June Marcia Williams

Your Insurance Agent in Byram Center, NJ

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Byram Center, NJ...

National Producer No.

17209549

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Life Insurance in Byram Center, NJ

Dedicated Coverage Options from Final Expense to Term Life in Sussex County

The Smart Choice for Dependable Life Insurance in Byram Center, NJ

Your local licensed agent in Byram Center, Sussex County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Byram Center, Sussex County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

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🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Byram Center, NJ

Byram Center, NJ — Your Local Producer

Hello, Byram Center neighbors. Living here in Sussex County, we appreciate the peace and natural beauty that surrounds us. It’s that same sense of security I aim to provide for local families through my work as a licensed insurance producer (NPN: 17209549). My name is June Marcia Williams, and I help individuals and businesses navigate their options for life insurance, final expense, and other personal coverage plans. Whether you're planning for the future or protecting against the unexpected, I'm here to offer clear, personalized guidance right here in our community. As your neighbor (NJ License No: 1543971), I'm committed to helping you find the right fit.

Byram Township Municipal Building
C.O. Johnson Park
Byram Lakes Elementary School

NPN17209549NJ License1543971

Byram Center is home to approximately 2,000 residents in Sussex County, with a median age of 40.9 and a median household income of $117,000. About 98% of homes are owner-occupied; the median home value is $337,000. 39% of adults hold a bachelor's degree or higher; households with children make up 30%; veterans comprise 4% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Byram Center households.

How Byram Center compares to Sussex County

SUSSEX COUNTY · 145K RESIDENTS BYRAM CENTER · 2K RESIDENTS

144,808 SUSSEX COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

1,969 BYRAM CENTER RESIDENTS ↳ 1.4% of Sussex County residents

Underwriting Guidelines

Can I get life insurance with obesity in Byram Center, NJ?

Coverage is widely available. Byram Center sits within Sussex County (population ~145,000, 8.3% uninsured), where 26.6% of adults have obesity alongside 23.9% with arthritis per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Stanhope →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Sussex County Gov Portal .GOV

Population ~1,969

Lack of health insurance (18–64) 8.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3409170

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Available in Byram Center

Life Insurance Products in Byram Center, NJ

10 insurance products available in Byram Center

Life Insurance in Sussex County and Nearby New Jersey Counties

Life Insurance by City Near Byram Center, NJ

Life insurance by city across Sussex County and adjacent New Jersey counties.

🌟 Cities Served near Byram Center

30 Cities · 3 Counties

Essex County10

Belleville Bloomfield East Orange Livingston Maplewood Millburn Newark North Caldwell Orange West Orange

Sussex CountyHome10

Andover Augusta Fredon Green Hamburg Lafayette Montague Newton Sparta Sussex

Bergen County10

Fort Lee Garfield North Arlington Paramus Ramsey Ridgewood Ridgewood Village Rutherford Tenafly Waldwick

Official Resources

Know your rights in Byram Center.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Byram Center Life Insurance Questions

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How much does life insurance cost in Byram Center?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Byram Center

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What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Byram Center?

Yes. June serves all of Byram Center and every municipality in Sussex County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

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