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Home›New Jersey›Bergen County›Closter

June Marcia Williams — Licensed Insurance Agent in Closter, NJ
June Marcia Williams
Your Insurance Agent in Closter, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Closter, NJ...
National Producer No.
17209549
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Trusted Life Insurance in Closter, NJ | Local Expert

Securing Families Across Bergen County with 9 Tailored Product Lines

Why Closter Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Closter, Bergen County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Closter, Bergen County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Closter, NJ

Closter, NJ — Your Local Producer

For my neighbors in Closter, living in this special part of Bergen County means valuing community and planning for the future. I'm June Marcia Williams, and as a local, licensed insurance producer, I'm here to help you navigate your options for protecting what matters most. Whether you're considering Term Life, Whole Life, Final Expense, or other personal policies, my goal is to provide clear, straightforward guidance. As an individual producer licensed in New Jersey (NPN: 17209549, NJ License No: 1543971), I offer personalized consultations to help you find a strategy that fits your family's unique needs.

  • Closter Plaza
  • Closter Nature Center
  • Closter Borough Hall
NPN17209549NJ License1543971

Closter is home to approximately 8,600 residents in Bergen County, with a median age of 40.4 and a median household income of $182,000. About 81% of homes are owner-occupied; the median home value is $774,000. 67% of adults hold a bachelor's degree or higher; households with children make up 46%; veterans comprise 2% of residents. Average household size is 3.1. These demographic markers shape which life insurance products fit Closter households.

How Closter compares to Bergen County

BERGEN COUNTY · 953K RESIDENTS CLOSTER · 9K RESIDENTS
Bergen County vs Closter — population comparison Bergen County: 953,243 residents. Closter: 8,555 residents, 0.9% of Bergen County population.
953,243 BERGEN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
8,555 CLOSTER RESIDENTS ↳ 0.9% of Bergen County residents
Underwriting Guidelines

What rate class can Closter applicants with high blood pressure expect from life insurance carriers?

Yes, qualification is common in Closter. Within Bergen County's ~958,000 residents — including the 9.8% currently without health coverage — 31.4% of adults manage high blood pressure and 21.8% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Closter families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Midland Park →

📊 Top Health Considerations (CDC)

Top Health Considerations for Closter (CITY) High cholesterol: 42.5%. High blood pressure: 31.4%. Obesity: 21.8%. Diagnosed diabetes: 9.2%. Current cigarette smoking: 7.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CLOSTER High cholesterol 42.5% High blood pressure 31.4% Obesity 21.8% Diagnosed diabetes 9.2% Current cigarette smoking 7.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bergen County Gov Portal .GOV
Population ~8,555
Lack of health insurance (18–64) 6.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3413810
Google Maps
3.7 3 reviews
Borough of Closter photo 1
Photos by R Houseman via Google Maps
View on Google Maps
Borough of Closter
(201) 784-0600
closternj.us
295 Closter Dock Rd, Closter, NJ 07624, USA
Recent Reviews
Mohamed Genena ★★★★★
"They are some of the best people to deal with, every department in that building is a class act, they take pride at the job that gets done they do it right for the safety of the residents and they res…"
Rachel Diaz ★☆☆☆☆
"No one from the Municipal court is available to answer the phone."
Available in Closter

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Bergen County and Neighboring New Jersey Counties

Cities served near Closter.

June Marcia Williams writes life insurance and supplemental health policies across Bergen County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Closter

30 Cities · 3 Counties
Essex County10
Ampere NorthBloomfieldEast OrangeLlewellyn ParkMaplewoodNewarkOrangePleasantdaleUpper MontclairWest Orange
Bergen CountyHome10
Fort LeeGarfieldNorth ArlingtonParamusRamapo College of New JerseyRidgewoodRidgewood VillageRutherfordTenaflyWaldwick
Hudson County10
BayonneGuttenbergHobokenJersey CityKearnyNorth BergenSecaucusUnion CityWeehawkenWest New York
Official Resources

Know your rights in Closter.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Closter insurance — answered.

💰

How much does life insurance cost in Closter?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Closter
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Closter?

Yes. June serves all of Closter and every municipality in Bergen County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
Nearby Cities

Coverage continues next door.

← Previous Cliffside Park Bergen County, NJ 10 products available
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