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Home›Florida›Putnam County›Palatka›Final Expense Insurance

June Marcia Williams — Licensed Final Expense Insurance Agent in Palatka, FL
June Marcia Williams
Your Insurance Agent in Palatka, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Palatka, FL...
National Producer No.
17209549
Verify ↗

Final Expense Insurance in Palatka, FL

No medical exam. Ages 50-85. Guaranteed acceptance available.

Final expense insurance for Palatka, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Palatka, FL

Palatka, FL — Your Local Producer

Hello, Palatka! As a fellow Floridian, I appreciate the unique charm and history that define life here in Putnam County, from the scenic banks of the St. Johns River to our vibrant community spirit. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my neighbors navigate their options for personal insurance. Whether you're considering Term Life, Final Expense, or other policies to protect your family's future, I'm here to provide clear, personalized guidance. Let's work together to find a plan that fits your life. (NPN: 17209549, Florida License No: W840529)

  • Ravine Gardens State Park
  • Palatka City Hall
  • Bronson-Mulholland House
NPN17209549FL LicenseW840529

Licensed Final Expense Producers in Palatka

124 on public record · Florida DFS · Fla. Stat. §119.01

AO
Alexander Austin Oleksy
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 17015614 Licensed 2020
AL
Alfonsia Leonard
Life Including Variable Annuity & Health
NPN 17229700 Licensed 2014
AW
Alicia B White
Life Including Variable Annuity & Health
NPN 1926492 Licensed 2017
AN
Amanda Colette Newbolt
Life Including Variable Annuity & Health
NPN 21587960 Licensed 2025
AB
Amy Biang
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 18929232 Licensed 2020
AC
Angela Lynn Crowe
Life Including Variable Annuity & Health
NPN 20610114 Licensed 2023
AM
Artanza Mcrae
Life Including Variable Annuity & Health
NPN 19648860 Licensed 2020
AJ
Ashley M Johns
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 20489931 Licensed 2022
AT
Ashley Marie Tillis
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 10056496 Licensed 2008
AC
Aubrey Irazee-Marie Cash
Life Including Variable Annuity & Health
NPN 21307924 Licensed 2024
AL
Audra Renaye Linton
Life Including Variable Annuity & Health
NPN 1026045 Licensed 2015
AM
Austin Mcmann
Life Including Variable Annuity & Health
NPN 20067795 Licensed 2021
BH
Barbara Griffin Harris
Life Including Variable Annuity & Health
NPN 18560700 Licensed 2017
BB
Barbara Marie Bonaparte
Life Including Variable Annuity & Health
NPN 16974763 Licensed 2013
BP
Barbara Palmer
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 245241 Licensed 1992
BL
Betty Elizabeth Leonard
Life Including Variable Annuity & Health
NPN 21752461 Licensed 2025
BW
Bobbi Jean Weaver
Life Including Variable Annuity & Health
NPN 460229 Licensed 2017
BA
Branden Jose Arevalo
Life Including Variable Annuity & Health
NPN 18451905 Licensed 2017
BD
Brendon Brock Davis
Life Including Variable Annuity & Health
NPN 21227175 Licensed 2024
CJ
Carrie Johnson
Life Including Variable Annuity & Health
NPN 21129481 Licensed 2024
CW
Casey Charmaine Williams
Life Including Variable Annuity & Health
NPN 19315071 Licensed 2019
CB
Charles Benjamin Bates
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 467490 Licensed 1997
CB
Charles Benjamin Bates
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 8685893 Licensed 2006
CF
Charles Edward Faulk
Life Including Variable Annuity & Health
NPN 19652170 Licensed 2020
View all 124 licensed final expense producers in Palatka →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the Palatka regional market. Rates are localized using regional health baselines.

Official Palatka Resources

County Putnam County
Population ~10,471
Lack of insurance (18–64) 17.0%
FIPS code 1253875

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Palatka rates. Start your quote request below.

FL OIR .GOV Putnam County Gov Portal .GOV
Google Maps
3.2 10 reviews
City of Palatka, City Hall photo 1City of Palatka, City Hall photo 2
Photos by EtownStickly , Herve Andrieu via Google Maps
View on Google Maps
City of Palatka, City Hall
Open now · Mon 8:30 AM – 5:00 PM
(386) 329-0100
palatka-fl.gov .GOV
201 N 2nd St, Palatka, FL 32177, USA
Recent Reviews
Donovan Silcox ★☆☆☆☆
"Palatka deserves leadership that protects its people, not profits from its past. Mayor Robbi Correa is not a native daughter of Palatka — she’s a Yankee from Rhode Island who moved here in 2007. In l…"
Nick Einmal ★★★★★
"I may be European and was born in Germany, but I have never seen such a beautiful city as this Nice people, good connections, a very beautiful city, I can only recommend it. 👍🏻"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

See If You Qualify — No Exam Required

Remove the financial burden from loved ones — no obligation — guaranteed acceptance options available

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.
✅

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Or call now: (908) 339-7723

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Your illustrative monthly estimate Example: $10,000 coverage — select your amount above for your range.
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Final Expense Options

Best Value

Preferred Plan

Full benefit from day one
  • 100% death benefit immediately
  • Ages 50-85, up to $35K
  • No medical exam
  • Accidental Death rider available
  • Terminal illness rider included
Get Quote

Standard Plan

Full benefit from day one
  • 100% death benefit immediately
  • Ages 50-85, up to $20K
  • No medical exam
  • Some health conditions OK
  • Level premiums for life
Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed
  • Years 1-2: premiums + 10% interest
  • Year 3+: full death benefit
  • Ages 50-80, up to $15K
  • No medical exam
  • Accidental death = full benefit yr 1
Get Quote
📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

💲

How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

✅

Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

🏦

Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

👴

Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

⚖️

Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.
Life Insurance in Palatka

More Insurance Options in Palatka, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations
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Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

🏥

Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

⚱️

What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

📋

What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

👴

Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

Nearby Final Expense Coverage

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Hollister Wealth Strategy

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Interlachen Financial Security

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View Interlachen Coverage

Lake Como Financial Security

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Melrose Wealth Strategy

Dedicated Final Expense coverage page for Melrose with local agent support.

View Melrose Coverage

The Welaka Legacy Plan

Dedicated Final Expense coverage page for Welaka with local agent support.

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Brooker Life Protection

Compare Final Expense rates from licensed carriers serving Brooker.

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The Hampton Legacy Plan

Dedicated Final Expense coverage page for Hampton with local agent support.

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Lawtey Coverage Guide

Personalized Final Expense quotes for Lawtey residents — no obligation.

View Lawtey Coverage

Starke Wealth Strategy

Compare Final Expense rates from licensed carriers serving Starke.

View Starke Coverage

Beverly Beach Life Protection

Final Expense protection tailored to Beverly Beach families and businesses.

View Beverly Beach Coverage

Bunnell Wealth Strategy

Personalized Final Expense quotes for Bunnell residents — no obligation.

View Bunnell Coverage

Flagler Beach Coverage Guide

Dedicated Final Expense coverage page for Flagler Beach with local agent support.

View Flagler Beach Coverage

Palm Coast Life Protection

Final Expense protection tailored to Palm Coast families and businesses.

View Palm Coast Coverage
Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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