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Home›Florida›Putnam County›Melrose

June Marcia Williams — Licensed Insurance Agent in Melrose, FL
June Marcia Williams
Your Insurance Agent in Melrose, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Melrose, FL...
National Producer No.
17209549
Verify ↗

Secure Your Family's Future | Custom Life Insurance in Melrose

Dedicated Coverage Options from Final Expense to Term Life in Putnam County

The Smart Choice for Dependable Life Insurance in Melrose, FL

Your local licensed agent in Melrose, Putnam County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Melrose, Putnam County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Melrose, FL

Melrose, FL — Your Local Producer

Hello, Melrose! As a licensed insurance producer here in Florida, I appreciate the unique, historic charm that defines life in Putnam County. Whether your days are spent near the lake or enjoying the quiet pace of our community, planning for the future is a vital part of that lifestyle. I'm here to help you understand your options for personal insurance, from Term and Whole Life to Final Expense and Critical Illness policies. My focus is on providing clear, individual guidance to help you protect what matters most. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Melrose Bay Park
  • Melrose Elementary School
  • The Melrose Center
NPN17209549FL LicenseW840529
Underwriting Guidelines

Does obesity affect life insurance rates in Melrose, FL?

Yes, qualification is common in Melrose. Within Putnam County's ~76,000 residents — including the 18.0% currently without health coverage — 33.3% of adults manage obesity and 21.0% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Melrose families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Lake Como →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Putnam County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
3.5 17 reviews
Melrose City Hall photo 1Melrose City Hall photo 2
Photos by Geoffrey Green , Logan via Google Maps
View on Google Maps
Melrose City Hall
Open now · Mon 8:30 AM – 4:00 PM
(781) 979-4500
cityofmelrose.org
562 Main St, Melrose, MA 02176, USA
Recent Reviews
Jay Morales ★☆☆☆☆
"I’m huge with customer service and I believe they should take a course on it. I asked a simple question about a birth certificate and before I can even finish they answered so fast and hung up before …"
Logan ★★★★★
"I love visiting City Hall’s in small towns/cities, and since I currently live in Melrose, I always enjoy seeing the City Hall building at sunset. Anytime I’ve been and interacted with staff they’ve be…"
Available in Melrose

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Putnam County and Neighboring Florida Counties

Cities served near Melrose.

June Marcia Williams writes life insurance and supplemental health policies across Putnam County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Melrose

24 Cities · 3 Counties
Marion County10
BelleviewCitraLiberty TriangleOcalaOcala EstatesOn Top of the WorldRainbow ParkRainbow SpringsSalt SpringsSilver Springs Shores East
Putnam CountyHome10
Crescent CityEast PalatkaGeorgetownHollisterInterlachenLake ComoPalatkaSan MateoSatsumaWelaka
Bradford County4
BrookerHamptonLawteyStarke
Official Resources

Know your rights in Melrose.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Melrose insurance — answered.

💰

How much does life insurance cost in Melrose?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Melrose
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Melrose?

Yes. June serves all of Melrose and every municipality in Putnam County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Lake Como Putnam County, FL 10 products available
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You Are Here Melrose Putnam County, FL
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Next → Palatka Putnam County, FL 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
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