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Home›Pennsylvania›Bedford County›Earlston

June Marcia Williams — Licensed Insurance Agent in Earlston, PA
June Marcia Williams
Your Insurance Agent in Earlston, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Earlston, PA...
National Producer No.
17209549
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Expert Life Insurance Agent in Earlston, PA | 12+ Years Experience

Top-Rated Financial Protection for Earlston Residents

Honest, Local Insurance Guidance for Your Family's Future in Bedford County

Your local licensed agent in Earlston, Bedford County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Earlston, Bedford County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Earlston, PA

Earlston, PA — Your Local Producer

Hello to my neighbors in Earlston. There's a special kind of peace of mind that comes with life here in Bedford County, and I believe in protecting it. My name is June Marcia Williams (NPN: 17209549), and as a licensed insurance producer in Pennsylvania (License No: 767197), I'm dedicated to helping local families secure their financial futures. I offer a range of personal insurance solutions, from term and whole life insurance to final expense and critical illness plans. My goal is to help you navigate your options with clarity and confidence, ensuring your loved ones are protected.

  • U.S. Route 30 (Lincoln Highway)
  • Earlston Road
  • Raystown Branch Juniata River
NPN17209549PA License767197

Earlston is home to approximately 971 residents in Bedford County, with a median age of 41.6 and a median household income of $58,900. About 71% of homes are owner-occupied; the median home value is $170,000. 7% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 14% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Earlston households.

How Earlston compares to Bedford County

BEDFORD COUNTY · 48K RESIDENTS EARLSTON · 971 RESIDENTS
Bedford County vs Earlston — population comparison Bedford County: 47,613 residents. Earlston: 971 residents, 2.0% of Bedford County population.
47,613 BEDFORD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
971 EARLSTON RESIDENTS ↳ 2.0% of Bedford County residents
Underwriting Guidelines

Can I get life insurance with obesity in Earlston, PA?

Coverage is widely available. Earlston sits within Bedford County (population ~47,000, 5.3% uninsured), where 37.3% of adults have obesity alongside 37.1% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Earlston families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Bedford →

📊 Top Health Considerations (CDC)

Top Health Considerations for Earlston (CITY) High cholesterol: 36.6%. High blood pressure: 37.1%. Obesity: 37.3%. Diagnosed diabetes: 11.8%. Current smoking: 21.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · EARLSTON High cholesterol 36.6% High blood pressure 37.1% Obesity 37.3% Diagnosed diabetes 11.8% Current smoking 21.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bedford County Gov Portal .GOV
Population ~971
Lack of health insurance (18–64) 8.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4220704
Google Maps
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Available in Earlston

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Bedford County and Neighboring Pennsylvania Counties

Cities served near Earlston.

June Marcia Williams writes life insurance and supplemental health policies across Bedford County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Earlston

30 Cities · 3 Counties
Huntingdon County10
BarreeBirminghamBlairs MillsEntrikenMill CreekPetersburgRockhillSaltilloToddWood
Bedford CountyHome10
Alum BankArtemasBroad TopBuffalo MillsCoaldaleEverettNew EnterpriseNew ParisQueenWoodbury
Fulton County10
Big Cove TanneryBurnt CabinsCrystal SpringFort LittletonHarrisonvilleHustontownMcConnellsburgNeedmoreThompsonWaterfall
Official Resources

Know your rights in Earlston.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Earlston insurance — answered.

💰

How much does life insurance cost in Earlston?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Earlston
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Earlston?

Yes. June serves all of Earlston and every municipality in Bedford County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

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