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June Marcia Williams — Licensed Insurance Agent in Hibernia, NJ
June Marcia Williams
Your Insurance Agent in Hibernia, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Hibernia, NJ...
National Producer No.
17209549
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Life Insurance in Hibernia, NJ

Securing Families Across Morris County with 9 Tailored Product Lines

Why Hibernia Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Hibernia, Morris County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Hibernia, Morris County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Hibernia, NJ

Hibernia, NJ — Your Local Producer

Hello, Hibernia neighbors! In a community with the rich history and natural beauty of Morris County, protecting your family’s future is a top priority. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to serving my neighbors right here in our community. I help individuals and families understand their options for personal insurance, from Term and Whole Life to Final Expense and Accident & Injury plans. My goal is to provide clear, straightforward guidance to help you secure what matters most. I'm June Marcia Williams, NPN: 17209549, New Jersey License No: 1543971.

  • Hibernia Fire Company
  • St. Cecilia Roman Catholic Church
  • Intersection of Green Pond Road and Hibernia Road
NPN17209549NJ License1543971

Hibernia is home to approximately 17 residents in Morris County, with a median age of 48.8. About 100% of homes are owner-occupied. 80% of adults hold a bachelor's degree or higher; households with children make up 100%; veterans comprise 0% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Hibernia households.

How Hibernia compares to Morris County

MORRIS COUNTY · 509K RESIDENTS HIBERNIA · 17 RESIDENTS
Morris County vs Hibernia — population comparison Morris County: 508,816 residents. Hibernia: 17 residents, 0.0% of Morris County population.
508,816 MORRIS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
17 HIBERNIA RESIDENTS ↳ 0.0% of Morris County residents
Underwriting Guidelines

How does obesity impact life insurance underwriting in Hibernia, NJ?

Many Hibernia residents secure competitive rates despite obesity. Morris County reports 23.4% adult prevalence (CDC PLACES); 17.6% also manage arthritis, with 7.9% of the ~509,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Greystone Park →

📊 Top Health Considerations (CDC)

Top Health Considerations for Hibernia (CITY) High cholesterol: 40.4%. High blood pressure: 31.6%. Obesity: 23.4%. Diagnosed diabetes: 9%. Current cigarette smoking: 9.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HIBERNIA High cholesterol 40.4% High blood pressure 31.6% Obesity 23.4% Diagnosed diabetes 9.0% Current cigarette smoking 9.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Morris County Gov Portal .GOV
Population ~17
Lack of health insurance (18–64) 7.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3431170
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Available in Hibernia

Life Insurance Products in Hibernia, NJ

10 insurance products available in Hibernia

All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Morris County and Nearby New Jersey Counties

Life Insurance by City Near Hibernia, NJ

Life insurance by city across Morris County and adjacent New Jersey counties.

🌟 Cities Served near Hibernia

30 Cities · 3 Counties
Essex County10
BellevilleBloomfieldEast OrangeLivingstonMaplewoodMillburnNewarkNorth CaldwellOrangeWest Orange
Morris CountyHome10
ButlerDenvilleFlorham ParkLincoln ParkMontvilleMorristownMount ArlingtonParsippanyPequannockWharton
Passaic County10
BloomingdaleCliftonPassaicPatersonPompton LakesProspect ParkWanaqueWest MilfordWest PatersonWoodland Park
Official Resources

Know your rights in Hibernia.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Hibernia Life Insurance Questions

💰

How much does life insurance cost in Hibernia?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Hibernia
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Hibernia?

Yes. June serves all of Hibernia and every municipality in Morris County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
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