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June Marcia Williams — Licensed Insurance Agent in Annapolis Neck, MD
June Marcia Williams
Your Insurance Agent in Annapolis Neck, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Annapolis Neck, MD...
National Producer No.
17209549
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Life Insurance in Annapolis Neck, MD

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Annapolis Neck Without the Complexity

Your local licensed agent in Annapolis Neck, Anne Arundel County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Annapolis Neck, Anne Arundel County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Annapolis Neck, MD

Annapolis Neck, MD — Your Local Producer

Hello, Annapolis Neck! As a fellow Marylander in Anne Arundel County, I understand the unique lifestyle we cherish, from our proximity to the water to our strong community bonds. I'm June Marcia Williams, a licensed insurance producer dedicated to serving our community. My goal is to help my neighbors protect their families with personalized insurance plans. Whether you're considering Term Life, Final Expense, or coverage for critical illness or accidents, I can help you understand your options to build a financial safety net that fits your life. (NPN: 17209549, Maryland License No: 3004137002)

  • Quiet Waters Park
  • Bay Ridge Road
  • Annapolis High School
NPN17209549MD License3004137002

Annapolis Neck is home to approximately 12,700 residents in Anne Arundel County, with a median age of 49.7 and a median household income of $162,000. About 91% of homes are owner-occupied; the median home value is $706,000. 72% of adults hold a bachelor's degree or higher; households with children make up 27%; veterans comprise 7% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Annapolis Neck households.

How Annapolis Neck compares to Anne Arundel County

ANNE ARUNDEL COUNTY · 588K RESIDENTS ANNAPOLIS NECK · 13K RESIDENTS
Anne Arundel County vs Annapolis Neck — population comparison Anne Arundel County: 588,109 residents. Annapolis Neck: 12,712 residents, 2.2% of Anne Arundel County population.
588,109 ANNE ARUNDEL COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
12,712 ANNAPOLIS NECK RESIDENTS ↳ 2.2% of Anne Arundel County residents
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Annapolis Neck, MD?

Yes, qualification is common in Annapolis Neck. Within Anne Arundel County's ~588,000 residents — including the 7.1% currently without health coverage — 34.4% of adults manage high blood pressure and 22.3% live with arthritis per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Harwood →

📊 Top Health Considerations (CDC)

Top Health Considerations for Annapolis Neck (CITY) High cholesterol: 36.6%. High blood pressure: 34.4%. Obesity: 33.4%. Diagnosed diabetes: 10.3%. Current cigarette smoking: 9.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ANNAPOLIS NECK High cholesterol 36.6% High blood pressure 34.4% Obesity 33.4% Diagnosed diabetes 10.3% Current cigarette smoking 9.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Anne Arundel County Gov Portal .GOV
Population ~12,712
Lack of health insurance (18–64) 8.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2401635
Google Maps
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Available in Annapolis Neck

Life Insurance Products in Annapolis Neck, MD

9 insurance products available in Annapolis Neck

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Anne Arundel County and Nearby Maryland Counties

Life Insurance by City Near Annapolis Neck, MD

Life insurance by city across Anne Arundel County and adjacent Maryland counties.

🌟 Cities Served near Annapolis Neck

22 Cities · 3 Counties
Baltimore City2
BaltimoreGwynn Oak
Anne Arundel CountyHome10
AnnapolisDavidsonvilleGalesvilleHerald HarborHighland BeachJessupParoleSeverna ParkShady SideSherwood Forest
Queen Annes County10
BarclayCentrevilleChesterChurch HillCrumptonGrasonvilleInglesideQueen AnneQueenstownStevensville
Official Resources

Know your rights in Annapolis Neck.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Annapolis Neck Life Insurance Questions

💰

How much does life insurance cost in Annapolis Neck?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Annapolis Neck
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Annapolis Neck?

Yes. June serves all of Annapolis Neck and every municipality in Anne Arundel County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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