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June Marcia Williams — Licensed Insurance Agent in Manns Choice, PA
June Marcia Williams
Your Insurance Agent in Manns Choice, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Manns Choice, PA...
National Producer No.
17209549
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Life Insurance in Manns Choice, PA

Dedicated Coverage Options from Final Expense to Term Life in Bedford County

The Smart Choice for Dependable Life Insurance in Manns Choice, PA

Your local licensed agent in Manns Choice, Bedford County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Manns Choice, Bedford County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Manns Choice, PA

Manns Choice, PA — Your Local Producer

For my neighbors in Manns Choice, the quiet, steady pace of life here in Bedford County is something to be cherished and protected. My name is June Marcia Williams, and as a licensed insurance producer, I'm committed to helping local families secure their financial futures. I offer personalized guidance on a range of options, including Term Life, Whole Life, Final Expense, and Accident & Injury policies. My goal is to help you understand your choices so you can feel confident in the protection you have for your loved ones. (NPN: 17209549, Pennsylvania License No: 767197)

  • Coral Caverns
  • Manns Choice Post Office
  • Intersection of Pitt Street (PA-96) and Allegheny Road (PA-31)
NPN17209549PA License767197

Manns Choice is home to approximately 279 residents in Bedford County, with a median age of 37.1 and a median household income of $47,500. About 74% of homes are owner-occupied; the median home value is $102,000. 2% of adults hold a bachelor's degree or higher; households with children make up 40%; veterans comprise 8% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Manns Choice households.

How Manns Choice compares to Bedford County

BEDFORD COUNTY · 48K RESIDENTS MANNS CHOICE · 279 RESIDENTS
Bedford County vs Manns Choice — population comparison Bedford County: 47,613 residents. Manns Choice: 279 residents, 0.6% of Bedford County population.
47,613 BEDFORD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
279 MANNS CHOICE RESIDENTS ↳ 0.6% of Bedford County residents
Underwriting Guidelines

Are Manns Choice residents with current cigarette smoking able to qualify for life insurance?

Manns Choice applicants with current cigarette smoking qualify routinely. The local risk pool — Bedford County's ~48,000 residents, 5.3% without health coverage — shows 21.3% adult prevalence of current cigarette smoking and 11.5% with diagnosed diabetes. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Defiance →

📊 Top Health Considerations (CDC)

Top Health Considerations for Manns Choice (CITY) High cholesterol: 36.6%. High blood pressure: 36.5%. Obesity: 37.6%. Diagnosed diabetes: 11.5%. Current smoking: 21.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MANNS CHOICE High cholesterol 36.6% High blood pressure 36.5% Obesity 37.6% Diagnosed diabetes 11.5% Current smoking 21.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bedford County Gov Portal .GOV
Population ~279
Lack of health insurance (18–64) 8.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4246944
Google Maps
Manns Choice photo 1Manns Choice photo 2Manns Choice photo 3
Photos by Suz Sims-Fletcher , Suz Sims-Fletcher , Velvet Barta via Google Maps
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Manns Choice
Manns Choice, PA 15550, USA
Available in Manns Choice

Life Insurance Products in Manns Choice, PA

9 insurance products available in Manns Choice

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Bedford County and Nearby Pennsylvania Counties

Life Insurance by City Near Manns Choice, PA

Life insurance by city across Bedford County and adjacent Pennsylvania counties.

🌟 Cities Served near Manns Choice

30 Cities · 3 Counties
Fulton County10
Big Cove TanneryBurnt CabinsCrystal SpringFort LittletonHarrisonvilleHustontownMcConnellsburgNeedmoreThompsonWarfordsburg
Bedford CountyHome10
Alum BankArtemasBedfordBreezewoodBroad TopBuffalo MillsClearvilleCoaldaleDefianceEverett
Somerset County10
AcostaAddisonBerlinBoswellBoyntonCairnbrookHooversvilleIndian LakeRockwoodSeven Springs
Official Resources

Know your rights in Manns Choice.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Manns Choice Life Insurance Questions

💰

How much does life insurance cost in Manns Choice?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Manns Choice
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Manns Choice?

Yes. June serves all of Manns Choice and every municipality in Bedford County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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