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June Marcia Williams — Licensed Insurance Agent in Ridge Wood Heights, FL
June Marcia Williams
Your Insurance Agent in Ridge Wood Heights, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ridge Wood Heights, FL...
National Producer No.
17209549
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Life Insurance in Ridge Wood Heights, FL

Top-Rated Financial Protection for Ridge Wood Heights Residents

Honest, Local Insurance Guidance for Your Family's Future in Sarasota County

Your local licensed agent in Ridge Wood Heights, Sarasota County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Ridge Wood Heights, Sarasota County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Ridge Wood Heights, FL

Ridge Wood Heights, FL — Your Local Producer

Hello, Ridge Wood Heights! As a fellow Floridian, I appreciate the unique charm and relaxed pace of life we enjoy here in Sarasota County. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my neighbors navigate their personal insurance options. Whether you're planning for your family's future with term or whole life insurance, or seeking peace of mind with coverage for final expenses or unexpected hospital stays, I'm here to provide clear, personalized guidance. Let's work together to find a strategy that fits your life. (NPN: 17209549, Florida License No: W840529)

  • Phillippi Shores Elementary School
  • Wilkinson Road
  • Swift Road
NPN17209549FL LicenseW840529

Ridge Wood Heights is home to approximately 4,800 residents in Sarasota County, with a median age of 48.6 and a median household income of $64,300. About 71% of homes are owner-occupied; the median home value is $308,000. 32% of adults hold a bachelor's degree or higher; households with children make up 20%; veterans comprise 5% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Ridge Wood Heights households.

How Ridge Wood Heights compares to Sarasota County

SARASOTA COUNTY · 439K RESIDENTS RIDGE WOOD HEIGHTS · 5K RESIDENTS
Sarasota County vs Ridge Wood Heights — population comparison Sarasota County: 439,392 residents. Ridge Wood Heights: 4,812 residents, 1.1% of Sarasota County population.
439,392 SARASOTA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,812 RIDGE WOOD HEIGHTS RESIDENTS ↳ 1.1% of Sarasota County residents

Can I get life insurance with high cholesterol in Ridge Wood Heights, FL?

Coverage is widely available. Ridge Wood Heights sits within Sarasota County (population ~439,000, 10.3% uninsured), where 43.6% of adults have high cholesterol alongside 29.8% with obesity per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Vamo →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ridge Wood Heights (CITY) High cholesterol: 43.6%. High blood pressure: 40.6%. Obesity: 29.8%. Diagnosed diabetes: 12.7%. Current cigarette smoking: 11.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RIDGE WOOD HEIGHTS High cholesterol 43.6% High blood pressure 40.6% Obesity 29.8% Diagnosed diabetes 12.7% Current cigarette smoking 11.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~4,812
Lack of health insurance (18–64) 10.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1260475
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Ridge Wood Heights
Ridge Wood Heights, FL, USA

Life Insurance Products in Ridge Wood Heights, FL

9 insurance products available in Ridge Wood Heights

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Ridge Wood Heights, FL

4,871 licensed producers on public record in Sarasota County.

🌟 Cities Served near Ridge Wood Heights

30 Cities · 3 Counties
Hillsborough County10

Know your rights in Ridge Wood Heights.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Ridge Wood Heights Life Insurance Questions

💰

How much does life insurance cost in Ridge Wood Heights?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ridge Wood Heights
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ridge Wood Heights?

Yes. June serves all of Ridge Wood Heights and every municipality in Sarasota County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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