of health insurance (18–64) 8.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4268152
Google Maps
Schellsburg photo 1Schellsburg photo 2Schellsburg photo 3Schellsburg photo 4
Photos by John Wilson , Keep Life Simple Allan , Dave Snodgrass , Taly Oked via Google Maps
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Schellsburg
Schellsburg, PA 15559, USA
Available in Schellsburg

Life Insurance Products in Schellsburg, PA

9 insurance products available in Schellsburg

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Bedford County and Nearby Pennsylvania Counties

Life Insurance by City Near Schellsburg, PA

Life insurance by city across Bedford County and adjacent Pennsylvania counties.

🌟 Cities Served near Schellsburg

30 Cities · 3 Counties
Blair County10
AlleghenyAltoonaBellwoodCanoe CreekClaysburgCurryvilleDuncansvilleEast FreedomFoot of TenFrankstown
Bedford CountyHome10
Alum BankArtemasBedfordBreezewoodBroad TopBuffalo MillsClearvilleCoaldaleDefianceEverett
Cambria County10
CassandraEast ConemaughGallitzinJohnstownNanty GloNicktownPattonSaint BenedictScalp LevelWestmont
Official Resources

Know your rights in Schellsburg.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Schellsburg Life Insurance Questions

💰

How much does life insurance cost in Schellsburg?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Schellsburg
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Schellsburg?

Yes. June serves all of Schellsburg and every municipality in Bedford County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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