June Marcia Williams
Your Insurance Agent in Irvington, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Irvington, NJ...
Life Insurance in Irvington, NJ
Top-Rated Financial Protection for Irvington Residents
Honest, Local Insurance Guidance for Your Family's Future in Essex County
Your local licensed agent in Irvington, Essex County. 9 product lines. 12 years of experience. One call away.
June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Irvington, Essex County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.
✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Irvington, NJIrvington, NJ — Your Local Producer
As a licensed insurance producer serving the Irvington community, I understand the hardworking spirit that defines our corner of Essex County. In a town with such a rich history and a focus on the future, protecting your family is a top priority. I'm here to help my neighbors navigate their options for personal insurance, from Term and Whole Life to Final Expense and Accident & Injury coverage. My goal is to provide clear, one-on-one guidance to help you build a financial safety net that fits your life. (June Marcia Williams, NPN: 17209549, NJ License No: 1543971)
- 1Irvington Town Hall
- 2Irvington Park
- 3Springfield Avenue
NPN17209549NJ License1543971
Underwriting Guidelines
Are Irvington residents with current cigarette smoking able to qualify for life insurance?
Yes. Essex County's health profile — 853,000 residents, 14.5% uninsured, 12.4% adults with current cigarette smoking, 35.1% with high cholesterol — shapes how A-rated carriers tier rate classes for Irvington applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.
Coverage options and underwriting standards vary by carrier. View insurance in nearby Glen Ridge →
📊 Top Health Considerations (CDC)
Tier projection blends county-level prevalence with carrier underwriting bands.
Higher prevalence shifts more of each bar into Standard and Rated/Watch
segments. Use as a county baseline, not an individual underwriting outcome.
Preferred Range
Standard
Rated / Watch
Available in Irvington
Life Insurance Products in Irvington, NJ
10 insurance products available in Irvington
Life Insurance in Essex County and Nearby New Jersey Counties
Life Insurance by City Near Irvington, NJ
Life insurance by city across Essex County and adjacent New Jersey counties.
Official Resources
Know your rights in Irvington.
New Jersey Department of Banking & Insurance
File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.
Visit nj.gov/dobi →.GOV Verify Agent License (NIPR)
Look up June's NPN (17209549), active licenses, and state appointments.
Visit nipr.com →.COM NAIC Consumer Guides
Free guides on choosing life insurance, understanding policy types, and filing complaints.
Visit naic.org →.ORG FTC Life Insurance Guide
Federal consumer guide — what to watch for and your federal protections.
Visit ftc.gov →.GOV Frequently Asked Questions
Irvington Life Insurance Questions
💰
How much does life insurance cost in Irvington?
Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.
Irvington 📋
What types of insurance are available here?
Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.
9 Products 🔑
Coverage with a pre-existing condition?
Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.
Special Situations 🏙️
Does June serve all of Irvington?
Yes. June serves all of Irvington and every municipality in Essex County. Licensed in five states: NJ, PA, FL, MD, and VA.
Full Coverage 🏥
What is critical illness insurance?
Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.
Critical Illness ✅
How do I verify June's NJ license?
Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.
Verified Talk to a real person. Today.
No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.
Licensed in 5 states NPN verified No obligation
